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Best Credit Card Welcome Offers

for May 2024

Get more bang for your buck with limited-time credit card welcome offers!

Advertiser disclosure: Rates, product information and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. RATESDOTCA may receive a referral fee from our partners or affiliate links featured on the site; however, our editorial choices are objective and free from bias. Read our full disclaimer.

April showers bring May flowers — and a bouquet of credit card welcome offers. But act fast! Some of the top promotions expire at the end of the month.

When shopping for a new credit card, pay close attention to your lifestyle and spending habits. You can earn points or cash back on everyday purchases like gas, groceries, and travel.

Pack your suitcase and apply this month to earn up to $1,200 in value† including up to 50,000 Aeroplan points† — enough for a round trip to New York City†.

Alternatively, explore the BMO CashBack World Elite* Mastercard* for up to 10% cash back during the first three months. And don't forget about no-fee credit card options.

Discover the best credit cards in Canada using our extensive list of welcome offers for May.

What people say about comparing credit cards on RATESDOTCA

The best credit card welcome offers for May 2024

Click any of the credit cards below to jump to that section.

Credit card 

Welcome Offer 

Annual fee 

First Year Value 

1. CIBC Aventura® Visa Infinite* Card 

  • Join and get over $1,500 in value including a first-year annual fee rebate† 

$139 (First year rebated†) 

$1,536 

2. TD® Aeroplan® Visa Infinite* Card         

  • Earn up to $1,200 in value† including up to 50,000 Aeroplan points† (enough for a round trip to New York City†), and additional travel benefits. Conditions apply. 
  • Accounts must be approved by June 3, 2024.     

$139 

$1,431 

3. American Express Cobalt® Credit Card         

  • Earn up to 15,000 Membership Rewards® points.    

$156 ($12.99 per month) 

$1,361 

4. RBC Avion® Visa Infinite Card 

  • Get 35,000 welcome Avion points on approval. 

$120 

$1,144 

5. Scotiabank®* Gold American Express® Card 

 

  • Earn up to 40,000 Scene+ points.    
  • This offer expires on July 1, 2024.      
  • Plus, receive a $75 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.     

$120 (First year waived) 

$1,099 

6. TD First Class Travel® Visa Infinite* Card 

  • Earn up to $800 in value† including up to 100,000 TD Rewards Points†, no Annual Fee for the first year† and additional travel benefits. Conditions Apply. 
  • Must be approved by June 3, 2024.     

$139 (First year rebated†) 

$1,056 

7. American Express® Aeroplan®* Card 

  • Earn up to 40,000 Aeroplan points. 

$120 

$1,038 

8. CIBC Dividend® Visa Infinite* Card 

  • Get a first-year annual fee rebate for you and up to three Authorized Users† and earn 10% cash back welcome bonus of up to $250 (first 4 statements)!† 
  • (This offer does not apply to customers in Quebec).        

$120 (First year rebated†) 

$832 

9. BMO CashBack World Elite* Mastercard* 

  • Earn up to 10% cash back for the first three months.    
  • This offer expires on May 31, 2024. 
  • Plus, receive a $50 Cash Bonus from RATESDOTCA upon approval.   
  • Offer ends May 31, 2024. 

$120 (First Year Waived) 

$794 

10. Scotia Momentum® Visa Infinite* Card 

  • Earn up to 10% cash back for the first three months.    
  • This offer expires on May 31, 2024.     
  • Plus, receive a $75 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.     

$120 (First Year Waived) 

$792 

11. Scotiabank PassportTM Visa Infinite* Card 

  • Earn up to 40,000 bonus Scene+ points.    
  • This offer expires on July 1, 2024.     
  • Plus, receive a $60 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.     

$150 (First Year Waived)     

$714 

12. MBNA Rewards Platinum Plus® Mastercard®     

  • Earn four points for every $1 spent on grocery, restaurant, digital media, membership, and household utility purchases for 90 days.    
  • Plus, earn up to 10,000 bonus points.        
  • Plus, receive a $100 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.   

$0 

$645 

13. Tangerine World Mastercard® 

 

  • Earn up to 10% cash back for the first two months.  
  • This offer expires on October 31, 2024.     
  • Plus, receive a $150 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.   

$0 

$559 

14. CIBC Aventura Visa 

  • Join and get up to $100 in value† for no annual fee.† 
  • (This offer does not apply to customers in Quebec).      

$0 

$527 

15. True Line® Mastercard® credit card 

 

  • You could get a 0% promotional annual interest rate ("AIR")† for 12 months on balance transfers completed within 90 days of account opening, with a 3% transfer fee. 
  • Plus, receive a $100 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.   

$0 

$500 

16. BMO CashBack Mastercard®* 

  • Earn up to 5% cash back for three months.    
  • This offer expires on May 31, 2024.     
  • Plus, receive a $50 Cash Bonus from RATESDOTCA upon approval.     
  • Offer ends May 31, 2024.     

$0 

$438 

Terms and conditions apply.

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Compare the best credit cards on RATESDOTCA

Find the best credit card for your lifestyle today!

1. CIBC Aventura® Visa Infinite* Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$900
+ Annual rewards
$636
- Annual fee (First Year Rebated)
$0
Total first year value
$1536
CIBC Aventura® Visa Infinite*

card image
Welcome bonus
$900
CIBC Aventura Rewards points
Annual rewards
$636
CIBC Aventura Rewards points
Annual fees:
$139 (First Year Rebated)
Interest rates:
20.99% on purchases • 22.99% on cash advances
This offer is not available for residents of Quebec.
2024 Winner – Best Overall Travel Credit Card and Best Overall Visa Credit Card
Earn points on all purchases and redeem on travel or statement credits
Details at a glance Collapse details
Welcome bonus
$900
Annual rewards
$636
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$900
+ Annual rewards
$636
- Annual fee (First Year Rebated)
$0
Total first year value
$1536
Annual fees:
$139 (First Year Rebated)
Interest rates:
20.99% on purchases
22.99 on cash advances
This offer is not available for residents of Quebec.
2024 Winner – Best Overall Travel Credit Card and Best Overall Visa Credit Card
Earn points on all purchases and redeem on travel or statement credits
Details at a glance Collapse details

Winning RATESDOTCA’s award for Best Overall Travel Credit Card of 2024, the CIBC Aventura® Visa Infinite* Card gets you a total of up to 45,000 Aventura Points (up to $900 in travel value†) when you sign up.

This includes 15,000 Aventura Points when you make your first purchase and 30,000 Aventura Points when you spend $3,000 or more in the first four months. Plus, get the first year $139 annual fee rebated.

Regular features and benefits of this card include:

  • Earn 2 points for every $1 spent on: travel (purchased through the CIBC Rewards Centre)
  • Earn 1.5 points for every $1 spent on eligible: gas, EV charging, grocery, and drugstore purchases.
  • Earn 1 point for every $1 spent on all other purchases.

This offer is not available for residents of Quebec.

Offer expiry date: N/A (Subject to change without notice)

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2. TD® Aeroplan® Visa Infinite* Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$1000
+ Annual rewards
$570
- Annual fee
$139
Total first year value
$1431
TD® Aeroplan® Visa Infinite* Card

card image
Welcome bonus
$1000
In Aeroplan Points
Annual rewards
$570
In Aeroplan Points
Annual fees:
$139
Interest rates:
20.99% on purchases • 22.99% on cash advances
2024 Winner – Best Aeroplan Credit Card
VIP benefits when travelling on Air Canada flights, plus great travel insurance
Details at a glance Collapse details
Welcome bonus
$1000
Annual rewards
$570
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$1000
+ Annual rewards
$570
- Annual fee
$139
Total first year value
$1431
Annual fees:
$139
Interest rates:
20.99% on purchases
22.99 on cash advances
2024 Winner – Best Aeroplan Credit Card
VIP benefits when travelling on Air Canada flights, plus great travel insurance
Details at a glance Collapse details

The TD® Aeroplan® Visa Infinite* Card offers up to 50,000 Aeroplan points and up to $1,200 in value, no annual fee for the first year, and additional travel benefits:

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†
  • Earn 20,000 Aeroplan points when you spend $6,000 within 180 days of account opening†
  • Plus, earn an anniversary bonus of 20,000 Aeroplan points when you spend $10,000 within 12 months of account opening†
  • Enroll for NEXUS and once every 48 months get an application fee rebate†
  • Plus, share free first checked bags with up to 8 travel companions†
  • (This offer is not available to residents of Quebec). Accounts must be approved by June 3, 2024.

Regular features and benefits of this card include:

  • Annual fee: $139
  • Annual fee for additional cards: $75
  • Earn 1.5 Aeroplan points for every $1 spent on eligible gas, grocery, and Air Canada purchases.
  • Earn one Aeroplan point for every $1 spent on all other purchases.

Also, access exclusive Visa Infinite benefits for hotel perks and experiences and Air Canada benefits for savings on baggage fees†.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

† Terms and conditions apply.

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3. American Express Cobalt® Credit Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$362
+ Annual rewards
$1155
- Annual fee
$156
Total first year value
$1361
American Express Cobalt® Credit Card

card image
Welcome bonus
$362
AMEX Rewards points
Annual rewards
$1155
AMEX Rewards points
Annual fees:
$156
Interest rates:
21.99% on purchases • 21.99% on cash advances
2024 Winner – Best Overall Rewards Credit Card, Best Credit Card for Young Professionals, and Best Credit Card for Earning Travel Points and Best American Express Credit Card.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details
Welcome bonus
$362
Annual rewards
$1155
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$362
+ Annual rewards
$1155
- Annual fee
$156
Total first year value
$1361
Annual fees:
$156
Interest rates:
21.99% on purchases
21.99 on cash advances
2024 Winner – Best Overall Rewards Credit Card, Best Credit Card for Young Professionals, and Best Credit Card for Earning Travel Points and Best American Express Credit Card.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details

Winner of the Best Overall Rewards Credit Card category in RATESDOTCA’s Best Credit Cards in Canada 2024 contest, the American Express Cobalt® Credit Card can earn you 1,250 points for each monthly billing period in which you spend at least $750 on the card for the first year. This could add up to 15,000 points.

Regular features and benefits of this card include:

  • Monthly fee: $12.99 ($156 annually)
  • Annual fee for additional cards: $0
  • Earn five Membership Rewards® points for every $1 spent on eligible restaurant and food delivery purchases.
  • Earn three Membership Rewards® points for every $1 spent on eligible streaming subscriptions.
  • Earn two Membership Rewards® points for every $1 spent on eligible travel and transit purchases.
  • Earn one Membership Rewards® point for every $1 spent on all other purchases.

This card features mobile device insurance, shopping coverage, and exclusive access to presale tickets, events, and experiences.

Offer expiry date: N/A (Subject to change without notice)

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4. RBC Avion® Visa Infinite Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$750
+ Annual rewards
$514
- Annual fee
$120
Total first year value
$1144
RBC Avion® Visa Infinite

card image
Welcome bonus
$750
Avion points
Annual rewards
$514
Avion points
Annual fees:
$120
Interest rates:
20.99% on purchases • 22.99% on cash advances
Travellers earn points redeemable on flights through various airline rewards programs
Enjoy a strong suite of travel insurance
Details at a glance Collapse details
Welcome bonus
$750
Annual rewards
$514
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$750
+ Annual rewards
$514
- Annual fee
$120
Total first year value
$1144
Annual fees:
$120
Interest rates:
20.99% on purchases
22.99 on cash advances
Travellers earn points redeemable on flights through various airline rewards programs
Enjoy a strong suite of travel insurance
Details at a glance Collapse details

With the RBC Avion® Visa Infinite Card, get 35,000 Avion points as a Welcome Bonus upon approval.

RBC Avion users are also eligible for the Friday Friend Pass promo this winter. Buy one regular priced Friday lift ticket at select ski resorts in Canada on TheAvionCollection.com and get a second ticket free.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $50
  • Earn one RBC Rewards point for every $1 spent on the card.
  • Earn 25% more RBC Rewards points on eligible travel-related purchases. That is 1.25 RBC Rewards points for every $1 spent.

Get instant fuel savings at Petro-Canada when you link your card to the Petro-Points program and get additional savings at Rexall. Plus, for a limited time, you can get a free 12-month DashPass subscription when you pay with your eligible card.

Offer expiry date: N/A - Ongoing Offer

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5. Scotiabank®* Gold American Express® Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$75
+ Welcome bonus
$400
+ Annual rewards
$744
- Annual fee
$120
Total first year value
$1099
Scotiabank®* Gold American Express® Card

card image
Welcome bonus
$400
Scotia Scene+ Points
Annual rewards
$744
Scotia Scene+ Points
Annual fees:
$120
Interest rates:
20.99% on purchases • 22.99% on cash advances
Get a $75 CashSurge from RATESDOTCA
2024 Winner – Best No Foreign Transaction Fees Credit Card for Long Stay Travellers and Best Credit Card for Subscriptions
Details at a glance Collapse details
Welcome bonus
$400
Annual rewards
$744
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$75
+ Welcome bonus
$400
+ Annual rewards
$744
- Annual fee
$120
Total first year value
$1099
Annual fees:
$120
Interest rates:
20.99% on purchases
22.99 on cash advances
Get a $75 CashSurge from RATESDOTCA
2024 Winner – Best No Foreign Transaction Fees Credit Card for Long Stay Travellers and Best Credit Card for Subscriptions
Details at a glance Collapse details

Winning RATESDOTCA’s award for Best Credit Card for Staying Home and Ordering In 2024, the Scotiabank®* Gold American Express® Card earns up to 40,000 bonus Scene+ points. Scotiabank will waive the annual fee for the first year.

Plus, receive a $75 Cash Bonus from RATESDOTCA upon approval. Offer ends May 31, 2024.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $29
  • Earn five Scene+ points for every $1 spent on eligible grocery, restaurant, food delivery, food subscription, and entertainment purchases.
  • Earn 6X Scene+ points for each dollar charged to your account on all eligible purchases at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn three Scene+ points for every $1 spent on eligible gas and daily transit purchases and select streaming services.
  • Earn five Scene+ points for every $1 spent on all other purchases.

Access excellent travel perks with this card. Get travel insurance and concierge services, pay no foreign transaction fees on purchases made abroad or at foreign merchants online, and access Scene+ Travel (a full-service travel agency).

Offer expiry date: July 1, 2024

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6. TD First Class Travel® Visa Infinite* Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$600
+ Annual rewards
$456
- Annual fee (First Year Rebated)
$0
Total first year value
$1056
TD First Class Travel® Visa Infinite* Card

card image
Welcome bonus
$600
TD Rewards points
Annual rewards
$456
TD Rewards points
Annual fees:
$139 (First Year Rebate)
Interest rates:
20.99% on purchases • 22.99% on cash advances
Includes complimentary travel insurance and access perks
Points can be redeemed for travel, statement credits, brand name merchadise and more!
Details at a glance Collapse details
Welcome bonus
$600
Annual rewards
$456
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$600
+ Annual rewards
$456
- Annual fee (First Year Rebated)
$0
Total first year value
$1056
Annual fees:
$139 (First Year Rebate)
Interest rates:
20.99% on purchases
22.99 on cash advances
Includes complimentary travel insurance and access perks
Points can be redeemed for travel, statement credits, brand name merchadise and more!
Details at a glance Collapse details

The TD First Class Travel® Visa Infinite* Card offers up to 100,000 TD Rewards points and up to $800in value, no annual fee for the first year, and additional travel benefits. Conditions apply.

  • Earn a welcome bonus of 20,000 TD Rewards Points when you make your first purchase with your card†.
  • Earn 80,000 TD Rewards Points when you spend $5,000 within 180 days of account opening†.
  • Earn a Birthday Bonus of up to 10,000 TD Rewards Points†
  • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
  • Get an annual fee rebate for the first year†.

To receive the first-year annual fee rebate, you must activate your card and make your first purchase on the account within the first 3 months after account opening.

To receive the first additional cardholder first-year annual fee rebate, you must add your first additional cardholder by June 4, 2024.

Regular features and benefits of this card include:

  • Annual fee: $139†
  • Annual fee for additional cards: $50
  • Earn eight TD Rewards Points for every $1 spent on travel through Expedia for TD
  • Earn six TD Rewards Points for every $1 spent on groceries and restaurant purchases†.
  • Earn four TD Rewards Points for every $1 on recurring bills†.
  • Earn two TD Rewards Points for every $1 spent on all other purchases†.
  • Earn 50% more points (1.5 TD Points per $1) at Starbucks.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

Offer expiry date: Must be approved by June 3, 2024.

† Terms and conditions apply.

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7. American Express® Aeroplan®* Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$600
+ Annual rewards
$558
- Annual fee
$120
Total first year value
$1038
American Express® Aeroplan®* Card

card image
Welcome bonus
$600
Aeroplan Points
Annual rewards
$558
Aeroplan Points
Annual fees:
$120
Interest rates:
N/A on purchases • N/A on cash advances
A rewards program that lets you redeem on all things travel!
Includes travel insurance coverage and access to exciting entertainment experiences.
Details at a glance Collapse details
Welcome bonus
$600
Annual rewards
$558
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$600
+ Annual rewards
$558
- Annual fee
$120
Total first year value
$1038
Annual fees:
$120
Interest rates:
30.0% on purchases
30 on cash advances
A rewards program that lets you redeem on all things travel!
Includes travel insurance coverage and access to exciting entertainment experiences.
Details at a glance Collapse details

The American Express® Aeroplan®* Card offers up to 50,000 welcome bonus Aeroplan points. Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months. Plus, earn an additional 20,000 Aeroplan points when you spend $1,000 in purchases in month 13.
That’s up to $1,100 or more in value when you combine your welcome bonus points and card benefits.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $0 for additional cardholders without shared benefits; $50 for additional cardholders to share some of the benefits.
  • Earn two Aeroplan points for every $1 spent on purchases made directly through Air Canada® and Air Canada Vacations®.
  • Earn 1.5 Aeroplan points for every $1 spent on eligible dining and food delivery purchases in Canada.
  • Earn one Aeroplan point for every $1 spent on all other purchases.

Get additional Air Canada benefits with this card. You and up to eight travelling companions can save on baggage fees when your flight originates with Air Canada. Also, get eight types of travel insurance and shopping coverage.

*This card is a charge card, meaning the balance must be paid in full each month, or a 30% annual interest rate applies to unpaid balances.

Offer expiry date: N/A (Subject to change without notice)

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8. CIBC Dividend® Visa Infinite* Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$250
+ Annual rewards
$582
- Annual fee (First Year Rebated)
$0
Total first year value
$832
CIBC Dividend® Visa Infinite*

card image
Welcome bonus
$250
CIBC Cash Back Rewards
Annual rewards
$582
CIBC Cash Back Rewards
Annual fees:
$120 (First Year Rebated)
Interest rates:
20.99% on purchases • 22.99% on cash advances
This offer is not available for residents of Quebec.
Generous cash back earns in key spending catagories
Great base travel insurance.
Details at a glance Collapse details
Welcome bonus
$250
Annual rewards
$582
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$250
+ Annual rewards
$582
- Annual fee (First Year Rebated)
$0
Total first year value
$832
Annual fees:
$120 (First Year Rebated)
Interest rates:
20.99% on purchases
22.99 on cash advances
This offer is not available for residents of Quebec.
Generous cash back earns in key spending catagories
Great base travel insurance.
Details at a glance Collapse details

When you sign up for the CIBC Dividend® Visa Infinite* Card, earn a 10% cash back welcome bonus of up to $250 on your first four statements. Plus, get your first $120 annual fee rebated.

Regular features and benefits of this card include:

  • 4% cash back on eligible gas, EV charging and grocery purchases†
  • 2% cash back on eligible transportation and dining purchases, as well as recurring payments†
  • 1% cash back on all other purchases†

This offer does not apply to customers in Quebec.

Offer expiry date: N/A (Subject to change without notice)

†Terms and conditions apply.

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9. BMO Cashback World Elite* Mastercard*

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$50
+ Welcome bonus
$150
+ Annual rewards
$594
- Annual fee (First Year Waived)
$0
Total first year value
$794
BMO CashBack World Elite* Mastercard*

card image
Welcome bonus
$150
BMO Cash Back Rewards
Annual rewards
$594
BMO Cash Back Rewards
Annual fees:
$120 (First Year Waived)
Interest rates:
20.99% on purchases • 23.99% on cash advances
[[gift]]Get a $50 CashSurge from RATESDOTCA
Generous cash back rewards in a number of key categories
Details at a glance Collapse details
Welcome bonus
$150
Annual rewards
$594
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$50
+ Welcome bonus
$150
+ Annual rewards
$594
- Annual fee (First Year Waived)
$0
Total first year value
$794
Annual fees:
$120 (First Year Waived)
Interest rates:
20.99% on purchases
23.99 on cash advances
[[gift]]Get a $50 CashSurge from RATESDOTCA
Generous cash back rewards in a number of key categories
Details at a glance Collapse details

The BMO CashBack World Elite* Mastercard*, helps you earn up to 10% cash back for the first three months. Plus, BMO will waive the $120 annual fee for the first year.

Plus, receive a $50 Cash Bonus from RATESDOTCA upon approval. Offer ends May 31, 2024.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $50
  • Earn 5% cash back on your first $500 in grocery purchases monthly.
  • Earn 4% cash back on your first $300 in ground transportation purchases monthly.
  • Earn 3% cash back on your first $300 in vehicle fuel purchases monthly.
  • Earn 2% cash back on your first $500 in recurring bill payments monthly.
  • Earn 1% unlimited cash back on all other purchases.

The BMO CashBack World Elite* Mastercard* offers handy perks like roadside assistance and concierge services.

Offer expiry date: May 31, 2024

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10. Scotia Momentum® Visa Infinite* Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$75
+ Welcome bonus
$153
+ Annual rewards
$564
- Annual fee (First Year Waived)
$0
Total first year value
$792
Scotia Momentum® Visa Infinite* Card

card image
Welcome bonus
$153
Scotia Cash Back Rewards
Annual rewards
$564
Scotia Cash Back Rewards
Annual fees:
$120 (First Year Waived)
Interest rates:
20.99% on purchases • 22.99% on cash advances
[[gift]]Get a $75 CashSurge from RATESDOTCA
A top card that earns you generous cash back in a variety of key purchase categories
Details at a glance Collapse details
Welcome bonus
$153
Annual rewards
$564
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$75
+ Welcome bonus
$153
+ Annual rewards
$564
- Annual fee (First Year Waived)
$0
Total first year value
$792
Annual fees:
$120 (First Year Waived)
Interest rates:
20.99% on purchases
22.99 on cash advances
[[gift]]Get a $75 CashSurge from RATESDOTCA
A top card that earns you generous cash back in a variety of key purchase categories
Details at a glance Collapse details

With the Scotia Momentum® Visa Infinite* Card, you can earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, Scotia Bank will waive the annual fee for the first year, and the fee for additional cards. To qualify for this offer, your account should be approved by October 31, 2024.

Plus, receive a $75 Cash Bonus from RATESDOTCA upon approval. Offer ends May 31, 2024.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $50
  • Earn 4% cash back on recurring bill payments and grocery purchases.
  • Earn 2% cash back on gas and transit purchases.
  • Earn 1% cash back on all other purchases.

This card offers excellent travel, dining, and entertainment perks. Get concierge services, access to over 900 Visa Infinite Luxury Hotel Collection properties, access to Visa Infinite Dining Series and Visa Infinite Music Series, and access to wineries with the Visa Infinite Wine Country program. Moreover, get travel insurance and mobile device coverage on this card.

Offer expiry date: October 31, 2024 

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