It’s officially patio season — the perfect time to connect with friends or family over a fancy drink or a mouthwatering meal. And, if you didn’t think it could get any better, the right credit card can reward you for grabbing the bill.

Some credit cards even offer accelerated rewards for dining in (e.g., food delivery) and dining out (e.g., restaurants, cafés, and bars). For instance, cardholders of the Scotiabank^®* Gold American Express^® Card get five times the Scotia Scene+ points for every $1 spent on eligible restaurant, fast food, and food delivery purchases, including food subscriptions.

That’s why it’s essential to scrutinize assess your spending habits when shopping for a credit card. Understanding how you tend to spend your money can help you maximize your rewards. Say you sell your car in favour of transit. In this case, it wouldn’t make sense to use a gas rewards card. But if you are a globetrotter, a travel rewards card can help you get to your dream destination faster and possibly in style if it features lounge access or a VIP security line.

Scoring an excellent credit card welcome offer is a bonus. If you apply during a promotional period, you could earn thousands of extra points or hundreds of dollars in cash back. Our comprehensive list of welcome offers for June can help you discover some of Canada’s best credit cards to find your match.

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The best credit card welcome offers for June 2023

^† Terms and conditions apply.

1. TD^® Aeroplan^® Visa Infinite^* Card

The TD^® Aeroplan^® Visa Infinite^* Card offers up to 70,000 Aeroplan points and up to $1,600 in value, no annual fee for the first year, and additional travel benefits:

• Earn 10,000 Aeroplan points when you make your first purchase using your card^†.
• Get 40,000 points when you spend at least $5,000 in the first 180 days (about six months)^†.
• Earn an anniversary bonus of 20,000 points when you spend at least $7,500 in the first 12 months of opening the account^†.
• Enroll for NEXUS and once every 48 months get an application fee rebate^†.
• Plus, share free first checked bags with up to eight travel companions.

(This offer is not available to residents of Quebec). Must apply online by September 5, 2023.

Regular features and benefits of this card include:

• Annual fee: $139
• Annual fee for additional cards: $75
• Earn 1.5 Aeroplan points for every $1 spent on eligible gas, grocery, and Air Canada purchases.
• Earn one Aeroplan point for every $1 spent on all other purchases.

Also, access exclusive Visa Infinite benefits for hotel perks and experiences and Air Canada benefits for savings on baggage fees^†.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

Offer expiry date: September 5, 2023

^† Terms and conditions apply.

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2. CIBC Aventura^® Visa Infinite^* Card

Winning RATESDOTCA’s award for Best Overall Travel Credit Card of 2023, the CIBC Aventura^® Visa Infinite^* Card gets you a total of up to 40,000 Aventura Points (up to $850 in travel value^†) when you sign up.

This includes 20,000 Aventura Points when you make your first purchase and 20,000 Aventura Points when you spend $1,000 or more in the first 4 months. Plus, get the first year $139 annual fee rebated.

Regular features and benefits of this card include:

• Earn 2 points for every $1 spent on: travel (purchased through the CIBC Rewards Centre)
• Earn 1.5 points for every $1 spent on eligible: gas, EV charging, grocery, and drugstore purchases.
• Earn 1 point for every $1 spent on all other purchases.

This offer is not available for residents of Quebec.

Offer expiry date: N/A (Subject to change without notice)

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3. American Express Cobalt^® Credit Card

Winner of the Best Overall Rewards Credit Card category in RATESDOTCA’s Best Credit Cards in Canada 2023 contest, the American Express Cobalt^® Credit Card can earn you 2,500 points for each monthly billing period in which you spend at least $500 on the card for the first year. This could add up to 30,000 points.

Regular features and benefits of this card include:

• Monthly fee: $12.99 ($156 annually)
• Annual fee for additional cards: $0
• Earn five Membership Rewards® points for every $1 spent on eligible restaurant and food delivery purchases.
• Earn three Membership Rewards® points for every $1 spent on eligible streaming subscriptions.
• Earn two Membership Rewards® points for every $1 spent on eligible travel and transit purchases.
• Earn one Membership Rewards® point for every $1 spent on all other purchases.

This card features mobile device insurance, shopping coverage, and exclusive access to presale tickets, events, and experiences.

Offer expiry date: N/A (Subject to change without notice)

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4. American Express^® Aeroplan^®* Card

The American Express^® Aeroplan^®* Card offers up to 50,000 welcome bonus Aeroplan points. Earn 35,000 Aeroplan points after you spend at least $3,000 on your card in the first six months. Earn 2,500 points for each monthly billing period in which you spend $500 in purchases on your card for the first six months. This could add up to 15,000 points.

Regular features and benefits of this card include:

• Annual fee: $120
• Annual fee for additional cards:  $0 for additional cardholders without shared benefits ; $50 for additional cardholders to share some of the benefits
• Earn two Aeroplan points for every $1 spent on purchases made directly through Air Canada^® and Air Canada Vacations^®.
• Earn 1.5 Aeroplan points for every $1 spent on eligible dining and food delivery purchases in Canada.
• Earn one Aeroplan point for every $1 spent on all other purchases.

Get additional Air Canada benefits with this card. You and up to eight travelling companions can save on baggage fees when your flight originates with Air Canada. Also, get eight types of travel insurance and shopping coverage.

*This card is a charge card, meaning the balance must be paid in full each month, or a 30% annual interest rate applies to unpaid balances.

Offer expiry date: N/A (Subject to change without notice)

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5. Scotiabank^®* Gold American Express^® Card

Winning RATESDOTCA’s award for Best Credit Card for Staying Home and Ordering In 2023, the Scotiabank^®* Gold American Express^® Card earns up to 40,000 bonus Scene+ points. Scotiabank will waive the annual fee for the first year.

Regular features and benefits of this card include:

• Annual fee: $120
• Annual fee for additional cards: $29
• Earn five Scene+ points for every $1 spent on eligible grocery, restaurant, food delivery, food subscription, and entertainment purchases.
• Earn 6X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn three Scene+ points for every $1 spent on eligible gas and daily transit purchases and select streaming services.
• Earn five Scene+ points for every $1 spent on all other purchases.

Access excellent travel perks with this card. Get travel insurance and concierge services, pay no foreign transaction fees on purchases made abroad or at foreign merchants online, and access Scene+ Travel (a full-service travel agency).

Offer expiry date: October 31, 2023

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6. RBC Avion^® Visa Infinite Card

With the RBC Avion^® Visa Infinite Card, get up to 35,000 bonus points upon approval.

RBC Avion users are also eligible for the Friday Friend Pass promo this winter. Buy one regular priced Friday lift ticket at select ski resorts in Canada on TheAvionCollection.com, and get a second ticket free.

Regular features and benefits of this card include:

• Annual fee: $120
• Annual fee for additional cards: $50
• Earn one RBC Rewards point for every $1 spent on the card.
• Earn 25% more RBC Rewards points on eligible travel-related purchases. That is 1.25 RBC Rewards points for every $1 spent.

Get instant fuel savings at Petro-Canada when you link your card to the Petro-Points program and get additional savings at Rexall. Plus, for a limited time, you can get a free 12-month DashPass subscription when you pay with your eligible card.

Offer expiry date: N/A (Subject to change without notice)

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7. TD First Class Travel^® Visa Infinite^* Card

The TD First Class Travel^® Visa Infinite^* Card offers up to 100,000 TD Rewards points and up to $800 in value, no annual fee for the first year, and additional travel benefits. Conditions apply.

• Earn 20,000 TD Rewards Points when you make your first purchase with your card.
• Earn 80,000 TD Rewards Points when you spend $5,000 in the first 180 days.
• Get a birthday bonus of up to 10,000 TD Rewards Points.
• Earn an annual TD Travel Credit of $100 when you book at Expedia for TD.

To receive the first-year annual fee rebate, you must activate your card and make your first purchase on the account within the first three months and add your additional cardholders by September 6, 2023.

Regular features and benefits of this card include:

• Annual fee: $139^†
• Annual fee for additional cards: $50
• Earn eight TD Rewards Points for every $1 spent on travel through Expedia for TD
• Earn six TD Rewards Points for every $1 spent on groceries and restaurant purchases^†.
• Earn four TD Rewards Points for every $1 on recurring bills^†.
• Earn two TD Rewards Points for every $1 spent on all other purchases^†.
• Earn 50% more points (1.5 TD Points per $1) at Starbucks.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

Offer expiry date: September 5, 2023

^† Terms and conditions apply.

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8. National Bank^® World Elite^™ Mastercard^®

Apply for the National Bank^® World Elite^™ Mastercard^® to earn 30,000 reward points after charging a net purchase amount of $5,000 to the card within three months of account activation. Earn another 30,000 reward points if you charge a net amount of $12,000 to the card within 12 months of opening the account.

You can also earn 10,000 rewards points if you sign up for credit card payment insurance for a minimum of three months. And, enjoy having the $150 annual fee reimbursed to you after the first year.

To take advantage of this welcome offer, you must not currently hold a personal National Bank Mastercard credit card or have held one in the last 24 months

Regular features and benefits of this card include:

• Up to 5x À la carte Rewards spent on: groceries, restaurants
• 2x À la carte Rewards spent on:  À la carte Travel™, gas, and recurring bill payments.
• 1x À la carte Rewards spent on all purchases

Get unlimited free access to the National Bank Lounge at Montréal-Trudeau for you and one guest with this card.

Offer expiry date: June 30, 2023

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9. CIBC Dividend^® Visa Infinite^* Card

When you sign up for the CIBC Dividend^® Visa Infinite^* Card, earn a 15% cash back welcome bonus of up to $300 on your first four statements. Plus, get your first $120 annual fee rebated.

Regular features and benefits of this card include:

• 4% cash back on eligible gas, EV charging and grocery purchases^†
• 2% cash back on eligible transportation and dining purchases, as well as recurring payments^†
• 1% cash back on all other purchases^†

This offer does not apply to customers in Quebec.

Offer expiry date: N/A (Subject to change without notice)

^† Terms and conditions apply.

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10. BMO Cashback World Elite^* Mastercard^*

Winner of RATESDOTCA’s Best Overall Cashback Credit Card of 2023 award, the BMO CashBack World Elite^* Mastercard^*, helps you earn up to 10% cash back for the first three months. Plus, BMO will waive the $120 annual fee for the first year.

Regular features and benefits of this card include:

• Annual fee: $120
• Annual fee for additional cards: $50
• Earn 5% cash back on your first $500 in grocery purchases monthly.
• Earn 4% cash back on your first $300 in ground transportation purchases monthly.
• Earn 3% cash back on your first $300 in vehicle fuel purchases monthly.
• Earn 2% cash back on your first $500 in recurring bill payments monthly.
• Earn 1% unlimited cash back on all other purchases.

The BMO CashBack World Elite^* Mastercard^* offers handy perks like roadside assistance and concierge services.

Offer expiry date: July 31, 2023

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11. Scotiabank Passport Visa Infinite Card

Apply for the Scotiabank Passport Visa Infinite Card and earn up to 35,000 Scene+ points.

Regular features and benefits of this card include:

• Earn 3 Scotia Scene+ Points earned for every $1 spent at select grocery stores
• Earn 2 Scotia Scene+ Points earned for every $1 spent on:  groceries, dining, entertainment, and transit.
• Earn 1x Scotia Scene+ Point on all other purchases

The $150 annual fee for this card is also waived for the first year.

Offer expiry date: April 30, 2023

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12. CIBC Aventura Visa

Apply for the CIBC Aventura Visa and get up to 12,000 Aventura Points (up to $120 in travel value^†).

This includes 2,500 Aventura Points when you complete all activities within 60 days of your CIBC Aventura^® Visa^* account approval and 9,500 Aventura Points after you make your first purchase.

Regular features and benefits of this card include:

• Earn 1 point for every $1 spent on:
• Travel purchased through the CIBC Rewards Centre^†
• Earn 1 point for every $1 spent at eligible:  gas stations^†, grocery stores^†, drug stores^†
• Earn 1 point for every $2 spent on all other purchases.

This offer does not apply to customers in Quebec.

Offer expiry date: N/A (Subject to change without notice)

^† Terms and conditions apply.

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13. MBNA Rewards Platinum Plus^® Mastercard^®

The MBNA Rewards Platinum Plus^® Mastercard^® offers four points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases for 90 days (about three months), up to the $10,000 annual spend cap.

Plus, earn 5,000 bonus points after you spend at least $500 on eligible purchases during the first 90 days and another 5,000 bonus points for signing up for paperless e-statements within the same period. That is up to 10,000 bonus points.

Regular features and benefits of this card include:

• Annual fee: $0
• Annual fee for additional cards: $0
• Earn two points for every $1 spent on eligible restaurant, grocery, digital media, membership, and household utility purchases until $10,000 is spent annually.
• Earn one point for every $1 spent on all other purchases.

This card features a birthday bonus (up to 10,000 points annually), mobile device insurance, extended warranty benefits, and purchase assurance.

Offer expiry date: N/A (Subject to change without notice)

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14. Tangerine World Mastercard^®

The Tangerine World Mastercard^® won RATESDOTCA’s Best No-Fee Cash Back Credit Card of 2023. New cardmembers can earn 10% cash back for the first two months on up to $1,000 in total purchases. That is up to $100 cash back.

Regular features and benefits of this card include:

• Annual fee: $0
• Annual fee for additional cards: $0
• Earn 2% cash back in up to three categories of your choice. Start with two Money-Back Categories and earn the third when you deposit your rewards into a Tangerine Savings Account. The 10 Money-Back Categories include groceries, furniture, restaurants, hotel-motel, gas, recurring bill payments, drugstore, home improvements, entertainment, and public transportation and parking.
• Earn 0.50% cash back on all other purchases.

This card provides basic travel perks, such as rental car collision damage/loss insurance, Mastercard® Airport Experiences Provided by LoungeKey, and Boingo Wi-Fi for Mastercard. It also features mobile device insurance.

Offer expiry date: July 5, 2023

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15. BMO CashBack Mastercard^®*

Apply for the BMO^* CashBack^® Mastercard^®* to earn 5% cash back on up to $2,500 in total purchases in the qualified categories ($500 groceries, $500 recurring bill payments, $1,500 on all other purchases) for the first three months.

This card also offers a 1.99% introductory interest rate on balance transfers for nine months. A 1% balance transfer fee does apply.

Regular features and benefits of this card include:

• Annual fee: $0
• Annual fee for additional cards: $0
• Earn 3% cash back on your first $500 in monthly grocery purchases.
• Earn 1% cash back on your first $500 in recurring monthly bill payments.
• Earn 0.5% unlimited cash back on all other purchases.

Save up to 25% off rental cars at participating National Car Rental and Alamo Rent a Car locations. This card also provides shopping insurance, including an extended warranty and purchase protection.

Offer expiry date: July 31, 2023

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16. Neo Credit

The Neo Credit card offers a welcome bonus of $25 when you sign up and up to 15% cash back on first-time purchases at Neo partners like Dollarama, Walmart, and Amazon.

Regular features and benefits of this card include:

• Annual fee: $0
• Annual fee for additional cards: $0
• Earn 5% cash back at Neo partners on average
• Earn 0.5% cash back on all other purchases

With Neo Credit, you can get up to an $8,000 credit limit right away, freeze or unfreeze your card through the Neo app, and add monthly gas, grocery, travel, or dining subscriptions.

Offer expiry date: N/A

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17. True Line^® Mastercard^® Credit Card

The True Line^® Mastercard^® credit card offers a 0% promotional annual interest rate ("AIR")† for 12 months on balance transfers* completed within 90 days of opening the account.

Regular features and benefits of this card include:

• Annual fee: $0
• Annual fee for additional cards, for up to nine authorized users: $0
• A low-rate card with a 12.99% standard interest rate on eligible purchases and balance transfers

This offer does not apply to customers in Quebec.

Offer expiry date: N/A (Subject to change without notice)

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Rates, product information and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. RATESDOTCA may receive a referral fee from our partners or affiliate links featured on the site; however, our editorial choices are objective and free from bias. The opinions expressed in this article are purely those of RATESDOTCA; thus, the credit card issuers and partners are not responsible for any editorials or reviews that may appear. Please visit the associated brand’s website for complete and current terms and conditions on any product or service mentioned. The information in this article is accurate as of the date of this posting, June 1, 2023. Read our full disclaimer.