Best fixed rate
Read Guide
Choose an Insurance Quote
Mortgage Guides
Comprehensive list of guides for Canadian mortgage loans.
Guide to finding a better mortgage rate
Latest mortgage articles:
Can renovations offset falling home values in Canada?
As the real estate market fluctuates, doing minor, strategic renovations may help improve your home equity and offset falling home values.
How to better qualify for a mortgage in Canada
From debt ratios to a responsible borrowing history, here are strategies to improve chances of approval of your mortgage application by a Canadian lender.
Bank of Canada holds at 2.25% again: High oil prices, weak growth impact path ahead
Bank of Canada holds rates at 2.25% as weak growth clashes with oil-driven inflation. Housing, jobs, and consumer costs show signs of softening.
Why Canadian housing seems unaffordable in 2026: A 35-year real estate disconnect
Housing affordability in Canada has worsened from 1990 to 2026 as household incomes haven’t kept pace with surging home prices.
Does renewing your mortgage early save you money?
Learn about pitfalls and benefits of early mortgage renewal, how blended rates work, and why switching lenders could reduce your borrowing costs.
Bank of Canada holds rate at 2.25% as weak growth collides with energy inflation risks
Bank of Canada holds rates as weak growth meets energy inflation, cooling housing demand and straining mortgage renewals.
Find a better mortgage rate
Ajax Brampton Burlington Calgary Edmonton Guelph Halifax Hamilton Kitchener London Moncton Mississauga Newmarket North York Oakville Oshawa Ottawa Regina Saskatoon Surrey Toronto Vancouver Victoria Windsor Winnipeg
Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan
Bank of Montreal CIBC MCAP Neo Financial Scotiabank Simplii Financial Tangerine Bank TD Canada Trust True North Mortgage National Bank Royal Bank of Canada Desjardins
6 month fixed closed 6 month fixed open 1 year fixed 1 year variable 1 year fixed open 1 year fixed closed 2 year fixed 3 year fixed 3 year variable 3 year open variable 4 year fixed 5 year fixed 5 year variable 5 year variable open 7 year fixed closed 10 year fixed 10 year fixed closed 15 year fixed 25 year fixed HELOC Renewal Reverse mortgage High ratio mortgage Second mortgages Self-employed Prime rate Bank of Canada