Chieftain Car Insurance

About Chieftain Canada

Established in 1999, Chieftain Insurance is a division of Travelers Canada. It offers a simplified suite of auto and home insurance solutions to Ontario residents.

In 2013, New York-headquartered The Travelers Companies, Inc. acquired Chieftain's parent, The Dominion of Canada General Insurance Company. This brought Chieftain under the umbrella of a global brand with roots dating to 1864 and offered Travelers the chance to improve its Canadian market share and scale. Today the following licensed insurers from Travelers Canada:

• The Dominion of Canada General Insurance Company
• St. Paul Fire and Marine Insurance Company
• Travelers Insurance Company of Canada

Travelers Canada has approximately 1,400 employees across the country.

Recently, Chieftain policies have begun to be marketed under the Travelers Essential brand name.

Chieftain Insurance is a property & casualty (P&C) insurance brand offering a limited line of standard insurance policies, including:

• Auto
• Condo
• Home
• Tenant

Customers who need additional protection can choose from the full range of insurance products from Chieftain's parent company, Travelers Canada. Chieftain Insurance quotes are available for home, car, condo and tenant insurance through a network of licensed insurance brokers across Ontario.

Chieftain policies differ from others offered by Travelers Canada as they are based on a standard insurance package and are rated monthly. This means good, consistent driving habits can help lower your rate.

According to the Financial Services Regulatory Authority (FSRA) of Ontario, The Dominion of Canada General Insurance Company, which issues Chieftain policies, has a 2020 private passenger automobile direct written premium market share of 3.1878%.

The FSRA also reports the most recent rate changes for The Dominion of Canada General Insurance Company. They are as follows:

• -0.02% approved rate change (Effective Jul. 17, 2022)
• 0.00% approved rate change (Effective Apr. 1, 2021)
• 0.00% approved rate change (Effective Oct. 21, 2020)

Read on to learn more about what Chieftain auto insurance can offer you. Use our online tool to compare Chieftain auto insurance quotes and quotes from 50+ Canadian car insurance providers.

Chieftain car insurance coverages and discounts

Subject to certain limits, private passenger automobile policies from Chieftain auto insurance include the following coverage:

• $2 million liability
• Accident benefits (Includes higher limit medical, rehabilitation and attendant care coverages)
• All perils ($1,000 deductible for damage to your automobile)
• Direct compensation − property damage ($0 deductible)
• Family protection coverage
• Loss of use and liability for damage to non-owned vehicles
• Uninsured automobile
• Waiver of depreciation

Home policies from Chieftain insurance include the following coverage:

• $2 million liability
• "New for Old" replacement (Even if a damaged, lost or stolen item is old, it will be replaced with a similar, new item.)
• Protection for food in freezers, mass evacuation and sewer backup
• Unlimited computer, fine art and silverware coverage

Ask your Chieftain insurance broker for more details on Chieftain auto and home policies.

Discounts

Chieftain Insurance policies are considered discounted insurance packages by Travelers Canada. But further discounts may still apply to eligible customers. Travelers Canada offers discounts for:

• Being retired
• Completing a driver training course
• Insuring both your car and home with Travelers Canada
• Insuring multiple vehicles with Travelers Canada
• Possessing a clean driving record (Conviction-free for three years and at-fault accident-free for six years.)
• Students away from home with limited access to insured vehicles during their study period

Though Travelers Canada offers a smartphone app-based discount program called IntelliDrive, this isn't available for Chieftain policies.