Saving on home insurance: Ultimate Guide
Read Guide
Choose an Insurance Quote
Home Insurance Guides
Your guide to everything you've ever wanted to know about Canadian home insurance.
Need help understanding home insurance?
Rates.ca home insurance guides
Latest News Articles:
The safest (and cheapest) cars to insure in Canada
IIHS TOP SAFETY PICK+ rated cars protect passengers and often cost less to insure. See the full 2026 list of safe models ranked by insurance costs in Canada.
Bank of Canada holds at 2.25% amid oil-price uncertainty and weak growth
The Bank of Canada is holding rates for the sixth consecutive time as weak growth and volatile oil prices keep policymakers on the sidelines.
Bank of Canada holds at 2.25% again: High oil prices, weak growth impact path ahead
Bank of Canada holds rates at 2.25% as weak growth clashes with oil-driven inflation. Housing, jobs, and consumer costs show signs of softening.
Bank of Canada holds rate at 2.25% as weak growth collides with energy inflation risks
Bank of Canada holds rates as weak growth meets energy inflation, cooling housing demand and straining mortgage renewals.
Does renters' insurance cover damage to the landlord's property?
Tenant insurance is a safety net for your belongings but doesn’t cover the building itself. Here’s what you need to know in case of accidental property damage.
Survey: 30% of Canadians interested in EVs, but cost remains a barrier in 2026
After a sluggish 2025, EV interest in Canada is climbing again: searches are up 40%, and nearly one‑third of Canadians say they’re open to buying an electric vehicle.
Resources & Guides
Car insurance application Car insurance companies Car insurance FAQ Car insurance myths Car insurance renewals Cheapest cars to insure Classic car insurance Commercial auto insurance Exotic car insurance First time car insurance Gap insurance High risk drivers How car insurance works How to save on car insurance Hybrid car insurance Leased car insurance Newcomers to Canada Seniors auto insurance Winter tire car insurance discount
Borrowing cost Bridge financing Buying mortgages Closing costs First-time homebuyers guide Canada's livability report Fixed vs. variable rates How reverse mortgages work Land Transfer Tax Mortgage 101 Mortgage amortization Mortgage approval process Mortgage default insurance Mortgage down payment Mortgage payment frequency Mortgage prepayment options Mortgage renewals Mortgage terms Mortgage vs. HELOC Obtaining or renewing a mortgage Open vs. closed mortgages Rate holds Rent vs. Buy Self-employed Should I refinance?
Home insurance calculator Alberta home insurance calculator Named perils insurance Roof replacement Additional living expenses Home insurance location and rates Home inventory Replacement cost Home insurance claims Home insurance locksmith Overland water Plumbing water damage claims Spoiled food claims