Choosing the Right Credit Card
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Rates.ca Credit Cards
Welcome to the premier destination for finding the best credit cards in Canada! Whether you're looking for a travel credit card, low interest credit card, cash back credit card, secured credit card, bad credit credit card, business credit card, or student credit card, you can find the card to meet your needs.
Compare a wide variety of cards, including both Visa credit cards as well as MasterCard credit cards from several different companies ranging from MBNA to American Express. Sort by card type, annual fee, and card usage below.
Introduction to Credit Cards in Canada
Introduction to Credit Cards in Canada
A credit card is one of the most popular financial products in Canada and has many great benefits.
Convenience
A credit card provides convenience by not having to carry around cash to pay for various purchases. Since credit cards are widely accepted in Canada and around the world they serve as a great means to purchase products and services. Given that you're able to review all your credit card transactions, this sort of tracking provides a convenient way to analyze your spending behaviour and set spending goals.
Building Credit
A credit card is usually one of the first credit card instruments an individual has to build their credit. Using a credit card and paying it off on time tends to build an individual's credit score. This creates opportunities to get approved for other credit products such as mortgages and car loans in the future.
More Great Credit Card Benefits
More Great Credit Card Benefits
Rewards
Credit cards have a variety of different rewards incentivizing individuals to use them. Savings on travel related expenses, cash refunds, and free merchandise are examples of some of the rewards that certain credit cards carry. Some credit cards even have additional benefits such as purchase protection, travel medical insurance and lost baggage insurance. With so many different rewards out there, you'll be sure to find the best credit card for you!
Emergency Fund
Credit cards serve as a great rainy day fund. Even if you don't plan on using your credit card, having access to it provides a great mitigation to those 'what if' financial situations.
Apply for a credit card online today! Get the credit card you want without all the hassle.
Credit Card Guides
Comprehensive list of resource guides for Canadian credit cards.
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