Insurance and mortgage news

Consider short-term home insurance additional options before you rent out your home to FIFA World Cup 2026 soccer fans.

Spring landscaping can affect your insurance. Minor grading changes can send water toward foundations, raising flood risk.

A backwater valve is a gate mechanism added to your wastewater outflow pipe that prevents city sewage from flowing back into your home.

As extreme weather intensifies, resilient Canadian homes sell for more: upgrades can add up to 5.6% to resale prices, yet many listings don’t mention them.

A weeping tile drainage system can help prevent water damage to your basement and property foundation.

Rebates available in Canada for improving resiliency and energy efficiency of your home can reduce future insurance claims.

From debt ratios to a responsible borrowing history, here are strategies to improve chances of approval of your mortgage application by a Canadian lender.

Bank of Canada holds rates at 2.25% as weak growth clashes with oil-driven inflation. Housing, jobs, and consumer costs show signs of softening.

Housing affordability in Canada has worsened from 1990 to 2026 as household incomes haven’t kept pace with surging home prices.

Learn about pitfalls and benefits of early mortgage renewal, how blended rates work, and why switching lenders could reduce your borrowing costs.

Bank of Canada holds rates as weak growth meets energy inflation, cooling housing demand and straining mortgage renewals.

Historically, moments of extreme global panic stemming from war can create generational buying opportunities in the Canadian real estate market.

Safeguard your snow removal business with essential insurance. Learn about coverage options, costs, and tips to protect against risks like slip-and-fall claims and equipment damage this winter.

Perks like health and dental coverage can save you money, but are they as valuable as they seem? Here’s what you need to know.

What’s needed to insure your summer food venture? At least: general liability for accidents, commercial property for equipment, and product liability for food-related issues.

Is your home business protected? Learn why regular home insurance isn’t enough and how the right coverage can safeguard your tools, inventory, and success.

A Certificate of insurance is a document that proves that a business has active insurance, lends credibility and can help secure contract bids.

Working as a general contractor comes with its share of risks, from accidents to property damage. However, there are ways to safeguard your business. Here are the four key types of coverage you need.

What's the best way to travel safely this summer? Make sure you sort out your insurance needs.

Be aware of exclusions within your policy to avoid a denied travel insurance claim.

With Pride events happening around the world, summer is the perfect time to explore and celebrate identity and inclusivity.

Whether you’re gone for the weekend or for the entire summer, you want to leave your home with the assurance that your belongings are safe and will be there when you’re back. So, what's the plan?

Whether you’re parked at a campground, a big box store parking lot, or on your own driveway, having the right insurance ensures peace of mind and financial security. Here’s what you should know about insuring your RV.

If your plans involve travelling by vehicle outside of your home province, double check you have the right auto insurance coverage before hitting the road.

Canada’s big five banks know fintech has the power to change the banking landscape forever – which is why they’re pouring investment into tech of their own. Here’s a breakdown of what each bank is doing to make their mark on the growing Canadian fintech landscape.

Remember these dates in 2026 to stay organized, giving you more time to focus on your business and your work-life balance.

A higher score tells your bank that your risk as a borrower is low, which usually prompts them to offer a better rate for your mortgage.

In Ontario, Harmonized Sales Tax is 13% of your subtotal. Learn more about how it's applied, and to what it's applied.

Perks like health and dental coverage can save you money, but are they as valuable as they seem? Here’s what you need to know.

As middle-income Canadians feel the financial squeeze, it puts a lot of pressure on their parents. Here's how older Canadians can help support their grown children, while making sure they're taking care of themselves first.

Life insurance isn’t a one-size-fits all solution. But if you have dependents, it can be an important financial safety net for those you love.

Life insurance is one of the best ways new parents can protect their family and help loved ones in the event of your unexpected death.

Demand for life insurance may be on the rise during the pandemic as more Canadians consider buying a policy or reviewing ones they already have. If you’re thinking of applying for a policy, here are a few things to keep in mind.

Many insurers may classify vaping in the same way they do smoking. If you smoke or vape, you can still qualify for a life insurance premium, but in all likelihood, you will pay a higher rate than someone who does not.

You’re a new homebuyer in the final stages of closing a mortgage. Suddenly the lender rep asks if you want to take out a life insurance policy for your mortgage. Do you take it?

The night before a medical exam for your life insurance is important and shouldn’t be taken lightly.

Grocery prices are going up 4-6% in 2026. Learn the best credit cards for grocery store purchases and rewards to make your money count.

Closing a credit card may feel like the right thing to do, especially if you find yourself overspending. But before getting out the scissors, understand the risks, and follow the right steps to make a clean cut.

If you're overwhelmed by your credit card debt, consider switching to a balance transfer card. This credit card can let you roll over all your existing balances into one card, while paying significantly less interest. However, like any credit card, this one doesn't come without risks.

Before you purchase optional insurance for your rental car, check your credit card, as it may already offer coverage for rental cars. Here are our picks for the best credit cards for rental car insurance in Canada.

Get a quick-and-dirty reference guide for the different tiers of Canada’s most popular credit cards.

Which credit score or credit report should you get in Canada?

In Toronto, auto insurance eats up 70% of total insurance costs, compared to 60% in Ottawa and 65% in Hamilton.

Ontario households spent $14K–$21K on auto and home insurance in four years, city by city. 75% of insured households saw premium hikes in the past two years.

Despite recent interest rate cuts, 35% of Canadians now see condos as a poor investment, but they remain a key entry point for young and first-time buyers.

Are used cars always the cheaper choice? A closer look at the Ford F-150 and Toyota RAV4 shows how depreciation, insurance, and maintenance shape the true cost of ownership—and why the answer isn’t so simple.

Severe weather is driving up Ontario home insurance premiums, with water damage claims adding $376 and wind-hail $386 annually. Climate change, repair costs, and aging infrastructure deepen the strain on homeowners.

Nobody wins in a trade war - except, perhaps, car thieves.

After a sluggish 2025, EV interest in Canada is climbing again: searches are up 40%, and nearly one‑third of Canadians say they’re open to buying an electric vehicle.

Canada’s big five banks know fintech has the power to change the banking landscape forever – which is why they’re pouring investment into tech of their own. Here’s a breakdown of what each bank is doing to make their mark on the growing Canadian fintech landscape.

The Bank of Canada holds its rate at 2.25% amid rising oil prices and economic uncertainty, keeping variable mortgage rates stable but pushing fixed rates higher.

The Bank of Canada pauses rate changes amid trade tensions and a cooling housing market. With inflation above target and incomes lagging, 2026 begins with uncertainty for households and policymakers alike.

The Bank holds rates after a surprisingly strong jobs report and steady domestic spending. However, with rising grocery prices and renewal shocks anticipated next year, the forecast is as cloudy as ever.

The Bank of Canada has reduced the overnight policy rate by 25-basis points to 2.25%, marking the second consecutive cut this year.