Facility Association Insurance

Learn more about Facility Association Insurance & compare quotes from 30+ car insurance companies.

Rates.ca Car Insurance

Welcome to Canada's premier destination for finding the best Ontario car insurance and Alberta auto insurance rates! Whether you're a brand new driver looking to get auto insurance for the very first time, an existing driver with a policy up for renewal or a curious shopper simply interested in knowing whether you're getting a good deal on your existing policy, Rates.ca is the service for you.

Our comparison service makes it possible for you to obtain quick car insurance rates in a matter of minutes. Avoid having to shop around with several insurance companies and instead use Rates.ca to access all the best car insurance rates all in one spot!

logo-Intact.png
Aviva_Company-logo_1928.jpg
logo-Jevco.png
logo-Zenith.png
logo-RSA.png
logo-CAA.png

About Facility Association Insurance

The Facility Association is an entity established by the automobile insurance industry to ensure that automobile insurance is available to all owners and licensed drivers of motor vehicles where such owners or drivers are unable to obtain automobile insurance through the voluntary insurance market.

The Facility Association is an unincorporated non-profit organization of all automobile insurers serving the following provinces and territories:

Alberta, New Brunswick, Newfoundland & Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario, Prince Edward Island, Yukon.

Every insurer licensed to write automobile liability insurance in any jurisdiction Facility Association serves is required to become a member and remain a member of the Association.

Facility Association’s mission is to administer automobile insurance residual market mechanisms, enhance market stability, and guarantee the availability of automobile insurance to those eligible to obtain it. We strive to keep the market share of the residual markets as small as possible, so consumers may benefit from the competitive marketplace to the greatest extent possible.

Recent auto articles

How to Care for Your Car When You’re Driving Less

Vehicles are meant to be driven. Whether your vehicle is sitting in the driveway or stored in a garage, there ... Read more

How Can Seniors Save Money on Car Insurance?

Many car insurance companies offer discounts and reduced premiums for drivers over the age of 60 since they are more ... Read more

How to Avoid a Fatal Auto Accident

A fatal car crash can happen to anyone. Safe driving habits and preparation can help you steer clear of one. Read more

COVID-19 Insurance Relief Update: Aviva Canada

Aviva is enhancing its COVID-19 premium discount for drivers across Canada. Read more