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Type in your postal code.
We'll calculate the best quotes for your area.
Tell us about your driving history
Answer a few basic questions about your driving & car insurance history.
Choose the right coverage
Instantly compare the best quotes for you.
Get covered
Secure your rate and policy!
A car insurance calculator helps you find the best coverage for your car and any optional coverage you may want to add to your policy. It also lets you know about any select discounts you may be eligible to receive. The RATESDOTCA Car Insurance Coverage Calculator finds the best type of auto insurance coverage for you.
Please note that your auto insurance rate depends on your personal driving profile, which includes:
1. Tell us about your car
To get you the best car insurance rates, we’ll firstly need to know a few things about the kind of car you drive. Input your car’s model, make, year and average commute distance to get started. This will help us find the best quotes for your specific car.
2. Who are the drivers?
Are you the sole driver of this vehicle? Tell us about the primary driver(s) and their license information.
3. Tell us about your driving record
Let us know about your driving history. This includes any at-fault accidents, not at-fault accidents, tickets etc. Providing accurate information will help us get you the best car insurance quotes available.
4. Get your car insurance discounts
Now that we know the key information about the driver(s) and the vehicle, we can help you find car insurance discounts you’re eligible for. You may be eligible for a discount through union or membership affiliation. Bundling is also a great way to save. You can combine your auto and home or tenant insurance and save anywhere from 15-20 percent on car insurance.
5. See your rates
Explore car insurance rates and choose the one that fits your needs. We’ll connect you with the car insurance provider and help you secure your quote instantly.
While choosing your car insurance policy, be aware of the different kinds of options. Different providers may offer different you endorsements (add-ons/changes) to meet your needs.
The different types of car insurance coverage you can choose from are:
If you reside in Ontario, then you should know about the "no-fault" car insurance system, which means that if you are injured or your car suffers from damages, then you will have to deal with your own insurance company, no matter who is at fault for the collision. You do not have to go after the at-fault driver for compensation.
If you are legally responsible for an accident, then you are also legally responsible for all the damages. If you are uninsured, you’ll be charged with driving without insurance, and you may be fined.
Your driver's license can also be suspended until you repay the amount owing. This makes it important to ensure that you have adequate auto insurance coverage that protects you and your loved ones in the event of an accident. Compare the best car insurance quotes instantly.
Apart from securing the coverage you require, it is always up to you to decide what additional coverage you want to add to your policy. The car insurance calculator can show you rates for your chosen coverage, helping you get the custom coverage you desire!
You can change your car insurance coverage for a variety of reasons, such as:
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