icon

Meet Ratesbot
Automated Insurance Shopping

Ratesbot knows you've got better things to do than shop around for car insurance. He’ll search for the best rates for you!

How to find the best car insurance rates with Ratesbot

1

Enter your information

Complete a free car insurance quote. You only have to do this once.

2

Sit back and let Ratesbot get to work

Ratesbot will compare multiple top providers for a better insurance rate.

3

Find out how much you can save

As your renewal date approaches, Ratesbot will automatically send you the best available rate.

Canada, Meet Ratesbot!

The newest member of the RATESDOTCA team, and the friendliest little robot this side of Silicon Valley.

We know that searching for new car insurance can be a chore, and that’s why so many drivers are paying too much! From the moment you subscribe to Ratesbot, you’ll never have to worry about shopping for car insurance ever again. He'll alert you to the best available rates when it is time for you to renew.

It’s really that simple. Don’t waste your precious time shopping around, let Ratesbot do the dirty work and see how much you can save.

+ Expand

FAQ: You’ve got questions about Ratesbot? We’ve got answers!

Why should I use Ratesbot to shop for car insurance?

Shopping for car insurance sucks. There, I said it! RATESDOTCA already works hard to take the stress out of comparison shopping for insurance and other personal finance products, but Ratesbot has enabled us to take it to the next level.

All you have to do is get a car insurance quote with us once, subscribe to Ratesbot, and he’ll use the power of AI to monitor 50+ insurance companies on your behalf. When your auto insurance renewal date is approaching, you will receive an email from Ratesbot, alerting you to the best available deals at that particular time.

This subscription service is free to use, your information is completely secure, and there is no pressure to buy anything. Ratesbot is automated shopping at its best (and he is pretty cute too).

How do I know the quote Ratesbot finds for me is competitive?

RATESDOTCA works with more insurance providers than anyone else in Canada. Using the information provided to us when you signed up, Ratesbot scours our extensive database to find the most competitive rates.

It is the equivalent of calling up 50 insurance providers, and choosing the best offer. Only you don’t have to call anyone! The rates he finds are the same as if you were to contact the insurance companies directly. There are no hidden costs. At all. Ever.

When and how often will I be notified that there’s a better rate for me?

Ratesbot doesn’t get mad very often (it’s just not in his code), but if there is one thing he really hates, it's spam.

Ratesbot will only email you to let you know when driving convictions/tickets are coming off your insurance record, and to show you the best available rates before your current policy expires.

What if Ratesbot can’t find me a better rate?

Sometimes, although not very often, Ratesbot won’t be able to beat the rate you are currently paying. If this happens, Ratesbot will get in touch, and give you the peace of mind that comes with knowing you already have a great deal.

It is still worth maintaining your free subscription with Ratesbot, as even if he can’t find you a better rate this time, he probably will in the future.

It is also important to remember that Ratesbot will find the best available rates in the current market, which may have changed since you last purchased a policy. If you attempt to renew your current deal, but discover the price is now more than you were anticipating, you can always circle back to Ratesbot for his advice.

What happens if my personal details have changed?

If your circumstances have changed since you first subscribed to Ratesbot (moved house, got married, bought a new vehicle etc.), let him know! This will enable him to find you the cheapest and most accurate rates.

If a robot does the robot, is it just dancing?

It is, yes.

Latest auto articles
Safety Reminders So Halloween Doesn’t Haunt You Later
The COVID-19 pandemic raises new concerns for a safe Halloween this year. Taking a few precautions to protect your home and vehicle as well as all those little trick-or-treaters can help limit your concerns to overindulging in candy.
Car Insurance Rates Rise in Alberta in the Third Quarter
The Automobile Insurance Rate Board (AIRB) in Alberta gave several insurers the green light to increase their auto rates in the third quarter of 2020. Here’s what you need to know.
71% of Young Canadian Drivers Admit to Texting While Behind the Wheel
As Canada’s National Teen Driver Safety Week kicks off, a new RATESDOTCA survey of young drivers uncovers some alarming results when it comes to distracted driving.