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2021's Best Travel Credit Cards for Canadians

Love to travel? Make travelling more affordable by earning travel rewards with a travel credit card.

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What are travel credit cards?

If you love to explore new places, experience cultures, and take on new adventures, a good travel credit card can make travelling more affordable by allowing you to earn travel reward points and perks with every transaction. Most travel credit cards reward you one point or mile for every dollar you spend. Sometimes more in certain categories of spend. Every travel credit card also comes with its own set of special features and perks that can be helpful when travelling. These can include lounge access, no exchange fees, trip cancellation insurance, travel discounts and more. See which travel credit card is the best for all your personal travel needs by comparing travel credit cards today.

The Best of Finance Winners for 2021: Best Travel Credit Cards

  First-year value* Annual fee Winner
$1,536 $139 (First year rebated) CIBC Aventura® Visa Infinite™ Card
$1,874 $156 ($12.99 per month) American Express Cobalt™ Credit Card
$1,244 $120 (First year waived) Scotiabank®* Gold American Express® Card
$510 $0 MBNA Rewards Platinum Plus® Mastercard®

*The RATESDOTCA Best of Finance methodology assumes the cardholder spends an average of $2,000 a month on their card to determine the first-year value. The calculation includes all welcome bonuses and promotional offers at the time of publishing.

Best Overall Travel Credit Card

While travel still seems like a distant dream right now, it will be back one day. When the world opens back up, people will be making up for lost time and experiencing great food and culture once again.

In the meantime, cardholders can continue to build their reward balances for better days. Earn rewards for everyday purchases and redeem them for flights, hotel stays and vacation packages.

These cards also feature great additional perks, like shopping coverage, mobile device insurance and exclusive offers.

We compared the top travel credit cards using our Best of Finance methodology and ranked the cards that provided the highest first-year value.

  First-year value Annual fee Top features
$1,536 $139 (First year rebated) Get a Priority Pass Membership and four lounge passes annually + NEXUS application fee rebate + Travel insurance
$1,244 $120 (First year waived) Flexible Scotia Rewards program + Travel insurance + Pay no foreign transaction fees
$1,420 $139 (First year rebated) Share some perks with travel companions + Access Air Canada benefits + Travel insurance

Winner: CIBC Aventura® Visa InfiniteTM Card

Cardholders of the CIBC Aventura® Visa InfiniteTM Card can access loads of travel perks, from four free annual airport lounge passes to a NEXUS application fee rebate every four years. This card also features travel insurance and Visa Infinite benefits, such as complimentary breakfast at over 900 properties worldwide and exclusive tours of Wine Country.

Pay no booking fees through the Aventura Travel Assistant and use points to cover airfare costs, including taxes and fees.

According to our Best of Finance methodology, the average Canadian would earn around $1,536 in rewards in the first year.

Runners-up: Best Overall Travel Credit Card

Back to the top.

Scotiabank®* Gold American Express® Card

The Scotiabank®* Gold American Express® Card is loaded with travel perks and savings. Access the Best Price Guarantee on airfare through the Scotia Rewards Travel Service and redeem rewards for any flight at any time. Cardholders also get eight types of insurance coverage for shopping and travel. Plus, pay no foreign transaction fees, typically around 2.5% on foreign currency purchases. Only the exchange rate applies.

Cardholders can earn rewards quickly with accelerated earn rates for groceries, restaurant purchases, entertainment and more, and cash them in for thousands of options.

According to our Best of Finance methodology, the average Canadian could earn around $1,244 in rewards in the first year.

Annual fee:

$120

Limited time offer/bonus:

  • Earn up to 50,000 bonus Scotia Rewards points in the first year. Get 30,000 Scotia Rewards points when you spend at least $1,000 in the first three months. Get an additional 20,000 Scotia Rewards points when you spend at least $7,500 in the first 12 months. Plus, pay no annual fee for the first year, including on supplementary cards.

Offer expiry date: November 21, 2021

Rewards:

  • Earn five Scotia Rewards points for every $1 spent on eligible grocery, restaurant, food delivery, food subscription and entertainment purchases.
  • Earn three Scotia Rewards points for every $1 spent on eligible gas and transit purchases, as well as select streaming services.

TD® Aeroplan® Visa Infinite* Card

Get Air Canada benefits with the TD® Aeroplan® Visa Infinite* Card, including some shared perks for travelling companions. Access travel insurance and exclusive Visa Infinite benefits like the Visa Infinite Luxury Hotel Collection and Visa Infinite Wine Country Program for savings and upgrades.

Plus, get a NEXUS application fee rebate every 48 months when you enroll. This benefit also applies to additional cardholders.

According to our Best of Finance methodology, the average Canadian could earn around $1,420 in rewards in the first year.

Annual fee:

$139

Limited time offer/bonus:

  • Earn up to 25,000 Aeroplan points and a bonus Buddy Pass. Get 10,000 Aeroplan points when you make your first purchase on the card. Get another 15,000 Aeroplan points and a bonus Buddy Pass when you spend at least $1,000 within 90 days of opening the account. Plus, pay no annual fee for the first year.

Terms and Conditions:

This offer is not available for residents of Quebec. For Quebec residents, please click here.

Offer expiry date: December 5, 2021

Rewards:

  • Earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases.
  • Earn one point for every $1 spent on all other purchases.

Best Credit Card for Earning Travel Points

Travel programs typically offer the best redemption value of all the rewards credit cards. Whether they offer rewards, points or miles, these cards will always provide more value than cash back cards. However, cardholders get the best value for their rewards when redeeming for travel rather than gift cards or statement credits — though the flexibility is nice to have.

Most programs allow members to redeem rewards for flights, vacation packages, upgrades and other travel savings. Some programs also allow point conversions to other popular travel programs. Additionally, many of our top picks feature insurance coverage and exclusive offers like lounge access or benefits at hotels and resorts.

We compared the best credit cards with travel points using our  Best of Finance methodology and ranked the cards that provided the highest first-year value.

  First-year value Annual fee Top features
$1,874 $156 ($12.99 per month) Flexible Membership Rewards® points + Travel insurance
$1,536 $139 (First year rebated) Aventura Points + NEXUS application fee rebate + Four free lounge visits annually + Travel insurance
$853 $120 AIR MILES + Basic travel insurance

Winner: American Express CobaltTM Credit Card

The American Express CobaltTM Credit Card is one of the best cards for amassing rewards, offering cardholders five points for every $1 spent on restaurants and food deliveries, three points for every $1 spent on eligible streaming subscriptions, two points for every $1 spent on eligible travel and transit and one point for every $1 spent anywhere else.

Not only that, but the Membership Rewards® program is incredibly flexible, allowing members to redeem points for almost anything — travel, merchandise and more. Eligible cards, including the American Express CobaltTM Credit Card, can access the Fixed Points Travel Program and American Express Travel Online for travel offers and special rates. Cardholders can even use Membership Rewards® to pay for taxes, fees and carrier surcharges.

According to our Best of Finance methodology, the average Canadian could earn around $1,874 in rewards in the first year.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$875
+ Annual rewards
$1155
- Annual fee
$156
Total first year value
$1874
American Express CobaltTM Credit Card

card image
Welcome bonus
$875
AMEX Rewards points
Annual rewards
$1155
AMEX Rewards points
Annual fees:
$156
Interest rates:
20.99% on purchases • 21.99% on cash advances
2021 Winner – Best Overall Rewards Credit Card, Best Credit Card for Young Professionals, and Best Credit Card for Earning Travel Points.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details
Welcome bonus
$875
Annual rewards
$1155
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$875
+ Annual rewards
$1155
- Annual fee
$156
Total first year value
$1874
Annual fees:
$156
Interest rates:
20.99% on purchases
21.99% on cash advances
2021 Winner – Best Overall Rewards Credit Card, Best Credit Card for Young Professionals, and Best Credit Card for Earning Travel Points.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details

Want to learn more about how the American Express CobaltTM Credit Card stands up against the competition? Read more from our "In the Ring" series:

In the Ring: American Express Cobalt Credit Card vs. Scotiabank Gold American Express Card

Runners-up: Best Credit Card for Earning Travel Points

Back to the top.

CIBC Aventura® Visa InfiniteTM Card

The CIBC Aventura® Visa InfiniteTM card is chock-full of travel benefits. This card has everything a traveller needs to breeze through the airport and save some cash, from travel insurance to airport lounge access and a NEXUS application fee rebate. However, this card is also part of the Visa Infinite collection and features additional benefits, including luxury upgrades and complimentary breakfast at over 900 hotel properties worldwide.

Members can redeem Aventura Points for the total cost of airfare, including taxes and fees.

According to our Best of Finance methodology, the average Canadian could earn around $1,536 in rewards in the first year.

Annual fee:

$139

Limited time offer/bonus:

  • Earn up to 35,000 Aventura Points. That is a travel value of up to $800. Get 20,000 Aventura Points when you make your first purchases. Earn an additional 1,250 points each statement period you spend at least $1,000 on your card for 12 months. That is up to 15,000 points. Plus, CIBC will rebate the annual fee for the first year.

Offer expiry date: N/A subject to change without notice

Rewards:

  • Earn two points for every $1 spent on travel through the CIBC Rewards Centre.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores and drugstores.
  • Earn one point for every $1 spent on all other purchases.

The American Express® AIR MILES®* Platinum Credit Card

The American Express® AIR MILES®* Platinum Credit Card offers up to 750 Bonus Miles every year when cardholders book their first flight or vacation package using Dream Miles. Regularly earn one Mile for every $5 spent on eligible food, gas and transit purchases, up to $30,000 annually. Get one Mile for every $10 spent everywhere else.

According to our Best of Finance methodology, the average Canadian could earn roughly $853 in AIR MILES in the first year.

Annual fee:

$120

Limited time offer/bonus:

  • Earn 2,000 AIR MILES Bonus Miles when you charge at least $1,500 to your card in the first three months.

Offer expiry date: N/A subject to change without notice

Rewards:

  • Earn one MILE for every $5 spent on eligible food, drink, gas and transit purchases in Canada.
  • Earn one MILE for every $10 spent on all other purchases.

Best Credit Card With No Foreign Transaction Fees

Travellers can forgo the foreign currency exchange line and pack a much smaller wallet for their next trip. These credit cards offer no foreign transaction fees on purchases, sparing cardholders the extra 1.5% to 3% providers typically charge. Only the exchange rate applies.

Cardholders also get the added convenience of tracking all their transactions from little trips to the grocery store, tours and excursions all in one place. Plus, travellers won’t get stuck with extra foreign coins and bills at the end of their trip.

These credit cards also feature various benefits and travel insurance to help make trips more comfortable and carefree. Spend points on flights, rental cars, hotel stays or merchandise and get the most out of your next adventure.

We compared the top credit cards with no foreign transaction fees using our Best of Finance methodology and ranked the cards that provided the highest first-year value.

  First-year value Annual fee Top features
$1,244 $120 (First year waived) Flexible Scotia Rewards program + No foreign transaction fees
$347 $149 A $100 annual travel enhancement credit + No foreign transaction fees
$276 $110 Flexible Scotia Rewards program + No foreign transaction fees

Winner: Scotiabank®* Gold American Express® Card

The Scotiabank®* Gold American Express® Card offers a great return on spending. Earn five Scotia Rewards points for every $1 spent on groceries, restaurant, food delivery and entertainment purchases. Get three Scotia Rewards points for every $1 spent on gas, daily transit purchases and select streaming services and earn one Scotia Rewards point for every $1 spent everywhere else.

Cardholders pay no foreign transaction fees on foreign currency purchases, typically around 2.5%. Only the exchange rate applies. Plus, access discounts through the Scotia Rewards Travel Service and get a wide range of travel insurance through the card.

According to our Best of Finance methodology, the average Canadian would earn around $1,244 in rewards in the first year.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Gift card
$150
+ Welcome bonus
$500
+ Annual rewards
$744
- Annual fee (First Year Waived)
0
Total first year value
$1394
Scotiabank®* Gold American Express® Card

card image
Welcome bonus
$500
Scotia Rewards points
Annual rewards
$744
Scotia Rewards points
Annual fees:
$120 (First Year Waived)
Interest rates:
19.99% on purchases • 22.99% on cash advances
$150 Amazon e-Gift Card from RATESDOTCA
2021 Winner – Best Credit Card With No Foreign Transaction Fees for Long Stay Travellers, and Best Credit Card for Staying Home and Ordering In
Strong travel perks and 0% foreign transaction fees compliment great reward value
Details at a glance Collapse details
Welcome bonus
$500
Annual rewards
$744
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Gift card
$150
+ Welcome bonus
$500
+ Annual rewards
$744
- Annual fee (First Year Waived)
0
Total first year value
$1394
Annual fees:
$120 (First Year Waived)
Interest rates:
19.99% on purchases
22.99% on cash advances
$150 Amazon e-Gift Card from RATESDOTCA
2021 Winner – Best Credit Card With No Foreign Transaction Fees for Long Stay Travellers, and Best Credit Card for Staying Home and Ordering In
Strong travel perks and 0% foreign transaction fees compliment great reward value
Details at a glance Collapse details

Want to learn more about how the Scotiabank®* Gold American Express® Card stands up against the competition? Read more from our "In the Ring" series:

In the Ring: American Express Cobalt Credit Card vs. Scotiabank Gold American Express Card

Runners-up: Best Credit Card With No Foreign Transaction Fees

Back to the top.

HSBC World Elite® Mastercard®

The HSBC World Elite® Mastercard® offers six points for every $1 spent on eligible travel purchases and three points for every $1 spent on all other purchases. Cardholders can redeem points for travel, merchandise and financial rewards or convert rewards into miles.

This card also features excellent perks and benefits. Cardholders get a $100 annual travel enhancement credit for seat upgrades, baggage fees, lounge passes and other travel luxuries. Get a complimentary membership to Mastercard Airport Experiences Provided by LoungeKey, unlimited Wi-Fi through Boingo at over one million hotspots worldwide and discounts on hotel bookings through Expedia and Agoda. Plus, pay no foreign exchange fees on purchases made abroad or online. Only the exchange rate applies.

According to our Best of Finance methodology, the average Canadian could earn around $347 in rewards in the first year.

Annual fee:

$149

Limited time offer/bonus:

  • Earn 20,000 points when you make your first purchase using the card.

Offer expiry date: N/A subject to change without notice

Rewards:

  • Earn six points for every $1 spent on eligible travel purchases.
  • Earn three points for every $1 spent on all other purchases.

ScotiaGold Passport® VISA* Card

Cardholders of the ScotiaGold Passport® VISA* Card can earn 5% cash back on travel through the Scotia Rewards Travel Service, Scotiabank’s full-service travel agency. Plus, earn one Scotia Rewards point for every $1 in purchases.

Cardholders also get five types of travel insurance on the card.

According to our Best of Finance methodology, the average Canadian could earn around $276 in rewards in the first year.

Annual fee:

$110

Limited time offer/bonus:

  • Earn 5,000 Scotia Rewards points when you make your first purchase on the card.

Offer expiry date: November 21, 2021

Rewards:

  • Earn one Scotia Rewards point for every $1 spent on the card.
  • Earn 5% cash back on the cost of your trip booked through the Scotia Rewards Travel Service.

Best No-Fee Travel Credit Card

Access the top travel rewards programs with these no-fee cards. While they feature slightly lower earn rates than their counterparts with a fee, they still provide excellent value and great perks.

Plus, these cards can slide into your wallet as a primary or secondary credit card, and you don’t have to worry about another annual expense. You can use the card as often or sparingly as you like without having to justify its worth.

We compared the top no-fee travel credit cards using our Best of Finance methodology and ranked the cards that provided the highest value while also considering additional complimentary travel perks and benefits.

  First year value* Annual fee Top features
$503 $0 Flexible MBNA Rewards program
$527 $0 Use Aventura Points to cover airfare, taxes and fees
$343 $0 Earn more with AIR MILES Partners

Winner: MBNA Rewards Platinum Plus® Mastercard®

TheMBNA Rewards Platinum Plus® Mastercard® offers cardholders four points for every $1 spent on eligible grocery, restaurant, digital media, membership, and household utility purchases for the first 90 days, up to the $10,000 annual spend cap in each category. After, earn two points for every $1 spent in these categories ($10,000 annual cap in each category) and one point for every $1 spent on all other purchases.

This card also features $1,000,000 travel accident insurance, unexpected return home insurance and car rental accident insurance.

According to our Best of Finance methodology, the average Canadian would earn around $503 in rewards in the first year.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$163
+ Annual rewards
$340
- Annual fee
$0
Total first year value
$503
MBNA Rewards Platinum Plus® Mastercard®

card image
Welcome bonus
$163
MBNA Rewards points
Annual rewards
$340
MBNA Rewards points
Annual fees:
$0
Interest rates:
19.99% on purchases • 24.99% on cash advances
2021 Winner – Best No-Fee Travel Credit Card
Flexible rewards redeemable for travel or cash back
Details at a glance Collapse details
Welcome bonus
$163
Annual rewards
$340
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$163
+ Annual rewards
$340
- Annual fee
$0
Total first year value
$503
Annual fees:
$0
Interest rates:
19.99% on purchases
24.99% on cash advances
2021 Winner – Best No-Fee Travel Credit Card
Flexible rewards redeemable for travel or cash back
Details at a glance Collapse details

Runners-up: Best No-Fee Travel Credit Card

Back to the top.

CIBC Aventura® Visa * Card

The CIBC Aventura® Visa * Card offers cardholders up to 10,000 bonus Aventura Points in the first year, a travel value of up to $100. This card also features basic travel insurance, not typically found on a no-fee card and Aventura Travel Assistant for personalized travel planning with no booking fees.

According to our Best of Finance methodology, the average Canadian would earn around $527 in rewards in the first year.

Annual fee:

$0

Limited time offer/bonus:

Earn up to 10,000 Aventura Points in the first year. Get 7,500 Aventura Points when you make your first purchase using the card. Get an additional 2,500 Aventura Points, 500 points for completing each of the five following activities in the first 60 days:

  • Share your email address with CIBC
  • Sign up for eStatements
  • Add an authorized user to the account
  • Hold any eligible CIBC Chequing Account
  • Add your card to Apple Pay®, Samsung Pay or Google Pay™

Offer expiry date: N/A subject to change without notice

Rewards:

  • Earn one point for every $1 spent on gas, grocery and drugstore purchases.
  • Earn one point for every $1 spent on travel through the CIBC Rewards Centre.
  • Earn one point for every $2 spent on all other purchases.

BMO AIR MILES Mastercard*

New cardholders of the BMO AIR MILES Mastercard* can earn up to 800 AIR MILES Bonus Miles when they spend at least $1,000 in the first three months. That is $80 in AIR MILES Cash. Regularly earn one Mile for every $25 in purchases on the card and get three Miles for every $25 spent at participating AIR MILES Partners, like Metro, Foodland and Shell.

According to our Best of Finance methodology, the average Canadian could earn around $343 in Miles in the first year.

Annual fee:

$0

Limited time offer/bonus:

  • Earn 800 AIR MILES Bonus Miles when you spend at least $1,000 on your card in the first three months.
  • Get a 1.99% promotional interest rate on balance transfers for nine months. A 1% balance transfer fee does apply.

Offer expiry date: December 6, 2022

Rewards:

  • Earn one Mile for every $25 you spend on your credit card.
  • Earn three Miles for every $25 spent at participating AIR MILES Partners.

What are the benefits of using a travel rewards credit card?

Each travel card comes with its own unique features. When looking at travel credit cards, make sure you know what kind of features you’ll most likely need for your travelling needs.

  • Co-branded and general travel cards: Several credit card providers offer both co-branded and general travel cards. A co-branded card is affiliated with a brand, such as a hotel or airline, and allows you to access offers specific to that brand’s services. A co-branded travel credit card may limit your rewards options, but these cards can also land you great exclusive perks like hotel suites and travel seat upgrades. A general travel credit card, on the other hand, rewards you with perks and points/miles that are not brand specific. This gives you more flexibility when it comes to choosing your travel rewards.
  • Sign-up bonuses vs. ongoing rewards and perks: Don’t get too caught up by sign-up bonus offers. You must also pay attention to the overall rewards and benefits of the travel credit card, as once the bonus offer expires, you’ll be stuck with the ongoing rewards. Make sure that these rewards and perks enrich your travel experience for many years to come.
  • Travel perks you’ll actually use: Everybody likes the sound of a long list of credit card perks, but it’s important to ask yourself if you’re really going to use them. For example, your travel credit card can offer you rental car coverage, lost luggage insurance, travel delay and accident insurance, concierge services etc. But if you’re looking for specific rewards like free checked bags and travel upgrades, make sure you check if they’re a part of the rewards program.
  • Payment network: Not all travel credit cards are widely accepted in every country. Your card’s payment network, rather than the card issuer, determines the acceptance. Visa or Mastercard are accepted almost everywhere including, Canada and US. For American Express and Discover cards, the places you can use them may be limited. Make sure you check if the travel credit card you’re interested in is widely accepted in your destination country. It’s advisable to have a couple cards from multiple issuers when travelling. Your primary travel credit card but also a secondary credit card from a different issuer.

Travel credit cards come with a lot of great features. Here’s what you need to know before choosing a travel credit card.

Am I be eligible for a travel credit card?

To be eligible for most travel credit cards, you need to have a credit score of 650 or higher. If you have poor or fair credit, you may want to improve your credit score before applying for a travel credit card. You can rebuild your credit before you start looking for a rewards credit card, with a balance transfer credit card, which makes it easier to pay off your bill faster if interest is piling up on you or another option is a secured credit card. Some travel credit cards also require a minimum income; either individual or household income. Be sure to check this required qualification before applying.

Do travel credit cards come with an annual fee?

Most travel credit cards come with an annual fee ranging from $100-$150. This is because travel credit cards yield high value rewards. Often the rewards value make up for the fee you pay annually given your spend or how cleverly you spend in the categories that earns you multipliers. Therefore, the annual fee is a small price to pay for the exclusive rewards and perks. Some banks and financial institutions may waive the first-year annual fee as part of a sign-up bonus.

When you use a travel credit card to pay for your day-to-day credit card purchases, you earn travel rewards such as Air Miles or rewards points on every qualifying purchase. Not to mention the great sign-up bonuses that most travel credit cards come with! With a travel credit card, you can save hundreds of dollars in airfare and other travel related expenses, helping you travel more often,for much less and more comfortably with complimentary insurance and travel benefits. Travel credit cards can also have travel deals such as redeeming points at a discounted rate for a particular destination.

Here are some of the benefits you can expect from a good travel credit card:

  • Earn Air Miles, Aeroplan miles, or other travel rewards: Many Canadian travel credit cards come with the potential to earn Air Miles or Aeroplan miles, which can be used to purchase flight tickets or secure travel upgrades such as hotel suites, more leg room etc. Each mile has a certain dollar value that can be redeemed for travel rewards. A travel credit card can also be linked to certain air carriers, allowing you to enjoy greater benefits specific to those air carriers. A great example is the TD Aeroplan Visa Infinite Card, which comes with Air Canada perks, such as Priority boarding.
  • Sign-up bonuses: Many credit card lenders offer great sign-up bonuses for travel credit cards. These bonuses can boost your potential of earning Air Miles, Aeroplan miles, or travel points which could mean free travel tickets for you take advantage of. Having said that, while a large sign up bonus is enticing, make sure you choose the right travel card that benefits you the most in long run. For this pay attention to the earn rate as well as the redemption rate.
  • Travel insurance: Travelling can be quite stressful at times with trip delays or cancellations disrupting your plans. With a travel credit card, you may be eligible for great travel insurance coverage that’ll make travelling less stressful and more secure for you and your family. For example, the Scotiabank Passport Visa Infinite Card offers you a variety of travel insurances, including Flight Delay Insurance, and Delayed and Lost Baggage Insurance, when you make at least 75% of your trip purchases through the credit card. Coverage varies by credit card. To be able to use the insurance coverage that comes with your travel credit card, make sure that your travel purchases are paid through your credit card. Also, pay attention to how much the insurance covers, as you may need to get additional travel insurance coverage.
  • Discounted trip tickets: Many travel credit cards allow you to book discounted tickets through their travel partners or discount codes. Scotiabank, for example, offers you access to their Scotia Rewards Travel Service, which comes with the best price match guarantee feature when you choose one of their travel cards.
  • Lounge access: One of the most sought-after credit card perks is lounge access. As an avid traveller, you must know how useful airport lounge access can be. From relaxing, to making important calls or emails before a flight, and free snacks, having lounge access is a great advantage for any traveller. Many travel credit cards come with complimentary lounge access passes such as the Priority Pass.
  • Zero exchange fee: If you’re a frequent traveler who makes a lot of foreign currency purchases when abroad, look for a travel credit card with low or no foreign transaction fees. When you make a purchase in non-Canadian currency, you can end up paying an additional 2.5% on top of the actual price. By choosing a travel credit card with a zero exchange fee, you can save hundreds of dollars when travelling.

RATESDOTCA may receive compensation when you click on links to those products or services. however, our content and calculations are objective and free from bias. The opinions expressed are purely those of RATESDOTCA; thus, partners are not responsible for any editorials or reviews that may appear. For current term and conditions on any advertiser or partner’s product, please visit their website.

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