Insurance and mortgage news



Auto Insurance
How to reduce risk of your car getting caught in an underground parking garage flood and details on your insurance coverage options.

With only 13% of Canadians open to buying autonomous vehicles, experts expect adoption to begin through ride-hailing services before widespread ownership.

Rising auto theft could increase car insurance rates for everyone. Follow these tips to prevent your vehicle from being stolen.

Save on car insurance in 2026 with proven strategies like bundling policies, usage-based programs, higher deductibles, and comparing quotes annually.

Only use your vehicle a few months of the year? Explore different types of seasonal car insurance options available.

Cyclists in Ontario can be at fault in a road accident. While insurance isn’t required, cyclists have multiple options to cover expenses from a road accident.

A look at real-life scenarios of how Ontario’s July 1 auto insurance reforms will impact everyone involved in a road accident as coverage becomes optional.

A helpful primer on licence plates required to drive in Ontario and how they’re used to identify vehicles involved in accidents, traffic violations, or crimes.

Insurance costs in Canada vary sharply by fuel type, with diesel trucks proving cheapest to insure and electric vehicles the most expensive.

Home Insurance
As the real estate market fluctuates, doing minor, strategic renovations may help improve your home equity and offset falling home values.

A comprehensive home insurance policy can help you cover significant repair costs from a water-damaged basement.

How to reduce risk of your car getting caught in an underground parking garage flood and details on your insurance coverage options.

Consider short-term home insurance additional options before you rent out your home to FIFA World Cup 2026 soccer fans.

Spring landscaping can affect your insurance. Minor grading changes can send water toward foundations, raising flood risk.

A backwater valve is a gate mechanism added to your wastewater outflow pipe that prevents city sewage from flowing back into your home.

As extreme weather intensifies, resilient Canadian homes sell for more: upgrades can add up to 5.6% to resale prices, yet many listings don’t mention them.

A weeping tile drainage system can help prevent water damage to your basement and property foundation.

Rebates available in Canada for improving resiliency and energy efficiency of your home can reduce future insurance claims.

Mortgage
Here's a guide to when you might consider using either a mortgage or HELOC, both loans tied to the value of your home.

As the real estate market fluctuates, doing minor, strategic renovations may help improve your home equity and offset falling home values.

From debt ratios to a responsible borrowing history, here are strategies to improve chances of approval of your mortgage application by a Canadian lender.

Bank of Canada holds rates at 2.25% as weak growth clashes with oil-driven inflation. Housing, jobs, and consumer costs show signs of softening.

Housing affordability in Canada has worsened from 1990 to 2026 as household incomes haven’t kept pace with surging home prices.

Learn about pitfalls and benefits of early mortgage renewal, how blended rates work, and why switching lenders could reduce your borrowing costs.

Bank of Canada holds rates as weak growth meets energy inflation, cooling housing demand and straining mortgage renewals.

Historically, moments of extreme global panic stemming from war can create generational buying opportunities in the Canadian real estate market.

The Bank of Canada holds its rate at 2.25% amid rising oil prices and economic uncertainty, keeping variable mortgage rates stable but pushing fixed rates higher.

Business Insurance
WSIB covers workers, not your business. See the insurance your Ontario company actually needs.

Remember these dates in 2026 to stay organized, giving you more time to focus on your business and your work-life balance.

Filing taxes on business insurance can come with specific rules. Learn about filing HST/GST and claim payouts on your taxes.

Safeguard your snow removal business with essential insurance. Learn about coverage options, costs, and tips to protect against risks like slip-and-fall claims and equipment damage this winter.

Perks like health and dental coverage can save you money, but are they as valuable as they seem? Here’s what you need to know.

What’s needed to insure your summer food venture? At least: general liability for accidents, commercial property for equipment, and product liability for food-related issues.

Is your home business protected? Learn why regular home insurance isn’t enough and how the right coverage can safeguard your tools, inventory, and success.

A Certificate of insurance is a document that proves that a business has active insurance, lends credibility and can help secure contract bids.

Working as a general contractor comes with its share of risks, from accidents to property damage. However, there are ways to safeguard your business. Here are the four key types of coverage you need.

Travel Insurance
Are you 60+ and looking to escape the cold Canadian winters? Ensure your travel is worry-free with a deep dive on snowbird insurance.

Canadians tend to apologize a lot, but when it comes to getting travel insurance in Canada, it’s better to be safe than sorry.

What's the best way to travel safely this summer? Make sure you sort out your insurance needs.

Be aware of exclusions within your policy to avoid a denied travel insurance claim.

With Pride events happening around the world, summer is the perfect time to explore and celebrate identity and inclusivity.

Whether you’re gone for the weekend or for the entire summer, you want to leave your home with the assurance that your belongings are safe and will be there when you’re back. So, what's the plan?

Whether you’re parked at a campground, a big box store parking lot, or on your own driveway, having the right insurance ensures peace of mind and financial security. Here’s what you should know about insuring your RV.

If your plans involve travelling by vehicle outside of your home province, double check you have the right auto insurance coverage before hitting the road.

If you’re contemplating spending winter abroad, here are some crucial questions you should ask yourself before taking flight for the winter.

Get a better rate
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Here's a guide to when you might consider using either a mortgage or HELOC, both loans tied to the value of your home.

As the real estate market fluctuates, doing minor, strategic renovations may help improve your home equity and offset falling home values.

From debt ratios to a responsible borrowing history, here are strategies to improve chances of approval of your mortgage application by a Canadian lender.

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