About RATESDOTCA
Helping Canadians make better insurance
and money decisions.
Compare insurance and financial products from companies you trust
About RATESDOTCA
Our vision
A marketplace that allows Canadians to freely choose the best insurance or financial provider for their needs.
Our mission
To give Canadians the necessary tools and expertise to make smart insurance and finance decisions.
Who we are
We are RATESDOTCA, Canada’s largest digital marketplace for insurance and financial services. We offer dynamic and accurate rate information, intuitive tools and expert advice – to help you find the best services for the lowest price.
We know that shopping for insurance and financial services is never fun. That’s why our goal is to make it easy.
Using our online tools, you can search the entire market and compare rates on car, home, life and travel insurance, mortgage and credit cards. All it takes is a few clicks to get matched with a range of quotes from Canada’s top providers – the brands you know and trust – and only a glance to discover the best rate for your specific needs.
To help you along on this journey, we abide by the following principles:
- Keep it simple. Insurance and finances are complicated enough. That’s why our site aims to make things as simple as possible. All you need to do is fill out a form and pick the best rate from dozens of providers. No need to go to other sites or conduct extensive research. If you already have coverage, no worries – we can help you find a better one.
- Provide useful advice, no matter what. Our experts in the insurance and finance fields ensure that the advice we provide is both sound and practical – whether it’s provided in person or through our online content. We want you to get the exact answers you’re looking for, so you can start saving today.
- Adhere to strict editorial standards. Our editorial team is here to ensure that all the content you consume on this website, including all the data, is thoroughly vetted by experts and only provides the information you seek. See our editorial policy to learn more.
Canada’s first choice
Headquartered in Toronto, Ontario, we’ve been serving Canadians in this industry for over 20 years. In that time, we have built a network of over 50 partners, which allows our shoppers to compare a bigger portion of the market than anywhere else in Canada. And yes, we are wholly Canadian.
Furthermore, we don’t just offer comprehensive product comparisons, but also educational content, industry news, financial tools like calculators, renewal reminders and more, all of which are designed to help our customers find the best insurance rates, mortgage rates, credit cards and banking products.
That’s what makes us one of the most beloved rate comparison destinations in the country.
Our core values
- We are experts. We know the industry inside out, and we strive relentlessly to stay on top of the latest insurance market rates and trends.
- We are transparent. We always help our customers save money on insurance, even if it means getting insurance elsewhere.
- We are supportive. We are friendly, approachable and responsive – both toward each other and our customers.
- We are honest. We always speak candidly, and our actions are consistent with our words. We work vigorously to earn and keep customer trust.
- We put customers first. We do our best to tailor our approach, products and service to our customers’ unique needs.
The history of RATESDOTCA
RATESDOTCA was founded under the name of Kanetix in 1999. It was one of the first online tools to allow Canadians to generate multiple car insurance quotes at once, initially aimed at younger, internet-savvy drivers – the most likely demographic to search for cheap online quotes at the time.
Early growth
Throughout the 2000s, Kanetix expanded into other parts of the country, including Quebec, Alberta and the Atlantic Provinces. It also introduced property and life insurance quoters, complementing its already robust auto insurance offering. A decade later, it received a significant investment from a private equity firm, which allowed the company to kick off its greatest growth spurt yet.
Growth in the 2010s
The 2010s saw Kanetix grow more than ever before. It expanded into new markets, such as mortgage and credit cards, and acquired several industry-leading companies, including RateSupermarket.ca and Rates.ca. This decade also marked the launch of the Auto and Home Insuramap, a tool that lets customers view premiums by postal code.
Rebrand and new partnerships
In 2020, Kanetix rebranded itself to RATESDOTCA, merging with RateSupermarket.ca and moving to the Rates.ca domain, where it remains to this day.
How we make money
Our tools show competitive rates and information, which are available to our customers free of charge. We are compensated by our partners when you connect with them through our site for the products you find online. Learn more about how we get paid.
Part of the RATESDOTCA Group Ltd. Family
RATESDOTCA is part of the RATESDOTCA Group Ltd. family, the largest online insurance and financial comparison company in Canada. Also within the RATESDOTCA Group Ltd. family are:
- Scoop Insurance Brokers Ltd.
- Scoop Insurance Brokers Inc.
- Scoop Financial Ltd.
Our corporate offices are located at 225 King St W, Suite 1000, Toronto, ON, M5V 3M2 but you can call us at 1-888-854-2503 or reach us by email at support@rates.ca.
Latest News Articles:
Ongoing rounds of tariffs may continue to strain homeowner's pockets - especially when it comes to home and auto insurance.
The Bank of Canada has cut its key interest rate by 25 basis points, lowering it to 2.75%, as it navigates ongoing trade tensions.
The Bank of Canada has cut its key interest rate by 25 basis points, lowering it to 3%, as it navigates trade tensions, inflationary concerns, and a cooling housing market.
With the overnight rate now at 3.25%, the housing market may be set to embark on a bumpy ride.
Could you pay your mortgage after a job loss? Here’s how to protect your ability to pay in a worst-case scenario.
Today the Bank of Canada cut its key interest rate by 50-basis points. Is today's double rate cut enough to incentivize buyers to re-enter the housing market? Let’s see what it means for the Canadian housing market.
Resources & Guides
Latest News Articles:
Ongoing rounds of tariffs may continue to strain homeowner's pockets - especially when it comes to home and auto insurance.
The Bank of Canada has cut its key interest rate by 25 basis points, lowering it to 2.75%, as it navigates ongoing trade tensions.
The Bank of Canada has cut its key interest rate by 25 basis points, lowering it to 3%, as it navigates trade tensions, inflationary concerns, and a cooling housing market.
With the overnight rate now at 3.25%, the housing market may be set to embark on a bumpy ride.
Could you pay your mortgage after a job loss? Here’s how to protect your ability to pay in a worst-case scenario.
Today the Bank of Canada cut its key interest rate by 50-basis points. Is today's double rate cut enough to incentivize buyers to re-enter the housing market? Let’s see what it means for the Canadian housing market.
What people say about our quotes
Based on 6,426 reviews
Reply to your request for review
I have never submitted a claim for any policy's I have had ON MY TRAVELS. (I hope iI never have to.) So that part I can't comment on. If I ever need to submit will know how efficient it goes. thank you
Charlene
Call back within 5 hours
Call back within 5 hours. The Lady spoke clear English.
William A
promtly got a call back and setup with…
promtly got a call back and setup with a lender
Rodney STORIE
Quick response and great quotes
Quick response and great quotes, the only problem is: I got two different quotes in two days, which is cheaper in the second one.
Ray
Great information when speaking with…
Great information when speaking with John. Very knowledgeable and easy to talk with. Unfortunately I was last minute and resigned w the actual lender, not the business I used for the purchase and last renewal.
Corbett Thoms
Easy and fast
Easy and fast
Joanne
The quote the representative was able…
The quote the representative was able to obtain.
Jonathan McConnell
The agent I spoke to was very helpful…
The agent I spoke to was very helpful in recommending a few brokers in my area who was willing to work with my situation
The Blessed One
Laurie is a true agent but John is not
Laurie is a true agent but John is not, the person with extension 136 is not a good listener to client. Extension 133 Laurie is good on her duties!
Thu Tram