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Before even approaching the quoting process, it is easy to deduce that buying auto insurance in North York is expensive. The district is in Toronto, Canada’s most expensive insurance market. Secondly, Toronto is in Ontario, Canada’s most expensive province for insuring a vehicle. That leads to some simple car insurance math: North York is expensive!
Toronto and its surrounding municipalities are so expensive that they contribute hugely to Ontario’s overall auto insurance premium average. North York, the city as a whole is the fourth-highest auto insurance market in Canada, and getting the best auto insurance policy at the most affordable price becomes essential.
Some of the most common criteria by which insurance providers calculate auto insurance:
The Ontario government requires insurance companies to provide consumers with some basic auto insurance coverage benefits, such as Third-party liability, Accident Benefits Coverage, Uninsured Automobile Coverage, and Direct Compensation/Property Damage Coverage.
There are numerous factors, for high insurance rates in North York, including insurance companies covering risk, to rife insurance fraud. The city is a transport hub, accidents are more likely to occur, especially with the busiest strip of freeway running through.
| Postal Code | Average Premium |
|---|---|
| M2H 0A1 | $2432 |
| M2J 0A1 | $2432 |
| M2K 0A3 | $2084 |
| M2L 0A1 | $2084 |
| M2M 0A1 | $2432 |
| M2N 0A1 | $2084 |
| M2P 0A1 | $2084 |
| M2R 0A1 | $2202 |
| M3A 0A1 | $2390 |
| M3B 0A1 | $2084 |
| M3C 0B1 | $2202 |
| M3H 0A1 | $2593 |
| M3J 0A1 | $2864 |
| M3K 0A1 | $2352 |
| M3L 0A1 | $2463 |
| M3M 0A2 | $2463 |
| M3N 0A1 | $2864 |
| M4A 0A2 | $2432 |
| M4N 0A1 | $1695 |
| M6A 0A1 | $2352 |
| M6M 0A1 | $2463 |
| M9L 0A1 | $2864 |
| M9M 0A2 | $2864 |
| M9N 0A2 | $2463 |
Above average insurance premium numbers are according to data from RATESDOTCA Insuramap.
There are things consumers can do to ensure they get the best deal on their auto insurance. One of those things is to use RATESDOTCA's comparison tool that doubles up as a quoter to find the best policies at the most affordable prices. With premiums so high in North York, it's always good to compare as many quotes online! The best deal is the policy that meets your insurance needs and does so at the most affordable price possible. Our quote engine finds those results in less than a minute.
Shopping around has become hugely important. It allows customers to find numerous quotes from major insurers before taking the plunge with a policy. We give you the tool to complete your search in seconds, making shopping around for car insurance a pleasurable experience. We partner with more than 30 of Canada’s leading insurance providers to come up with a list of quotes that offer you the very best coverage at the very best price. We are based in Toronto, and so we understand the market and the challenges of insuring a vehicle in the city. RATESDOTCA can quickly provide impartial advice when it matters most. We act as an intermediary between you and the auto insurance companies to find you the cheapest Toronto car insurance quote available.
*Shoppers in Ontario who obtained a quote on RATESDOTCA and transacted via our contact centre from July to December 2021 saved an average amount of $772. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.
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