icon

Cheapest Car Insurance Quotes In Barrie

Pay 30% less than the average market rate.*

Compare quotes from car insurance companies in Ontario

Sonnet
onlia.png
Aviva
CAA
PEM logo - 100w x 20_334h px (1).png
Economical

How to get your auto insurance quotes on RATESDOTCA

Ready to compare quotes and save?

Car_Icon.png

Tell us about your vehicle

Answer a few basic questions about your driving & car insurance history.

Quote Icon.png

Compare your quotes

See quotes from insurance companies side by side.

Click Here_Icon.png

Choose the right coverage

Find the right protection for your vehicle.

Complete Application_Icon.png

Get Covered

Connect with the provider and secure your rate.

Recent auto insurance quotes in Barrie

Shopper from BARRIE, ONTARIO
2019 FORD TRUCK/VAN F150 XL SUPERCREW 4WD
$ 1761
Per year
Company A (Cheapest Rate)
$ 1968
Per year
Company B
$ 2009
Per year
Company C
$ 2064
Per year
Company D (Highest Rate)
Range of Quotes
$ 303
Shopper from BARRIE, ONTARIO
2005 TOYOTA MATRIX WAGON 4WD
$ 641
Per year
Company A (Cheapest Rate)
$ 740
Per year
Company B
$ 960
Per year
Company C
$ 1078
Per year
Company D (Highest Rate)
Range of Quotes
$ 437
Shopper from BARRIE, ONTARIO
2016 HYUNDAI ACCENT GLS 4DR
$ 1929
Per year
Company A (Cheapest Rate)
$ 2563
Per year
Company B
$ 2844
Per year
Company C
$ 3332
Per year
Company D (Highest Rate)
Range of Quotes
$ 1403
Shopper from BARRIE, ONTARIO
2017 FORD TRUCK/VAN ESCAPE SE 4DR 2WD
$ 1154
Per year
Company A (Cheapest Rate)
$ 1182
Per year
Company B
$ 1332
Per year
Company C
$ 1492
Per year
Company D (Highest Rate)
Range of Quotes
$ 338

Car insurance in Barrie

While Barrie is a part of the Greater Golden Horseshoe, it is some 90 km from the Greater Toronto Area. Because of this relative distance from Toronto, Barrie is home to more affordable auto insurance quotes. However, the city is still more expensive than many other Canadian regions.

The city is located in Central Ontario on the shores of Kempenfelt Bay, along the western arm of Lake Simcoe. Like other municipalities in the Golden Horseshoe, Barrie is densely populated and the 21st largest metropolitan area in the country.

Barrie Car Insurance By Postal Code

Postal Code Average Premium
L4M 0A1$1568
L4N 0A1$1568
L9J 0A1$1568

Above average insurance premium numbers are according to data from RATESDOTCA Insuramap.

Factors that affect insurance in Barrie

As mentioned, Barrie is nearly 100km from Toronto and escapes the huge auto insurance costs found further south. Indeed, the top ten most expensive insurance markets in both Ontario and Canada are in the GTA area in and around Toronto. Still, shopping for car insurance quotes is a guaranteed way to save you even more money on coverage.

Among the factors that will determine how much you will pay for coverage are:

  • Location: Where you live is very important. Some areas have more vehicle thefts than others, or perhaps accident rates are more frequent in a certain area of the city.
  • Driving Record: Arguably the most important factor in determining auto insurance in Barrie is your driving history. Traffic infractions such as DUIs or previous failed insurance payments will act negatively upon the cost of coverage. A driver with one license suspension in the last six years will pay over double the average cost for the city.
  • Policy Options: All insurers offer a basic insurance policy under Ontarian regulations. However, customers can add to their policies with added benefits and coverage. These extras can add cost to the overall price of the policy.
  • How much and how far: Simply put, if you use your car regularly and drive long distances, your insurance will be more expensive on average than a driver who uses their vehicle less.
car mascot.png

Finding affordable car insurance in Barrie

While drivers in Barrie get an easier time compared to their Toronto counterparts, saving money on auto insurance in the city is still advisable. Shopping for car insurance quotes is the best way to get the most affordable coverage that meets your needs.

By using RATESDOTCA, you can compare prices from over 30 leading insurers in Ontario. Rates are always changing and companies do not offer the same prices. If you think you currently have the best deal available, you may find upon renewal that the market has shifted.

*Shoppers in Ontario who obtained a quote on RATESDOTCA and transacted via our contact centre from August to December 2020 saved an average amount of $676. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.

Latest auto articles

What You Need to Know About No-Fault Insurance in Ontario
The term "no-fault insurance" is confusing. Does it mean no one is to blame for a car accident? Not exactly.
How to Get Your Car Ready for Winter and Avoid Road Emergencies This Year
Taking steps to get your vehicle winter-ready involves installing snow tires, clearing all the snow and ice off your vehicle, and driving carefully.
What Is an Insurance Grace Period?
Falling behind on your insurance bill can be stressful and costly. Here’s what you need to know about the insurance grace period.