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Mortgage Guides
Comprehensive list of guides for Canadian mortgage loans.
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Latest mortgage articles:
Ask the mortgage expert: What a U.S. Fed rate hike could imply for Canadian mortgage rates
An analysis of U.S and Canada central bank hiking cycles over 30 years to help you plan and navigate a long-term mortgage strategy.
Does debt affect how much mortgage you qualify for in Canada?
Personal debt shrinks the mortgage you may qualify for—every extra $100 in monthly payments can reduce total loan amount by $15,000–$20,000.
How to secure a mortgage as a single parent
An overview of important considerations when applying for a mortgage as a single parent.
Bank of Canada holds rates at 2.25% amidst tariff uncertainty, persistent energy inflation
BoC overnight lending rates remain unchanged, but higher gas prices, new U.S. tariffs, and a slowing economy could shape what's next for Canadians.
Nearly half of Canadians renewing mortgages spend over 50% of their budget on housing
Canada's mortgage renewal wave has nearly half of homeowners spending 50%+ of monthly outgoings on housing; younger Canadians and newcomers most strained.
Why reverse mortgages have higher interest rates than traditional mortgages
Reverse mortgages can unlock home equity for older Canadians but be aware of risks and high borrowing costs.
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