Aviva Car Insurance
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Recent auto Insurance Quote from Brantford, Ontario
Female, 18 years old
2017 TOYOTA CAMRY SE 4DR
April 14, 2025
Cheapest Quote
$ 523 / month
$ 6,272 / yearAverage Quote
$ 855 / month
$ 10,258 / yearSavings
$ 332 / month
$ 3,986 / year
39 %
Recent auto Insurance Quote from Brantford, Ontario
Female, 20 years old
2014 KIA FORTE LX 4DR
April 14, 2025
Cheapest Quote
$ 246 / month
$ 2,946 / yearAverage Quote
$ 344 / month
$ 4,125 / yearSavings
$ 98 / month
$ 1,179 / year
29 %
Recent auto Insurance Quote from Brantford, Ontario
Female, 61 years old
2013 FORD FLEX SEL 4DR AWD
April 14, 2025
Cheapest Quote
$ 48 / month
$ 571 / yearAverage Quote
$ 94 / month
$ 1,128 / yearSavings
$ 46 / month
$ 557 / year
49 %
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I have never submitted a claim for any policy's I have had ON MY TRAVELS. (I hope iI never have to.) So that part I can't comment on. If I ever need to submit will know how efficient it goes. thank you
Charlene
Call back within 5 hours
Call back within 5 hours. The Lady spoke clear English.
William A
promtly got a call back and setup with…
promtly got a call back and setup with a lender
Rodney STORIE
Quick response and great quotes
Quick response and great quotes, the only problem is: I got two different quotes in two days, which is cheaper in the second one.
Ray
Great information when speaking with…
Great information when speaking with John. Very knowledgeable and easy to talk with. Unfortunately I was last minute and resigned w the actual lender, not the business I used for the purchase and last renewal.
Corbett Thoms
Easy and fast
Easy and fast
Joanne
The quote the representative was able…
The quote the representative was able to obtain.
Jonathan McConnell
The agent I spoke to was very helpful…
The agent I spoke to was very helpful in recommending a few brokers in my area who was willing to work with my situation
The Blessed One
Laurie is a true agent but John is not
Laurie is a true agent but John is not, the person with extension 136 is not a good listener to client. Extension 133 Laurie is good on her duties!
Thu Tram
About Aviva Canada
Aviva Canada offers auto, business, home and lifestyle insurance for customers coast-to-coast. Nearly three million customers use Aviva insurance products in Canada.
Aviva Canada is a subsidiary of United Kingdom-headquartered Aviva plc, which traces its roots back to 1696 and a London insurer then-known as Hand in Hand.
Aviva's Canadian origins date back to the early 19th century. After growing through a variety of mergers and acquisitions, in May 2003 what was then known as CGU Insurance Company of Canada became Aviva Insurance Company of Canada.
Aviva Insurance is a property & casualty (P&C) insurer offering a wide variety of policies for customers including:
| Vehicle | Property | Business |
|---|---|---|
| Automobile ATV and snowmobile Boat Collector car Motorcycle Rideshare RV | Condo Cottage High value home House Manufactured home Tenant | Commercial auto Contract and commercial surety Property and liability Residential surety |
Read on to learn more about what Aviva auto insurance can offer you and use our online tool to compare Aviva insurance quotes and quotes from 50+ Canadian car insurance providers.
Aviva Insurance: One of 2024’s best car insurance companies in Canada
RATESDOTCA asked drivers for their opinions about which insurance companies offer the best value for their money, collecting feedback from nearly 9,000 drivers in Ontario and Alberta. The result? Aviva Insurance stood out as one of the top insurers in Canada for their handling of auto insurance claims.
To learn more about how we conducted the survey for the Best Home and Auto Insurance Awards, check out our methodology.
Aviva Canada's Best Home and Auto Insurance Awards
Awards
About
Great claims service is increasingly hard to find. The rate and cost of claims is up exponentially due to crisis levels of auto theft and catastrophic weather, leading to the emergence of coverage deserts in the hardest-hit locales.
Given these challenges, Aviva’s placement (decided by customers who filed a claim in 2023) is meaningful. Aviva leadership has also reiterated their commitment to seeking alternatives to coverage reductions, noting that it wouldn’t be the right for the business and consumers alike. Another reason for Aviva customers to exhale.
Pros
- Reporting a claim is easy, according to most respondents
- Claims agents clearly outline the claims process, current customers say
- Aviva representatives are proactive in their communication
- Aviva representatives are easy to reach and are knowledgeable
- Auto insurance claims get resolved in a timely manner, according to claimants
Leading Canadian insurance
Aviva Canada Inc. has been insuring Canadians for more than 100 years and is one of the leading Property and Casualty insurance groups in Canada, providing home, automobile and business insurance and premier claims across the country.
Avivas home offices are located in the United Kingdom, and their family of companies include Aviva Insurance Company of Canada, Aviva Pilot (formerly Pilot Insurance Company), Aviva Elite (formerly Elite Insurance Company), Aviva Traders (formerly Traders General Insurance Company, Aviva Scottish & York (formerly Scottish & York Insurance Company) and S&Y Insurance Company.
Aviva car insurance coverages and discounts
Aviva's standard car insurance coverage offers piece of mind and protection in case of an auto accident. It covers death, injury or property damage to others as well as the costs associated with your healthcare and loss of income.
Aviva Canada also offers a variety of optional car insurance coverage including:
- Accident rating waiver
- Collision protection
- Comprehensive coverage
- Conviction protector
- Disappearing deductible
- Ridesharing
- Transportation replacement coverage
Eligible customers can save on their Aviva insurance quotes by taking advantages of car insurance discounts for:
- Being retired
- Bundling auto and home insurance policies
- Insuring multiple vehicles with Aviva
- Keeping a clean driving record free of convictions and claims
Ask your broker or Aviva insurance representative for more details on optional coverage and Aviva insurance discounts.
Aviva General Insurance Company and Aviva Insurance Company of Canada
Aviva General Insurance Company and Aviva Insurance Company of Canada are divisions of Aviva Canada offering insurance products and services to Canadians.
According to the Financial Services Regulatory Authority (FSRA) of Ontario, Aviva General Insurance Company’s 2020 private passenger automobile direct written premium market share is 3.6169%.
The FSRA also reports the most recent rate changes for Aviva General Insurance Company. They are as follows:
- -0.07% approved rate change (Effective Sep. 1, 2022)
- -0.02% approved rate change (Effective Jul. 1, 2022)
- 0.20% approved rate change (Effective Jan. 1, 2022)
According to the Financial Services Regulatory Authority (FSRA) of Ontario, Aviva Insurance Company of Canada’s 2020 private passenger automobile direct written premium market share is 5.2874%.
The FSRA also reports the most recent rate changes for Aviva Insurance Company of Canada. They are as follows:
- -0.01% approved rate change (Effective Sep. 1, 2022)
- -0.76% approved rate change (Effective Feb. 15, 2022)
- 0.00% approved rate change (Effective Nov. 10, 2021)
Traders General Insurance Company
Aviva Traders, or the Traders General Insurance Company, focuses on offering group insurance benefits to Canadian businesses and organizations. Its main products are home and auto insurance and Aviva Traders also offers extended group protection.
According to the Financial Services Regulatory Authority (FSRA) of Ontario, Aviva Traders's 2020 private passenger automobile direct written premium market share is 1.5475%.
The FSRA also reports the most recent rate changes for Aviva Traders. They are as follows:
- -0.34% approved rate change (Effective Sep. 1, 2022)
- -0.67% approved rate change (Effective Feb. 15, 2022)
- 0.00% approved rate change (Effective Nov. 10, 2021)
Scottish & York Insurance Co. Limited
The Scottish & York Insurance Company changed its brand name to Aviva Scottish & York in April 2008.
Aviva Scottish & York works with broker partners across Canada to deliver specialty insurance products as well as traditional auto and home insurance.
In Newfoundland and Labrador, Aviva Scottish & York conducts business under the brand S&Y Insurance.
According to the Financial Services Regulatory Authority (FSRA) of Ontario, Aviva Scottish & York's 2020 private passenger automobile direct written premium market share is 1.1030%. (This figure is 0.2436% for S&Y Insurance.)
The FSRA also reports the most recent rate increases for Aviva Scottish & York Insurance. They are as follows:
- -0.37% approved rate change (Effective Sep. 1, 2022)
- -0.68% approved rate change (Effective Feb. 15, 2022)
- 0.00% approved rate change (Effective Nov. 10, 2021)
For S&Y Insurance the most recent rate increases are as follows:
- -0.06% approved rate change (Effective Feb. 1, 2022)
- 6.31% approved rate change (Effective May 1, 2020)
- 9.48% approved rate change (Effective Mar. 20, 2019)
Aviva Pilot
Aviva Pilot offers auto and property insurance products and services exclusively in Ontario. Originally named Pilot Insurance Company, the brand name changed to Aviva Pilot in April 2008.
Aviva Elite
Aviva Elite (also known as Elite Insurance Company) is Canada’s largest insurer of leisure and lifestyle products and services. It specializes in recreational vehicle coverage. Insurance products include the following:
- Antique, classic, and custom cars
- Boats and watercrafts including antique and classic boats, cruisers, power boats and sailboats
- Horses and hobby farms
- Recreational vehicles including fifth wheels, holiday trailers, mobile homes and park trailers
Aviva Contact Information
General Inquiries
Need to get in contact with Aviva insurance with questions or concerns about your Aviva auto insurance? Here’s how to reach them.
Web address
Markham office
10 Aviva Way, Suite 100
Markham, ON L6G 0G1
Toll free phone: 1-800-387-4518
Toronto office
First Canadian Place
100 King Street W, 48th and 49th Floors
Toronto, ON M5X 1C7
Toll free phone: 1-800-387-4518
Aviva Insurance also has several branch offices located across the country. More information on these can be found on the Aviva Insurance website.
Claims
Aviva auto insurance claims can be filed 24 hours a day, seven days a week, online or over the phone.
Claims toll free phone
1-866-692-8482 or 1-866-MY-AVIVA
Claims web address
https://www.aviva.ca/en/claim/make-a-claim/
RBC Insurance customers can submit auto or property claims online or phone by calling 1-800-769-2526.
Aviva Lifestyle customers (recreational and specialty vehicles including collector cars, motorcycles and RVs) can submit claims by phone at 1-888-384-4545.
Complaints
Clients with Aviva insurance complaints can follow the process established by the company to resolve issues. The first step is for you to contact your broker or whomever is closest to the source of the issue, such as a claims adjuster.
If this doesn’t work, escalate the issue to a manager by contacting Aviva Insurance directly or ask your agent or broker to bring the issue to their Aviva contact.
At this point, if the issue still isn’t satisfactorily resolved you can contact Aviva’s ombudsman office for an impartial, independent review of your complaint.
Ombudsman office
10 Aviva Way, Suite 100
Markham, Ontario, L6G 0G1
Toll free phone: 1-877-689-3634
If contacting Aviva Insurance’s ombudsman still doesn’t result in a satisfactory resolution, Aviva insurance customers can contact the General Insurance OmbudService (GIO), an independent dispute resolution service with their concerns.
GIO contact
Web address
Mailing address
General Insurance OmbudService
4711 Yonge Street, 10th Floor
Toronto, ON M2N 6K8
Phone, fax, email
Phone: 1-877-225-0446
Fax: 416-299-4261
Email: info@giocanada.org
Frequently asked questions about Aviva
Is Aviva owned by RBC?
No, Aviva Canada is owned by Aviva plc. In 2016, RBC (Royal Bank of Canada) sold RBC General Insurance Company, an auto and home insurance division, to Aviva Canada.
Along with this deal, RBC Insurance also signed a 15-year strategic agreement to market and sell a complete range of P&C insurance products from Aviva Canada. Those products continue to be sold under the RBC Insurance brand.
Does RATESDOTCA provide Aviva auto insurance rates?
Yes, RATESDOTCA provides quotes for Aviva insurance quotes as well as 50+ quotes from other leading Canadian insurance companies. Shopping around can help you get the best deal on car insurance.
Which companies does Aviva own?
Aviva insurance products and services are available through the following insurance companies owned by Aviva Canada:
- Aviva General Insurance Company
- Aviva Insurance Company of Canada
- Elite Insurance Company
- Pilot Insurance Company
- S&Y Insurance Company
- Scottish & York Insurance Co. Limited
- Traders General Insurance Company
Aviva Canada also offers auto, business and home insurance as well as insurance-related products through its independent network of thousands of brokers and through two Aviva-owned insurance intermediaries:
- Les Services D'Agence Aviva Inc. / Aviva Agency Services Inc.
- OIS Ontario Insurance Service Limited
Who owns Aviva insurance Canada?
Aviva Canada is owned by United Kingdom-based Aviva, plc, an insurance and investment services company with roots dating to the 1600s. Aviva's general insurance operations in Canada, where it holds approximately 8% market share, are one of the parent company's core businesses.
How do I check my Aviva policy status?
Aviva insurance customers who have purchased policies directly from the company can check their policy status online using their MyAviva account. This option isn't available for Aviva insurance customers who purchase through brokers. Customers can also fill out a contact form on the Aviva website to request a call. They can also call at 1-855-788-9090 between 8 a.m. and 8 p.m. EST.
Does Aviva cover rideshare services in Ontario?
Lyft drivers in Ontario are covered under the company's commercial insurance policy with Aviva. This covers you any time you're available to take customers, up until they exit your vehicle. Learn more at the Aviva website.
In other cases, standard Aviva automobile insurance policies don't cover rideshare services. For customers planning to drive their own vehicle for a ride-share service like Lyft or Uber, Aviva offers an add-on which covers you and your passengers under your personal auto insurance policy. Speak with your insurance broker before driving for a ridesharing service.
Can I pay my Aviva insurance online?
Yes, as long as your Aviva auto or home policy was purchased through a broker. You will need the 13-digit account number shown on your invoice in order to pay online with a credit card. To pay online visit:
https://www.aviva.ca/en/payment-broker/
Policies purchased through Aviva Agency can’t currently be paid online.
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