News & Resources

How to Get Your Car Ready for Winter and Avoid Road Emergencies This Year

Oct. 22, 2021
6 mins
Senior couple in car dressed in fashionable, modern winter gear

This article has been updated from a previous version.

Canadians take pride in their ability to withstand wintry conditions, yet snowy and icy roads are responsible for 30% of annual collisions according to the latest data available from the Royal Canadian Mounted Police (RCMP).

A third of collisions happen between November and February, so it’s important to take steps to winterize your vehicle, prepare for an emergency, and adjust your driving habits before the official start of the season.

Are winter tires mandatory in Ontario?

No jurisdiction in Canada, save for Quebec and certain areas of British Columbia, mandate winter tires. Quebec’s law was passed in 2008 and requires four winter tires on vehicles from December 15 to March 15. Quebec’s drivers can be fined up to $300 for driving without them. The law has been credited with reducing accidents and fatalities but are not required for out-of-province drivers.

Although snow tires are not mandatory in Ontario, insurance providers in the province are required by law to provide discounts (up to 5%) on car insurance premiums for drivers who install them. There are other benefits to having winter tires on your vehicle:

  • Winter tires are designed differently than all-weather tires. They’re formulated for colder weather that can cause fairer weather tires to harden and lose traction. Also, the treads are deeper and designed to reduce the buildup of snow.
  • The improved traction decreases stopping distance and improves control.
  • By using winter tires for a portion of the year, you extend the life of your all-season tires.
  • There is a downside aside from the cost: You need somewhere to store your winter tires in the off-season (and your all-season tires in winter.) Out in the open, even under a tarp, won’t do. Continental Tires recommends that you clean them, bag them, and remove as much air from the bag as possible. Store them in a cool, ventilated area.
  • If you don’t have a basement, garage or other storage areas, some shops have “tire lodges”; you can book your tires’ vacation when you have them changed.
car mascot.png

Don't waste time calling around for auto insurance

Use RATESDOTCA to shop around, and compare multiple quotes at the same time.

Almost three-quarters of Canadians use winter tires

You should have winter tires on your vehicle when the temperature dips below 7 degrees Celsius, according to the Tire and Rubber Association of Canada (TRAC). TRAC’s annual survey on Canadians’ winter tire use shows in 2020, nearly three-quarters (72%) of drivers say their vehicle is equipped with winter tires, down by 3% from 2019. The survey also found 66% of drivers in Ontario use winter tires (down 3% from 2019), and 59% of drivers in Alberta install them on their vehicles (down 4% from 2019).

Prepare an emergency survival kit

Despite your best efforts, accidents happen. That’s all the more reason to be prepared with an emergency survival kit. You can print off a checklist from the federal government to make sure you don’t forget anything. The kit should include:

  • A first-aid kit. Ensure it has bandages, gauze pads, medical tape and other items, as well as anything specific to a medical condition you have (for example, an extra inhaler if you have asthma).
  • A phone charger. Phone batteries drain quickly. Always have an external battery and charging cord available in the car in case you can’t use your car charger.
  • Non-perishable food and water. Energy bars, water, canned food and can opener will sustain you if you are stuck in a snowstorm.
  • Blankets, extra clothes, and gloves. Keep thermal blankets, dry socks, gloves and a change of clothes handy.
  • A folding shovel and cat litter or sand. Shovels can help you dig your way out of a snowbank, while litter or sand can give you traction if your tires are spinning.
  • A flashlight. Whether it’s a wind-up or uses batteries, always have one on-hand as well as extra batteries, waterproof matches, emergency candles and a deep can to place them in while lit.
  • Road flares and a reflective safety vest. These can help other motorists spot you if you have to pull over for any reason. Place the flares far enough away from the car so that other vehicles can safely stop.
  • Heat packets. These heat up automatically without any power source and can keep your hands and feet warm.
  • Windshield washer fluid and antifreeze. Make sure you have extra jugs of winter washer fluid and antifreeze in your vehicle just in case you need either.
  • Other essentials. A Swiss Army knife or multi-purpose tool, as well as a jump starter and cables, a tow chain or rope, ice scraper and brush, a whistle, paper towels, screwdriver and duct tape, fire extinguisher, a spare tire, and a wheel wrench and jack.

Winter driving safety refresher

Wintertime driving in Ontario can, at times, be hazardous. Adhering to recommended safe driving tips can help you minimize that risk.

In general, because of the unpredictability of Canada’s winter weather, there are other steps required to ensure your safety on the roads regardless of where you drive, including:

  • Clear the snow off your vehicle. Staying safe means being able to see all around your car, so be sure to clear all the snow and ice off of your vehicle and windows. You can be fined for not fully clearing snow and ice off of your vehicle including the roof, hood, lights and signals. In Ontario, for example, you can get a fine of $110 for failing to clear snow and ice off of a vehicle’s windows, according to section 74 of the Ontario Highway Traffic Act.
  • Have a plan. Store on your mobile phone the numbers of emergency contacts and organizations. For example, suppose you have a Canadian Automobile Association (CAA) membership. In that case, it could be a godsend during a breakdown but remember if you’re in a spot because of the conditions, many other CAA members will be calling for help too.
  • Winterize your vehicle. Clean up the inside of your car from all those coffee cups and burger wrappers. Get a tune-up. Make sure all the fluids are refreshed. Lubricate the locks. Check the battery. Make sure your windshield wipers are up to the task and don’t streak — new ones are a minimal investment with a great payoff.
  • Many auto shops offer winterization packages. Call around to make sure you’re getting a reasonable price, and ask what services are included. Just like any other service, referrals for auto mechanics from people you trust are golden.
  • Drive according to road conditions. Double the two-second rule, and don’t follow other cars closely. Keep your gas tank topped up and don’t let it fall below half-tank.

Winter weather in Canada is legendary around the world. Since we spend almost half our year in it, we’d best be prepared. No matter where you live in Canada, snow tires are a wise investment that could prevent a collision and save your life — as well as money on your car insurance.

Dave Webb

Dave Webb is a writer and editor of 30 years’ experience. He has written about municipal politics, conservation issues, information technology, medical technology, music, and the manmade diamond industry along with insurance. And some sports. He is also an avid semi-professional roots musician. He lives in Toronto.

Latest auto insurance articles

1-in-5 Canadians are driving to work more often, but 74% unaware they must inform their insurance provider
As your weekly commute drives up your kilometre count, your auto insurance provider can’t be the last to know. Failing to report a change in vehicle usage can have serious repercussions on your policy.
Learn More
6 mins read
5 expensive car insurance mistakes
Distracted driving. Failing to report a change in the usage of your vehicle. Lying about where you live. These are just some of the mistakes that can result in a higher insurance premium.
Learn More
5 mins read
What to do if you suspect your mechanic is making fraudulent repair charges
Being overcharged for a repair can increase the cost of your insurance claim and potentially affect your premium when your policy renews. Here are a few ways to alert yourself to the signs of a fraudulent auto body shop.
Learn More
5 mins read

Subscribe to our newsletter

Stay on top of our latest offers, relevant news and tips!

Thanks for joining!

You'll be hearing from us shortly - stay tuned.