icon

Ford Car Insurance

Compare quotes from 30+ car insurance companies and find the cheapest auto insurance rate for your Ford vehicle.

Compare quotes from car insurance companies in Ontario

Sonnet
onlia.png
Aviva
CAA
PEM logo - 100w x 20_334h px (1).png
Economical

About Ford car insurance

In 1904, a year after Henry Ford founded his automobile company, the Ford Motor Company Of Canada was established in Oakville, Ontario, for manufacturing and selling Ford automobiles in Canada. The Ford F-Series has continued to be the best-selling line of trucks in Canada for ten straight years, also winning the Motor Trend Truck of the Year in 2018. Other popular models are the iconic Ford Mustang, the compact SUV Ford Escape, and the affordable sedan Ford Focus. When it comes to finding cheap Ford insurance quotes, the best way is to shop around and compare. The Ford vehicle you drive, how often you drive, your driving records, and many more factors are significant in generating your quotes.

How you can find the lowest car insurance rates? Here are some tips to help you get started.

  • Car Make, Model: Basically, the rate that you pay for the comprehensive and collision coverage will depend on the make, model and year of the car that you drive. Generally, the newer and more expensive vehicles will necessitate a higher premium for insurance. If you are on a tight budget, it is ideal to go for a car that is less expensive. There are actually a lot of affordable but decent car models like the Ford Escape that you can buy.
  • Highest Possible Deductible: To have a lower premium, you can take the highest possible deductible. By opting for a higher annual deductible, you will be able to pay less up front.
  • Credit Score: Most insurers take your credit history into account. Bad credit scores could actually cause you to pay more for auto insurance. Thus, it is advisable to improve your credit score by monitoring your credit reports and by paying your bills on time.
  • Shop Around: It is ideal to shop around and use the process of elimination in finding a reputable Ford car insurance service provider. You can come up with 3 or 4 reputable insurance companies that you can get quotes. You can seek recommendations or you can search using the Internet.
  • Less Mileage: Limiting your mileage can actually bring down the cost of insurance coverage. You can drive less and reduce your miles within a year and inform the insurance company to help acquire a lower insurance rate.

Get the right coverage

  • Necessary Coverage: When it comes to auto insurance coverage, it is important to have a policy that provides the right level of protection. You can still get the right level of protection without the unnecessary additional coverage.
  • Discounts: Go for the discounts. Most insurance companies offer discounts. Such discounts include lower rates for those who own vehicles with safety devices like car alarms. When it comes to safety devices, you can always choose Ford car models that come with advanced safety features to help lower your auto insurance.
  • Compare Rates: Once you have acquired free quotes from several insurance companies, you can start comparing the rates and the coverage. This way, you can check which company is able to provide you with the best rates for the coverage that suits your needs.
Car insurance economy & fuel efficiency
Ford model Rank of insurance economy among top selling vehicles Estimated annual fuel cost
Escape Sixth $1,311 (the hybrid) - $2,057
F-Series First $2,102 (the hybrid) - $3,232
Ranger Seventh $2,463 - $2,757
Sales change from 2019 to 2020
Car make and model 2020 sales 2019 sales change
Ford Escape 23,747 39,504 -39.89
Ford F-Series 128,650 145,210 -11.4
Ford Ranger 10,840 6,603 64.17

Latest auto articles

What You Need to Know About No-Fault Insurance in Ontario
The term "no-fault insurance" is confusing. Does it mean no one is to blame for a car accident? Not exactly.
How to Get Your Car Ready for Winter and Avoid Road Emergencies This Year
Taking steps to get your vehicle winter-ready involves installing snow tires, clearing all the snow and ice off your vehicle, and driving carefully.
What Is an Insurance Grace Period?
Falling behind on your insurance bill can be stressful and costly. Here’s what you need to know about the insurance grace period.