Compare Etobicoke Car Insurance Quotes

Etobicoke Car Insurance

Etobicoke is located on the west end of Toronto, and represents almost 13 percent of the city's population.

Toronto, being one of the most highly populated cities in Canada, has 6.2 million citizens. That makes this metropolis a mecca of traffic, industrial developments, and urban dwellings. The city is however, finding ways to resolve its traffic concerns. For one thing, it is developing a new fines systems for those who park in the no-stopping zones, ensuring that the city's transportation system is running smoothly, and significantly decreasing traffic delays that allow for more accidents.

New Driving Laws

The driving laws in Toronto will be strictly enforced as of March 2014. Fines will be increased for illegal stopping and parking, as the traffic flow must be maintained. Fines contested in court will be dropped or remain fixed with no reductions. Repeat offenders will be both towed and ticketed for illegal parking. These are just a few of the scenarios that may cause a drastic increase in estimated insurance quotes at the time of renewal.

As you shop around Etobicoke to compare insurance rates, you will find that Canada brings together their leading auto insurance brokers to provide the most competitive insurance rates. One auto insurance broker is said to have identified an average of over $600 of savings per month on some of their customers' auto insurance premiums. This information was acquired through a customer survey. There was a varied amount of savings among customers, but the results prove that affordable auto insurance is quite obtainable in Etobicoke.

Essentially, auto insurance is designed for protection in case of a loss due to certain events, such as an accident or vandalism. Auto insurance is also helpful if an incident involved your car and made you liable for damages or even injury. In Canada, the law requires that you have car insurance and carry proof of your insurance at all times. If you do not have it, you may have your driver's licence suspended and your vehicle could be impounded in some cases.

Different Levels of Coverage

Etobicoke, like other communities in Canada, has specific minimum requirements for auto insurance coverage. However, you can still personalize your policy to fit your needs rather than paying for coverage you do not need. While the law does not require car insurance for physical damage to your vehicle, you may want to protect your investment by purchasing coverage that includes both collision and comprehensive. Full coverage is especially necessary when your car is leased or brand new.

Drivers in Etobicoke are well aware of the consequences of not possessing the proper auto insurance coverage. Within the last 6 years an estimated 2.11 percent of its citizens have had multiple licence suspensions. About 14.52 percent have had one or more tickets. Also, 8.82 percent of Etobicoke drivers have had accidents. Based on this information, drivers who own or lease their vehicles pay around $3,545 (on average) per year for car insurance.