Explore home insurance insights by postal code.

Discover home insurance premiums from top insurers, property risk scores and municipal rebates for postal codes across Ontario.

SGI
Pembridge
CAA New Logo
Economical
Aviva logo with blue text on yellow background.
Home insurance premiums

Estimated home insurance premiums are based on the average of the lowest three quotes from leading Ontario insurers. Individual premiums may vary according to a range of factors, including the age of the home, building materials, risk scores and claims history.

Insurance premiums range
Low ($1,588)
High ($3,322)
Low
Medium
High
Extreme

Area Details

Home insurance premiums

Estimated home insurance premiums are based on the average of the lowest three quotes from leading Ontario insurers. Individual premiums may vary according to a range of factors, including the age of the home, building materials, risk scores and claims history.

Insurance premiums range
Low ($1,588)
High ($3,322)
Low
Medium
High
Extreme
Average home insurance premium
Premiums & Risks by Postal Code
Insurance premiums
Crime (theft)
Flood: Exterior sources
Flood: System backup
Wildfire
Wind / Hail

Estimated home insurance premiums are based on the average of the lowest three quoted premiums from leading Ontario insurers and are calculated according to Forward Sortation Area [FSA], a geographic unit defined by the first three characters of a postal code.

Rebate and program information as of April, 2026, provided by the Institute for Catastrophic Loss Reduction.

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