About Us

Rates.ca is Canada's premier rate comparison destination for financial products and your one-stop-shop for the best rates on the market. The site currently provides rate comparison for auto insurance, mortgages and credit cards. In addition you can access our site for a collection of tips, FAQ, glossaries, and everything you need to know about Car Insurance, Mortgages and Credit Cards.

Rates.ca is not affiliated with any particular financial institution or broker. This allows us to stay completely objective and free of any potential bias when you're comparing products on our site. Our service is also completely free of charge! We get paid by brokers and financial institutions for referring them business.

Using Rates.ca you can be assured that your information is always protected. We do not sell your information without your consent. We will only forward your information to the broker or financial institution you've chosen to share it with when you've requested us to do so.

Our mission is to help consumers choose the best products with the best rates while empowering everyone to make educated financial decisions by providing the needed knowledge and tools.

Happy Shopping!

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Rates.ca is owned and operated by Kanetix Ltd.



About Kanetix Ltd.

Launched in October 1999, Kanetix Ltd. is Canada's leading provider of online quoting technology that connects consumers to insurance companies, brokers and financial institutions. Through its online financial services comparison marketplaces, Kanetix.ca, InsuranceHotline.com, RateSupermarket.ca, Rates.ca and ComparaSave.ca, Kanetix Ltd. helps consumers shop their various financial needs. Shoppers choose a product, compare rates and complete an online application or, with the help of Kanetix, connect with the provider to purchase or apply for the product over the phone.

Through its Software as a Service team, Kanetix SAAS develops online quotation systems, mobile solutions, actuarial tools and websites for many of Canada's largest insurance brands.
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FAQ
Are there any fees associated with comparing rates on Rates.ca?
Comparing rates on Rates.ca is absolutely free! We get paid by the brokers and financial services companies we work with so our service always remains free for the consumer.
What products can I compare on Rates.ca?
Currently you can compare car insurance quotes, mortgage rates and credit card offers.
What provinces is Rates.ca available in?
Car insurance is currently only available to Ontario & Alberta residents. Mortgages and credit cards are available across Canada.
How will the information I provide on the site be used?
Any information that you provide on Rates.ca will only be transferred to the financial services provider who you've chosen to share it with in order to fulfil your request. We will not sell your information to any third parties without your consent.
Is Rates.ca a broker?
Rates.ca is not a broker and is not affiliated with any particular financial services company. This allows us to take an objective/un-biased position in helping you compare products on our site.
How does Rates.ca make money?
We get compensated by insurance and mortgage brokers for referrals we send to them and by credit card issuers for approved credit card applications originating from our site. We only send referrals to our partners when you indicate that you want to be contacted by them. We do not sell your information to third parties without your consent.
How do I change my subscription preferences?
Simply click on "Edit Existing Subscriptions" at the top of the Subscriptions page. You will be promoted to enter your email and check your inbox for an email from us containing a link to edit your current subscriptions. Every Rates.ca email also contains this link at the bottom. You will be able to change your subscriptions as well as unsubscribe. You may also email [email protected] to request any changes to your subscriptions.