icon

Compare Barrie Car Insurance Quotes

Compare 30+ insurance companies and find your cheapest Barrie car insurance quote now.

Compare rates from car insurance companies you trust

sonnet insurance logo
Intact insurance logo
CAA logo
RSA Insurance logo
Aviva logo
Allstate Insurance Logo
Jevco insurance logo
Economical Insurance logo
Zenith Insurance logo
Perth Insurance logo
Northbridge Insurance logo
TD Insurance logo
Gore Mutual Insurance logo
Cheiftain Insurance logo
Wawanesa Insurance Logo

How to get your auto insurance quotes on RATESDOTCA

Ready to compare quotes and save?

1

Tell us about your vehicle

Answer a few basic questions about your driving & car insurance history.

2

Compare your quotes

See quotes from 50+ insurance companies side by side.

3

Choose the right coverage

Find the right protection for your vehicle.

Get Covered

Connect with the provider and secure your rate.

Car insurance in Barrie

While Barrie is a part of the Greater Golden Horseshoe, it is some 90 km from the Greater Toronto Area. Because of this relative distance from Toronto, Barrie is home to more affordable auto insurance quotes. However, the city is still more expensive than many other Canadian regions.

The city is located in Central Ontario on the shores of Kempenfelt Bay, along the western arm of Lake Simcoe. Like other municipalities in the Golden Horseshoe, Barrie is densely populated and the 21st largest metropolitan area in the country.

Factors that affect insurance in Barrie

As mentioned, Barrie is nearly 100km from Toronto and escapes the huge auto insurance costs found further south. Indeed, the top ten most expensive insurance markets in both Ontario and Canada are in the GTA area in and around Toronto. Still, shopping for car insurance quotes is a guaranteed way to save you even more money on coverage.

Among the factors that will determine how much you will pay for coverage are:

  • Location: Where you live is very important. Some areas have more vehicle thefts than others, or perhaps accident rates are more frequent in a certain area of the city.
  • Driving Record: Arguably the most important factor in determining auto insurance in Barrie is your driving history. Traffic infractions such as DUIs or previous failed insurance payments will act negatively upon the cost of coverage. A driver with one license suspension in the last six years will pay over double the average cost for the city.
  • Policy Options: All insurers offer a basic insurance policy under Ontarian regulations. However, customers can add to their policies with added benefits and coverage. These extras can add cost to the overall price of the policy.
  • How much and how far: Simply put, if you use your car regularly and drive long distances, your insurance will be more expensive on average than a driver who uses their vehicle less.

Finding affordable car insurance in Barrie

While drivers in Barrie get an easier time compared to their Toronto counterparts, saving money on auto insurance in the city is still advisable. Shopping for car insurance quotes is the best way to get the most affordable coverage that meets your needs.

By using RATESDOTCA, you can compare prices from over 30 leading insurers in Ontario. Rates are always changing and companies do not offer the same prices. If you think you currently have the best deal available, you may find upon renewal that the market has shifted.

Latest auto articles
Driving a Small Car Is Becoming More Dangerous Than Ever
When it comes to being safe on the road, driving a compact vehicle is often not the problem – the influx of larger vehicles competing for the same road space is.
Do You Need Special Insurance for Long-Term Parking?
Your vehicle spends most of its time at rest. Anything can happen to your car while it’s parked. If you park it for an extended period, what’s the best way to ensure it is protected?
Potholes, Landslides, and Road Debris: Who Pays for the Damage to Your Vehicle?
Whether your vehicle is damaged by everyday road hazards or an unforeseen event triggered by poor weather or construction, what can you do about it?