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At Rates.ca, our mission is to help Canadians make better money decisions.

It’s simple, we provide you with tools and information to help you find and choose the best available rates for you. We aggregate rates from Canada’s top insurance and financial providers so you can find the best insurance, mortgages, credit card and banking rates all in one place.

This is why we are Canada’s top destination for the best rates!

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Car insurance in Barrie

While Barrie is a part of the Greater Golden Horseshoe, it is some 90 km from the Greater Toronto Area. Because of this relative distance from Toronto, Barrie is home to more affordable auto insurance quotes. However, the city is still more expensive than many other Canadian regions.

The city is located in Central Ontario on the shores of Kempenfelt Bay, along the western arm of Lake Simcoe. Like other municipalities in the Golden Horseshoe, Barrie is densely populated and the 21st largest metropolitan area in the country.

Factors that affect insurance in Barrie

As mentioned, Barrie is nearly 100km from Toronto and escapes the huge auto insurance costs found further south. Indeed, the top ten most expensive insurance markets in both Ontario and Canada are in the GTA area in and around Toronto. Still, shopping for car insurance quotes is a guaranteed way to save you even more money on coverage.

Among the factors that will determine how much you will pay for coverage are:

  • Location: Where you live is very important. Some areas have more vehicle thefts than others, or perhaps accident rates are more frequent in a certain area of the city.
  • Driving Record: Arguably the most important factor in determining auto insurance in Barrie is your driving history. Traffic infractions such as DUIs or previous failed insurance payments will act negatively upon the cost of coverage. A driver with one license suspension in the last six years will pay over double the average cost for the city.
  • Policy Options: All insurers offer a basic insurance policy under Ontarian regulations. However, customers can add to their policies with added benefits and coverage. These extras can add cost to the overall price of the policy.
  • How much and how far: Simply put, if you use your car regularly and drive long distances, your insurance will be more expensive on average than a driver who uses their vehicle less.

Finding affordable car insurance in Barrie

While drivers in Barrie get an easier time compared to their Toronto counterparts, saving money on auto insurance in the city is still advisable. Shopping for car insurance quotes is the best way to get the most affordable coverage that meets your needs.

By using Rates.ca, you can compare prices from over 30 leading insurers in Ontario. Rates are always changing and companies do not offer the same prices. If you think you currently have the best deal available, you may find upon renewal that the market has shifted.

Recent Auto Quotes in Ontario

Shopper from SCARBOROUGH, ONTARIO
2006 TOYOTA TRUCK/VAN HIGHLANDER HYBRID 4DR 4WD
Aviva
$1690
per year
Economical Mutual
$1902
per year
Desjardins General Insurance
$1924
per year
Pembridge Insurance Company
$1949
per year
Range of quotes $259
Shopper from ETOBICOKE, ONTARIO
2002 MAZDA PROTEGE5 ES 5DR
SGI Canada
$1266
per year
Wawanesa Mutual
$1288
per year
Royal & SunAlliance
$1316
per year
Desjardins General Insurance
$1426
per year
Range of quotes $160
Shopper from NEWMARKET, ONTARIO
2017 NISSAN TRUCK/VAN PATHFINDER PLATINUM 4DR 4WD
Peel Mutual Insurance
$1882
per year
Aviva Product (S&Y)
$2000
per year
Western Assurance Company
$2033
per year
SGI Canada
$2116
per year
Range of quotes $234
Shopper from PEMBROKE, ONTARIO
2008 HONDA CIVIC DX 4DR
Dominion of Canada
$880
per year
Gore
$917
per year
SGI Canada
$985
per year
Wawanesa Mutual
$1002
per year
Range of quotes $122
Updated Mar 29, 2020

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