Best fixed rate
Read Guide
Choose an Insurance Quote
Mortgage Guides
Comprehensive list of guides for Canadian mortgage loans.
Guide to finding a better mortgage rate
Latest mortgage articles:
How interest rate changes affect your variable-rate mortgage
Variable-rate mortgages align with Bank of Canada’s policy rate. Interest rate changes have far-reaching implications for mortgage loan borrowers.
Are private mortgages a viable option as Bank of Canada turns hawkish?
Borrowing privately to buy a home should be a temporary option as interest rates can be as high as 20% in a market largely unregulated and opaque.
Persistent energy inflation, market signals drive Bank of Canada policy rate hike to 2.50%
The Bank of Canada raises key rate 25 bps to 2.50% on Oct. 28, ending seven straight holds as energy inflation persists and bond yields climb.
How much down payment do I need for my mortgage?
Homebuyers often assume “bigger is better” for a down payment. But buyers should balance between having savings left vs. high monthly payments.
What is mortgage insurance in Canada?
Mortgage insurance is mandatory in Canada if your down payment is under 20%. Here's what it costs, who qualifies, and how to lower your premium.
Ask the mortgage expert: What a U.S. Fed rate hike could imply for Canadian mortgage rates
An analysis of U.S and Canada central bank hiking cycles over 30 years to help you plan and navigate a long-term mortgage strategy.
Find a better mortgage rate
Ajax Brampton Burlington Calgary Edmonton Guelph Halifax Hamilton Kitchener London Moncton Mississauga Newmarket North York Oakville Oshawa Ottawa Regina Saskatoon Surrey Toronto Vancouver Victoria Windsor Winnipeg
Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan
Bank of Montreal CIBC MCAP Neo Financial Scotiabank Simplii Financial Tangerine Bank TD Canada Trust True North Mortgage National Bank Royal Bank of Canada Desjardins
6 month fixed closed 6 month fixed open 1 year fixed 1 year variable 1 year fixed open 1 year fixed closed 2 year fixed 3 year fixed 3 year variable 3 year open variable 4 year fixed 5 year fixed 5 year variable 5 year variable open 7 year fixed closed 10 year fixed 10 year fixed closed 15 year fixed 25 year fixed HELOC Renewal Reverse mortgage High ratio mortgage Second mortgages Self-employed Prime rate Bank of Canada
