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Home Insurance Guides

Your guide to everything you've ever wanted to know about Canadian home insurance.

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RATESDOTCA home insurance guides

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Home insurance

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Condo insurance

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Tenant insurance

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Home insurance claims

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Spoiled food claims

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Roof replacement

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Replacement cost

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Additional Living Expenses

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Personal liability insurance

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Location and rates

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Home inventory

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Locksmith coverage

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Overland water coverage

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Latest home insurance articles

solar panel roof
Rebates for climate-change-friendly changes to your home
As climate change worsens, more people are doing their part to limit its effects. Here are just some of the rebates available for climate-change-friendly upgrades to your home.
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5 mins read
Caitlin M.
Mar.10.23
A wind damaged home with missing shingles and debris on the lawn
Actual cash value vs. replacement cost home insurance policies: what’s the difference?
Home insurance companies offer two types of policies: actual cash value and replacement cost — both of which help replace your damaged property and belongings. Which is best when it comes to insuring your home?
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5 mins read
Julia S.
Jan.20.23
Pieces of furniture are adrift in a flooded living room
3 ways to keep your home hazard-free while it’s vacant
The obvious ones might be to lock all your doors and windows, or have a neighbour check in on your home periodically. But there may be other hazards you haven’t given much thought to.
Learn More
5 mins read
Shaistha K.
Dec.29.22
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