Auto Insurance Brokers in Calgary
Calgary drivers save hundreds of dollars on average with RATESDOTCA.
Compare Calgary car insurance quotes from top providers

Jump straight to:
- About Calgary auto insurance brokers
- Insurance brokers vs. insurance agents vs. comparison websites
- The pros and cons of using a car insurance broker in Calgary
- Top car insurance brokers in Calgary
- Filing a car insurance claim through your Calgary car insurance broker
- What kind of insurance products can I get from an insurance broker?
- Frequently asked questions about Calgary insurance brokers
About Calgary auto insurance brokers
What is an auto insurance broker?
Insurance brokers work with customers to find out about their insurance needs and what insurance policies and providers will work best for them. Auto insurance brokers do this to help you find the right auto insurance.
They are licensed to sell insurance and work with various vendors offering various products to consumers. Oftentimes these auto insurance brokers can help you with home or other types of insurance. They help by doing the leg work of research for you and presenting you with multiple insurance choices and various price points.
How do you become an auto insurance broker in Calgary?
The Alberta Insurance Council (AIC), formed under the Alberta Insurance Act, facilitates licensing and regulation of insurance agents, brokers, and independent adjusters in the province. Individuals living in Calgary interested in receiving professional qualifications, and obtaining their licenses for becoming agents, brokers, and independent insurance adjusters, must appear for an examination conducted by AIC in person. For additional details on the examination, visit the Alberta Insurance Council website.
How can an auto insurance broker help me find the best car insurance rates in Calgary?
Insurance brokers can provide unbiased information and choices to customers because they are not tied to any insurance company.
Brokers will work with various insurance companies to help you get the best rates possible. Comparing rates and policies can help you save money and get the policy that best suits your auto insurance needs.
Insurance brokers vs. insurance agents vs. comparison websites
Brokers, agents and comparison websites all offer different but complimentary services.
Insurance brokers | Insurance agents | Comparison sites |
---|---|---|
Can assist you by offering products from a variety of insurance companies and finding the best ones that work for you. | Work for one company and can only offer their employer's auto insurance products. | An even faster way to compare insurance and find your lowest rate. Takes less than 5 minutes, available 24/7, and is always free. No appointment necessary. |
Recent Calgary car insurance quotes

Recent auto Insurance Quote from Calgary, Alberta
Male, 41 years old
2014 CHRYSLER TOWN & COUNTRY TOURING
May 04, 2025
Cheapest Quote
$ 74 / month
$ 892 / yearAverage Quote
$ 89 / month
$ 1,063 / yearSavings
$ 14 / month
$ 171 / year
16 %
Recent auto Insurance Quote from Calgary, Alberta
Male, 23 years old
2014 NISSAN ALTIMA 2.5 SL 4DR
May 04, 2025
Cheapest Quote
$ 292 / month
$ 3,503 / yearAverage Quote
$ 532 / month
$ 6,379 / yearSavings
$ 240 / month
$ 2,876 / year
45 %
Recent auto Insurance Quote from Calgary, Alberta
Female, 20 years old
2007 HONDA CR-V EX 4DR AWD
May 04, 2025
Cheapest Quote
$ 273 / month
$ 3,270 / yearAverage Quote
$ 448 / month
$ 5,381 / yearSavings
$ 176 / month
$ 2,111 / year
39 %
Auto insurance quotes are compared from CAA, Coachman Insurance Company, Echelon Insurance, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company
What people say about our quotes
Based on 6,427 reviews
Quick response and great quotes
Quick response and great quotes, the only problem is: I got two different quotes in two days, which is cheaper in the second one.
Ray
Great information when speaking with…
Great information when speaking with John. Very knowledgeable and easy to talk with. Unfortunately I was last minute and resigned w the actual lender, not the business I used for the purchase and last renewal.
Corbett Thoms
Easy and fast
Easy and fast
Joanne
The quote the representative was able…
The quote the representative was able to obtain.
Jonathan McConnell
The agent I spoke to was very helpful…
The agent I spoke to was very helpful in recommending a few brokers in my area who was willing to work with my situation
The Blessed One
Laurie is a true agent but John is not
Laurie is a true agent but John is not, the person with extension 136 is not a good listener to client. Extension 133 Laurie is good on her duties!
Thu Tram
The pros and cons of using a car insurance broker in Calgary
Like all things, using a car insurance broker in Calgary can have both good and bad points.
Pros
- Many of us do not have the time to visit multiple insurance providers or go through each policy. Brokers are quite handy in this case and will provide us with a variety of choices and quotes.
- As ordinary people, we are not qualified to understand insurance jargon. Brokers help you understand the different provisions of the policy.
- You might think that you need a particular policy. But a broker might know better. Through their knowledge & expertise, they can help you assess your needs better.
Cons
- Brokers can’t complete a sale, only an agent working for the insurance company can. The insurance provider is the only one that can make a binding contract.
- Brokers might not be up to date about all the discounts and services offered by an insurance company. While brokers have comprehensive knowledge about the wider insurance market, dedicated agents are company specialists.
- Brokers may charge fees for their service.
Top car insurance brokers in Calgary
Insurance Companies | Phone | Address |
---|---|---|
Allstate Insurance: Calgary West Agency | 1(587)317-3517 | 7337 Sierra Morena Blvd SW, Unit 30, Calgary, AB T3H 3V4 |
Insurance Hotline | 1 (855) 821-7312 | 225 King St W, Suite 1000, Toronto, ON, M5V 3M2 |
Lakeview Insurance Brokers | 1(403) 287-2521 | 4704 1 St. SW, Calgary AB, T2G 0A1 |
LowestRates.ca | (604) 829-3714 | 1910 Yonge St, Suite 401, Toronto, ON M4S 3B2 |
RATESDOTCA | 1 (844) 726-0907 | 225 King St W, Suite 1000, Toronto, ON, M5V 3M2 |
Scoop Insurance | 1(866) 456-6620 | 300 Lincoln St, Unit 22, Welland, ON L3B 4N4 |
Sharp Insurance | 1(403)590-2008 | 1331 Macleod Trail SE #300, Calgary AB, T2G 0K3 |
Westland Insurance | 1(403) 257-0790 | 28 McKenzie Towne Ave SE #3, Calgary AB T2Z 3S7 |
Filing a car insurance claim through your Calgary car insurance broker
When filing a claim through your Calgary auto insurance broker, it is very important to call your insurance broker immediately after an accident. Let them know what happened and ask for the next steps, as it is the role of your broker to help you. You must submit a report within seven days, ideally 24 hours. If this is not done within a reasonable time, your insurance company may not honour your claim.
What kind of insurance products can I get from an insurance broker?
You can get the following insurance coverages from a Calgary car insurance broker, depending on which products the broker specializes in.
- Car insurance
- Home insurance
- Condo insurance
- Tenant insurance
- Travel insurance
- Life insurance
- Commercial property insurance
Frequently asked questions about Calgary insurance brokers
Find out what you need to know about insurance brokers in Calgary.
How much is the average car insurance in Calgary?
According to the RATESDOTCA Insuramap, a 35-year-old man driving a 2018 Honda Civic will pay an average of $2,230 for auto insurance in Calgary, which is significantly higher than the Alberta average of $1,991.
Should I use an insurance broker to find car insurance in Calgary?
No two people are alike and certainly their insurance needs vary as well. However, using an insurance broker or comparison site to find car insurance in Calgary can be quite useful.
Brokers will do the comparison shopping for you and will work with you to ensure you get the best policy to fit your driving and financial needs. They work for you do not represent any one insurance company so there is little to no bias in their assistance.
Do I have to pay an insurance broker?
Brokers are paid by insurance companies but are still bound by fiduciary duty to act in the best interests of their clients. Some brokers charge customers fees for their services.
How do auto insurance brokers make money?
Auto insurance brokers primarily make money from the companies they partner with to sell insurance products. Commissions are paid to insurance brokers by those companies for bringing them business.
Do I get higher auto insurance rates from auto insurance brokers than insurance companies?
Auto insurance rates are not generally higher when working with a broker. Insurance companies like to work with brokers because they bring them business. In fact, by working with an auto insurance broker in Calgary, you will likely pay lower rates as they are bringing you choices and the best rates they can find to fit your needs.
Is RATESDOTCA an insurance broker?
RATESDOTCA makes it easy for consumers to search the entire market of auto insurance (among other insurances). It only takes a few clicks to be matched with a range of quotes from Canada’s top insurance providers.
RATESDOTCA owns the Welland-based Scoop Insurance brokerage (formerly Kanetix Ltd.)
Who licenses insurance brokers in Alberta?
Under Alberta’s Insurance Act, all agents and brokers must be licensed by the Alberta Insurance Council.
Where can I find the best car insurance brokers in Calgary?
Finding the best car insurance brokers in Calgary starts with research. Using RATESDOTCA is a great place to get fast, free online quotes from some of the top insurance providers in Calgary.
*Represents the average saved by shoppers who obtained a Calgary quote on RATESDOTCA and transacted via our contact centre between January and December 2022. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.