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Mortgage Guides

Comprehensive list of guides for Canadian mortgage loans.

Today's top rates in:

5-Year Variable
4.85%
5-Year Fixed
4.24%
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Guide to finding a better mortgage rate

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Best fixed rate

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B Lenders

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Bridge financing

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Buying mortgages

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Closing costs

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Early mortgage renewal

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First time homebuyers

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Fixed vs. variable rates

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Halal mortgages

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Land transfer tax

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Livability report

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Loan-to-value

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Mortgage 101

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Mortgage amortization

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Mortgage approval process

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Mortgage default insurance

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Mortgage down payment

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Mortgage payment frequency

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Mortgage prepayment options

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Mortgage renewals

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Mortgage terms

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Mortgage vs. HELOC

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Obtaining or renewing a mortgage

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Open vs. closed mortgages

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Rent vs. buy

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Self-employed

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Should I refinance?

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Mortgage glossary

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Provable vs. Stated Income

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Latest mortgage articles

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Closing the sale on your home: What the seller can expect
Closing costs aren't just for homebuyers. Sellers will have to fork over some cash to cover the sale on their end, too - starting with real estate commissions.
4 mins read
Allan B.
Dec.23.24
a house and a stack of loonies on a scale.jpg
Will the Bank of Canada’s latest jumbo cut add fuel to the warming housing market?
With the overnight rate now at 3.25%, the housing market may be set to embark on a bumpy ride.
5 mins read
Jessica W.
Dec.11.24
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Everything you need to know about home appraisals
Discover the importance of home appraisals in Canada, their role in the buying process, and steps to take if your desired property's appraisal falls short.
4 mins read
Shivani K.
Dec.09.24
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