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Written By Taras Trofimov

Content Writer

Updated June 25, 2025

Home insurance in Ontario

If you own a home in Ontario, you’re not required by law to have insurance. However, most lenders won’t provide a mortgage unless coverage is in place. As a result, most homeowners have it.

Protecting what is likely your largest asset has both financial and emotional benefits. In the event of a covered peril, you’ll be compensated. With that comes some peace of mind. An additional benefit that some overlook is that most home insurance policies also include liability protection. This means that if someone is injured on your property, you will be protected financially.

Climate change and rising damage costs

If neither benefit persuades you, consider the practical reality of home ownership. Homes in Canada are increasingly impacted by damage from severe weather events linked to climate change. The Insurance Bureau of Canada (IBC) reports that in 2023, insured damage for severe weather in the country hit $3.1 billion. In addition to the record-breaking wave of wildfires that year, Ontario also had to contend with severe summer storms, which cost the province $340 million in insured damage. Furthermore, a spring ice storm that hit both Ontario and Quebec earlier that year cost the two provinces $330 million in insured damage.

When looking at the catastrophic losses from 1983 to 2022, as recorded in the 2023 IBC Fact Book, a clear pattern can be spotted – that insurance losses have risen dramatically over the last three decades, both in Ontario and Canada at large.

For instance, from 1983 to 2000, average catastrophic losses in Canada amounted to $440 million per year (loss and adjusted expenses in 2022 dollars). Between 2011 and 2020, those losses rose to the average of $2.3 billion. In 2020 alone, Ontario had to deal with flooding, windstorms and winter storms on two occasions. First, in January, which cost Greater Toronto, Kitchener, Innisfil, New Hamburg and Montérégie, Quebec, $110 million in damages. And later, in November, which cost southern and central Ontario, including Greater Toronto and Hamilton Area, Niagara region, Lake Erie shoreline, Muskoka region and Lake Ontario shoreline, $108 million in damages. In 2022, Ottawa, Greater Toronto, Kitchener-Waterloo as well as Outaouais, Lanaudiere and Laurentides in Quebec lost $1.3 billion in damages due windstorms and other catastrophic events.

Higher home insurance premiums

This means that the protection afforded to you by home insurance won’t come cheap. In Q4 2023, for instance, all provinces experienced an increase in premium rate change year over year, with British Columbia seeing the highest rate increase of all – at 11.1%. Alberta, Ontario, Quebec and the Atlantic Provinces fared a little better, with rate changes of 0.7%, 8.3%, 2.5% and 9.1%, respectively. Even so, Ontario sits on the higher end of this spectrum.

So, what can you do as a homeowner? Your best bet is to be more discerning. When shopping for insurance, avoid buying the coverage you don't need. Here, we outline some of the important details you should consider when choosing coverage that’s right for you and your home.

 

Types of home insurance in Ontario

Home insurance usually comes in four different flavours, depending on the amount of coverage you’d like to get – or in some cases, allowed to get (as your home may not be safe enough to warrant standard coverage).

These are the coverage types you’re likely to encounter:

  • Named perils: Also known as ‘basic,’ this one protects both your dwelling (the building itself) and its contents, but only against the perils listed on the policy. For instance, if the policy lists water damage, but not sewer backup, then the latter will not be covered. Though this is the cheapest coverage you can buy, it’s not recommended for most homebuyers due to how limited it can be.
  • Broad form: This coverage is more comprehensive than the basic one, as it protects your dwelling against all perils – except for a handful of exceptions listed on the policy. Your possessions, however, are protected against named perils only, just like they would be under the basic policy. In other words, your dwelling gets full protection, while your possessions get limited protection.
  • Comprehensive: Otherwise known as ‘all perils’ insurance, this one protects both your dwelling and possessions against all conceivable perils – aside from a few exceptions listed on the policy. This is the best and most expensive coverage you can buy. In most cases, it should be sufficient – though you can always expand your coverage through add-ons.
  • No-frills: This is the most bare-bones coverage you can buy and is not recommended for most homeowners, as it usually only protects your property against a handful of perils (usually fire and nothing else). This coverage is meant for old or damaged homes that are too risky to insure under normal circumstances. Given that such homes are often unlivable, homebuyers typically use no-frills insurance to temporarily protect the home until it is made more insurable.

Home insurance coverage

  • Property and building: This coverage protects both the structure(s) on your property, as well as the property itself, from a variety of perils. Protected incidents include fire, theft and water damage, among others. Because some policies may require additional coverage for secondary structures, like a garage or guest house, consult your insurer if anything is unclear.
  • Contents and personal property: Contents and personal property coverage protects your possessions, such as furniture, clothing and sports equipment, against theft and vandalism. Some items, like fine art and expensive jewelry, may not be protected under a standard policy. Excluded items can be protected with additional coverage.
  • Additional living expenses: If you’re temporarily displaced by an insurable event, this protection covers your temporary housing costs. For example, if damage to your home forces you to spend a week at a hotel, additional living expenses protection will cover the cost of the room and food, up to a certain amount.

Liability coverage

  • Personal liability: This coverage provides protection against liability in the event someone is accidentally injured on your property.
  • Voluntary medical payments: If you unintentionally injure someone, or someone accidentally injures themselves on your property, this coverage will pay for the medical expenses for up to one year from the date of the accident.
  • Voluntary property damage: This coverage is for unintentional direct loss or damage you cause to someone’s property. It also covers unintentional loss or damage to someone else’s property by a minor (12 years or under) in your care.

 

Add-ons to home insurance coverage in Ontario

Beyond the standard components of an Ontario home insurance policy, there are additional coverages you can purchase to further protect your home and the contents within.

These are some of the most common home insurance add-ons, also known as riders, that you can add to your home insurance policy:

  • Overland water: Although not every carrier offers this add-on, if your insurer does, it covers property damage from overflowing water from nearby rivers, streams, lakes and thawing snow.
  • Sewer back-up: Protects your home when a main sewer backs up and causes damage.
  • Earthquake: Covers losses or damage caused by an earthquake. This add-on is especially useful if your home is located in an area that is vulnerable to earthquakes.
  • Mass evacuation: If an event, like a flood or wildfire, triggers a government-issued evacuation order, this pays for some of the expenses you incur while being away from your home. Note that only covered perils qualify for this coverage. However, you can expand it via add-ons (e.g., by purchasing flood or earthquake coverage).
  • Identity theft: Covers the cost of replacing important documents, such as your passport.
  • Lock replacement: If you need to replace the locks on your house, this add-on provides coverage.
  • Personal valuables: This add-on lets you increase the coverage amount to account for high-value items such as fine art, collectibles and jewelry (in case your regular coverage is not enough).
  • Home sharing: If you’re looking to rent out your property, this will provide you with the additional property and liability coverage you need to stay protected.
  • Personal umbrella: If you’re worried that your standard liability coverage isn’t enough (e.g., if your lawsuit costs you more than expected), this add-on can make up the difference.

 

What is not included in a typical home insurance policy?

Even if you have the most coverage money can buy, having opted for every available endorsement, there are some perils against which no policy will protect you. In the insurance world, these are referred to as 'exclusions.'

Common exclusions include:

  • Absence from the home: Damage that takes place while you’re away from the home for an extended period of time.
  • Alterations: A homeowner will only be protected against damage to a property that occurs during an alteration to it if they have received written permission from the insurance provider to undertake the alteration. However, common repairs such as painting or fixing a broken railing are not subject to this exclusion.
  • By-law enforcement: You are not likely to be covered for costs stemming from the application or enforcement of a bylaw.
  • Damage from renters: Most insurance providers require specific coverage for landlords. A standard home insurance policy is unlikely to protect you if a renter damages the property.
  • Deliberate damage or injuries: If you purposely damage your property (whether it’s your dwelling or personal items) or you deliberately hurt someone on your property, your insurance will refuse to cover you. In fact, if you file a claim for either of the two, you may be accused of insurance fraud, which is illegal.
  • Earthquake: Most policies exclude protection against earthquakes, though you can add coverage in the form of an endorsement.
  • Existing damage: You’re unlikely to be covered for damage that began before you held the policy.
  • Flooding: Most policies exclude flood protection, though coverage can be purchased as an endorsement.
  • Mold: Since mold occurs slowly due to pre-existing conditions, such as extreme humidity, there is usually enough time for you to prevent it. Home insurance isn’t meant for maintenance – it's here to address major perils only.
  • Pest infestations: Like mold, pest infestations, including mice, bedbugs, cockroaches and termites, are also a maintenance concern. That’s why it’s unlikely that your insurance would cover an infestation if it were to occur in your home.
  • Volatile substance: If you have more than one gallon of a volatile substance on your property and a fire or explosion takes place, you may be denied coverage. This is likely to include gasoline.

There are also some perils for which no coverage is available. They’re referred to as ‘uninsured perils.’ For example, if your home is built on a known flood plain, no insurance protection may be available.

Recent Ontario home insurance quotes

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Home insurance quotes are compared from Apollo Insurance, CAA, Economical Insurance, Pembridge, Square One Insurance, and SGI

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Factors that determine your home insurance premium

Ontario home insurance companies use a variety of factors to calculate your level of risk. The higher the risk, the more they’ll charge for coverage.

This list outlines the variables that have the greatest impact on the cost of your home insurance policy:

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Flood risk

Insurance rates in Ontario are higher for homes located in areas known to flood or identified as flood plains. If you live close to a waterway, you can also expect to pay more for coverage. Even if that river or lake has not overflowed recently, record claim amounts for homes damaged by severe weather have made insurance providers increasingly cautious. 

To be fully protected against flood risk, you may need to add different types of flood protection to your home insurance policy. While some insurance providers combine flood coverage into a water protection policy, others distinguish between overland flood protection and sewer back-up protection. Make sure you clearly understand what flood coverage has been added to your policy.

Disrepair

While most home insurance policies will protect against unexpected damage, if it was predictable, your claim may be denied. For example, if someone is injured after falling through a damaged banister, your home insurance provider has grounds for denying coverage. Make sure you attend in a timely manner to any aspects of your home that need repair so you can be confident of being covered, should the need arise.

Replacement cost

The replacement cost of your home is a primary determiner of the cost of your home insurance. The more expensive your house is to fix or rebuild, the higher your premiums will be.

Property location

The location of your home is factored into your premiums. If you live in an area with a high rate of break-ins, you’ll likely pay more because of the higher risk of theft. If you live next to a lake, you’ll pay more because of the risk of flooding.

Basement

Because basements are especially prone to water damage of both internal or external sources, owning a house with a basement means you’ll likely pay more for home insurance.

Electric wiring

If your home is old, its electric wiring may be putting you and your loved ones at risk. Houses built in the 1950s and earlier usually use a 60-amp service, which is more likely to cause a fire than the wiring used in newer homes. This increased level of risk may cause your premiums to go up.

House age

Beyond wiring, older homes are more likely to be at risk of plumbing and heating faults, which can lead to water damage or fire

High-risk household appliances

Wood-burning stoves and oil-based heaters can reduce energy costs, but they also increase the risk of a fire.

Roof

If you need to replace your roof, it can cost you up to $10,000, depending on the size and type of roof you’re installing. The materials used to build your roof therefore affect your insurance rates.

Pets

If you have pets, you’ll need to disclose it to your insurance company. Some pets are considered a liability risk. Certain dog breeds, such as rottweilers, may even cause some insurance providers to decline your application for coverage.

Smoking

Home insurance providers may offer a discount to homeowners who don’t smoke because they deem the home less likely to be damaged by fire from an unattended cigarette.

Claims history

Insurance providers consider your claims history to be an indication of how likely you are to make a claim in the future. If you’ve never made a claim before, you may be rewarded with a lower home insurance premium. On the other hand, if you’ve made claims in the past, your rate may be higher.

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What a basic home insurance policy may not cover in Ontario

Standard home insurance policies won't cover your mortgage payments or property taxes. They may also exclude coverage of certain contents, like fine art, or protection for secondary structures on your property. Before selecting an Ontario home insurance policy, its important to understand what is and what is not protected under your plan.

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According to the Applied Rating Index, the Canadian insurance industry’s premium rate index, home insurance premiums have been steadily rising. In the second quarter of 2024, Ontario saw a 12.5% average year-over-year increase in personal property premium rate – a noticeably higher increase than the one reported in the second quarter of 2023, which was 6.4%.

Quarter

Average property insurance premium changes

Q2 2024

12.5%

Q1 2024

12.7%

Q4 2023

8.0%

Q3 2023

7.5%

Q2 2023

6.4%

Q1 2023

5.1%

Q4 2022

5.4%

Q3 2022

4.6%

Q2 2022

5.3%

Q1 2022

4.9%

Q4 2021

2.3%

Q3 2021

3.7%

Q2 2021

2.5%

Q1 2021

0.3%

Note: The percentages listed above are derived from comparing rates from one quarter to the same quarter in the prior year (e.g., Q2 2024 is compared to Q2 2023).

Source: The Applied Rate Index (Q2 2024)

 

Home insurance prices have been on the rise in Ontario. The average rate increased by about 20% since 2022. Prior to the COVID-19 pandemic (2011 – 2019), year-over-year price increases have rarely exceeded 10% – with some years even seeing price drops. This has not been the case for over half a decade now.

More and more homes in Ontario are being damaged by severe weather. This has resulted in a higher volume of record claims. According to IBC, insured damage for severe weather exceeded $3 billion for multiple consecutive years in Canada. In 2024, intense flash floods that occurred in Toronto and southern Ontario cost the province over $940 million in insured damage.

Furthermore, construction costs have been soaring since the beginning of the pandemic. Residential building construction costs – which reflect the value of all materials, labour, equipment, overhead and profit to construct a building – have gone up 61% between 2024 and 2019. Labour shortages don’t help the situation either, as 25,000 to 28,000 construction workers are projected to retire every year until 2033.

This means that rebuilding a home is more expensive not only because of material costs but labour costs as well. As a result, claims are not just plentiful – they are expensive too.

To stay ahead of the curve, insurers have no choice but to increase their premiums.

Ontario home insurance price trends

Average home insurance quotes in Ontario 2025

According to Rates.ca’s Home Insuramap, the average yearly cost of home insurance in Ontario is $1,565. But good news for homeowners in Woodbridge, as it has the cheapest average premium in the province, at just $1,032 a year. Ajax comes in second at $1,134, followed by Markham at $1,215. Other cities with cheap home insurance in Ontario include Milton ($1,221), Guelph ($1,242), and Bowmanville ($1,265).

2025 Ontario home insurance cost by city

RankCityAvg home insurance premium

1

Woodbridge

$1,032

2

Ajax

$1,134

3

Markham

$1,215

4

Milton

$1,221

5

Guelph

$1,242

6

Bowmanville

$1,265

7

Newcastle

$1,280

8

Whitby

$1,280

9

Kitchener

$1,326

10

Waterloo

$1,334

11

Vaughan

$1,336

12

Nepean

$1,336

13

Barrie

$1,338

14

Oakville

$1,343

15

Cambridge

$1,350

16

Brampton

$1,352

17

Kanata

$1,357

18

Pickering

$1,361

19

Courtice

$1,361

20

North York

$1,364

21

Uxbridge

$1,370

22

Oshawa

$1,372

23

Richmond Hill

$1,375

24

Caledon

$1,376

25

Acton

$1,390

26

Newmarket

$1,406

27

Whitchurch-Stouffville

$1,412

28

Halton Hills

$1,414

29

Perth

$1,426

30

Wasaga Beach

$1,426

31

Burlington

$1,430

32

Amherstview

$1,435

33

Peterborough

$1,447

34

Ottawa

$1,448

35

New Hamburg

$1,449

36

Kingston

$1,456

37

Orillia

$1,459

38

Kawartha Lakes

$1,464

39

Lakefield

$1,467

40

Mississauga

$1,470

41

Kleinburg

$1,478

42

Quinte West

$1,478

43

St. Catharines

$1,478

44

East Gwillimbury

$1,482

45

Orangeville

$1,493

46

Thornbury

$1,496

47

King City

$1,504

48

Napanee

$1,507

49

Caledon Village

$1,515

50

Stratford

$1,518

51

Fergus

$1,518

52

Cobourg

$1,521

53

Toronto

$1,523

54

Kincardine

$1,534

55

Tillsonburg

$1,539

56

Kettleby

$1,540

57

New Tecumseth

$1,543

58

Bobcaygeon

$1,546

59

Brockville

$1,549

60

Waterdown

$1,559

61

Gravenhurst

$1,563

62

Port Perry

$1,567

63

Bolton

$1,575

64

St. Catharines

$1,577

65

Petawawa

$1,577

66

Brantford

$1,582

67

Elizabethtown

$1,584

68

Clarence-Rockland

$1,586

69

Carleton Place

$1,587

70

Innisfil

$1,594

71

Aylmer

$1,595

72

Stayner

$1,603

73

Shelburne

$1,605

74

Hamilton

$1,615

75

Gananoque

$1,618

76

Emo

$1,622

77

Smiths Falls

$1,629

78

Bradford West Gwillimbury

$1,631

79

London

$1,633

80

Kemptville

$1,638

81

Fort Erie

$1,640

82

Georgina

$1,643

83

Welland

$1,650

84

Belleville

$1,653

85

Grimsby

$1,654

86

Pelham

$1,655

87

Milbrook

$1,656

88

Port Hope

$1,660

89

Branchton

$1,667

90

McKellar

$1,667

91

Springwater

$1,669

92

Greater Sudbury

$1,673

93

Arden

$1,673

94

Etobicoke

$1,675

95

Sunderland

$1,677

96

Pembroke

$1,682

97

Penetanguishene

$1,686

98

Meaford

$1,688

99

Arnprior

$1,689

100

Coldwater

$1,691

101

Goderich

$1,691

102

Russell

$1,691

103

Ingersoll

$1,692

104

Owen Sound

$1,696

105

Fort Frances

$1,699

106

Delhi

$1,701

107

Simcoe

$1,703

108

Torrance

$1,704

109

Dorchester

$1,706

110

Smithville

$1,707

111

Sault Ste. Marie

$1,708

112

Aurora

$1,710

113

Windham Centre

$1,714

114

North Bay

$1,714

115

Hawkesbury

$1,715

116

Sundridge

$1,716

117

Bracebridge

$1,721

118

Flesherton

$1,722

119

Port Stanley

$1,727

120

Brant

$1,731

121

Phelpston

$1,732

122

Espanola

$1,746

123

Thorold

$1,746

124

Port Colborne

$1,748

125

Woodstock

$1,753

126

Sarnia

$1,755

127

Midland

$1,757

128

Winchester

$1,761

129

Parry Sound

$1,762

130

Prescott

$1,763

131

Hanover

$1,765

132

Sudbury

$1,767

133

Elmira

$1,772

134

Mississagi River 8

$1,774

135

Niagara Falls

$1,779

136

Lucan

$1,781

137

Thunder Bay

$1,793

138

Orono

$1,796

139

Chatham

$1,806

140

Strathroy

$1,821

141

Wallaceburg

$1,827

142

Hagersville

$1,832

143

St. Thomas

$1,842

144

Amherstburg

$1,843

145

Mitchell

$1,862

146

Saint Marys

$1,871

147

Lambton County

$1,877

148

Collingwood

$1,905

149

Stirling

$1,906

150

Beachburg

$1,910

151

Huntsville

$1,911

152

Leamington

$1,920

153

Cornwall

$1,923

154

Windsor

$1,924

155

Elliot Lake

$1,933

156

Essex

$1,942

157

Salford

$1,948

158

Verner

$1,949

159

Little Current

$1,956

160

Point Edward

$1,960

161

Iroquois Falls

$1,988

162

Caledonia

$1,988

163

Kingsville

$2,007

164

Dresden

$2,044

165

Cochrane

$2,064

166

Neebing

$2,064

167

Utterson

$2,069

168

Dryden

$2,093

169

Renfrew

$2,098

170

Sturgeon Falls

$2,116

171

Chelmsford

$2,122

172

Kenora

$2,151

173

Kilworthy

$2,151

174

Kapuskasing

$2,154

175

Kirkland Lake

$2,196

176

Timmins

$2,201

177

South Porcupine

$2,271

178

Wawa

$2,494

179

Minaki

$2,540

180

Ingolf

$2,552

181

Vankleek Hill

$2,555

182

James

$2,599

183

Sioux Lookout

$2,759

184

Red Lake

$2,873

Estimated 2025 average premium in Ontario: $1,565

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How to get the cheapest home insurance coverage in Ontario

There are several ways to get cheap insurance in Ontario. Here are some of the most common ones:

  • Increase deductibles: The higher the deductible, the less you have to pay for your insurance. Most home insurance deductibles are $1,000, but you can increase the amount to $2,000 or even $2,500, if you want (just be mindful that higher deductibles mean higher out-of-pocket expenses in the event of a claim).
  • Install alarms: Having sophisticated fire and burglar alarm systems can lower the chances of your home burning down or getting robbed. If you notify your insurer of having such a system, there is a good chance your premiums will go down.
  • Upgrade electrical and plumbing systems: If your home is on the older side, then it may have outdated plumbing and electrical systems, which increase the risk of flooding and fire, respectively. If you modify those systems and tell your insurer about it, your premiums may go down.
  • Install severe weather and flood protections: Make sure your home has enough sump pumps, your basement walls are reinforced, and your roof has been repaired in the last 10 years. All of these can reduce the risk of weather-related damage, especially water damage, and lower your premiums as a result.
  • Ask for discounts: Never shy away from asking your insurer for discounts. For instance, if you’ve been with the same insurer for multiple years, you might secure a loyalty discount. Your insurer may also offer you a discount for having fire extinguishers or being a non-smoker.
  • Get the right coverage: Don’t buy coverage you don’t need. For instance, if your area rarely gets overland floods of any kind, then you probably don’t need flood insurance. If you live by yourself or with just your spouse and rarely invite any guests, consider getting minimal liability coverage. Speak with your insurer and weigh your options carefully, so you don’t spend more than you have to.
  • Bundle up: If you own a car, you can bundle your home and car insurance under the same provider and secure a discount.
  • Comparison shop: Always compare prices and never settle for the first quote you receive. On RATESDOTCA, you can compare quotes from multiple home insurers at once in just a few clicks – and for free.

Frequently asked questions about Ontario home insurance

Got more questions about Ontario home insurance? We got you covered.

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Who has the best home insurance rates in Ontario?

While there's no definitive 'best' home insurance provider in Ontario, comparing quotes is definitely the best way to find a home insurance policy that fits your needs. To find the best quote, compare offers from as many Ontario home insurance providers as possible with RATESDOTCA. We work with some of the most trusted home insurance providers in the province to find you the cheapest Ontario home insurance policy on the market.

Is fire insurance mandatory in Ontario?

No, fire insurance is not mandatory in Ontario nor is home insurance. However, most lenders will only mortgage properties that are protected by home insurance. Even the most basic, least expensive home insurance policy is likely to protect against accidental fire damage. This includes incidents such as lightning strikes, gas leaks, faulty electrical wiring, kitchen fires, candles, cigarettes, or even faulty fireworks. However, there may also be some exclusions. This means that the same policy will not cover you against damage caused by fire following a war, riot or nuclear explosion.

What are the most common risks homeowners face in Ontario?

Homes in Ontario are vulnerable to the increasing volume of severe weather events taking place across Canada. Adding to the risks is how many neighbourhoods are developed near lakes and rivers. If your home is located near a waterway, we strongly encourage you to add flood protection to your home insurance policy to make sure that you’re protected in the event of an overland flood or sewer back-up.

Homeowners in Ontario, particularly in the Ottawa area, may also consider adding earthquake protection to their policies. While earthquakes are not common, they have taken place. In 2010, an earthquake in the Ottawa area, which measured 5.0 on the Richter Scale, caused significant property damage, including gas main breaks, a bridge collapse and significant property damage to homes near its epicenter.

Given that 2023 saw a record-breaking wave of wildfires throughout Ontario, fire damage and evacuation orders may become more prominent down the road. Luckily, this one is covered by most insurance policies by default.

Finally, Ontario, like many eastern provinces, is at risk of derechos, strong winter storms and bomb cyclones, all of which can cause severe damage to your home, particularly your roof and windows. In 2022, Eastern Canada saw several such weather events, and it is expected that they will only increase in frequency and severity. So, make sure you have full coverage when it comes to extreme weather.

Will I be charged if I switch home insurance providers?

It depends. Most house insurance policies require a 12-month commitment. Once this period expires you may switch to a different provider without penalty. If you decide to cancel an existing policy before it expires, you may be required to pay an early cancellation fee.

If I use my home as an Airbnb, does my home insurance cover it?
 

Your home insurance policy may offer limited coverage for Airbnb guests, but you need to confirm this with your insurance provider before using your home as a rental property. In most cases, additional coverage will be required. If you don't disclose that you're renting all or part of your house to guests, your insurance provider may void your policy.

*Shoppers in Ontario who obtained a home insurance quote on RATESDOTCA from January to December 2023 saved an average amount of $360. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA. Excludes tenant and condo insurance.

Taras Trofimov

Taras Trofimov, Content Writer

Taras has over nine years of content marketing experience across multiple industries in B2B and B2C spaces. He has produced thought leadership content for organizations like Constellation Software, Facebook and Yellow Pages as well as outlets like Huffington Post and MSN Canada.

He graduated from York University with a Bachelor of Arts degree and studied Technical Communication at Seneca College.

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