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Mortgage Guides
Comprehensive list of guides for Canadian mortgage loans.
Guide to finding a better mortgage rate
Latest mortgage articles:
How much down payment do I need for my mortgage?
Homebuyers often assume “bigger is better” for a down payment. But buyers should balance between having savings left vs. high monthly payments.
What is mortgage insurance in Canada?
Mortgage insurance is mandatory in Canada if your down payment is under 20%. Here's what it costs, who qualifies, and how to lower your premium.
Ask the mortgage expert: What a U.S. Fed rate hike could imply for Canadian mortgage rates
An analysis of U.S and Canada central bank hiking cycles over 30 years to help you plan and navigate a long-term mortgage strategy.
Does debt affect how much mortgage you qualify for in Canada?
Personal debt shrinks the mortgage you may qualify for—every extra $100 in monthly payments can reduce total loan amount by $15,000–$20,000.
How to secure a mortgage as a single parent
An overview of important considerations when applying for a mortgage as a single parent.
Bank of Canada holds rates at 2.25% amidst tariff uncertainty, persistent energy inflation
BoC overnight lending rates remain unchanged, but higher gas prices, new U.S. tariffs, and a slowing economy could shape what's next for Canadians.
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