As extreme weather intensifies, resilient Canadian homes sell for more: upgrades can add up to 5.6% to resale prices, yet many listings don’t mention them.

In Toronto, auto insurance eats up 70% of total insurance costs, compared to 60% in Ottawa and 65% in Hamilton.

Ontario households spent $14K–$21K on auto and home insurance in four years, city by city. 75% of insured households saw premium hikes in the past two years.