Looking for the Cheapest Car Insurance Quotes in Windsor?

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Rates.ca is Canada's premier destination for the best rates!

Access to great rates from the top brokers and financial institutions in Canada is just a few clicks away. We help match you with the products that best meet your needs while providing you with relevant information along the way to help you make an educated decision.

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About Windsor car insurance

If you live in Windsor, you know it’s the automotive capital of Canada. Thousands of people like you commute to work, plan trips away from the city, and drive around for leisure in Windsor. It’s one thing to ensure your vehicle is properly insured, but another to get the best rate on auto insurance. Drivers in Windsor have a wide range of insurance providers to choose from. Rates.ca makes it easy by giving you access to quotes from more than 30 of Canada’s top insurance companies to help you find the best rate!

A hassle-free way is to use our car insurance quotes comparison tool to start comparing rates. Get started by entering your postal code. Getting custom quotes is just a few clicks away!

How much is car insurance in Windsor?

How much is car insurance in Windsor?

When you look at provincial averages, Ontario is second when it comes to high insurance premiums in Canada, according to data by the Insurance Bureau of Canada.

Provincial averages
British Columbia: $1,680
Ontario: $1,445
Alberta: $1,251
Newfoundland and Labrador: $1,132
Manitoba: $1,080
Saskatchewan: $936
Nova Scotia: $842
New Brunswick: $819
Prince Edward Island: $796
Quebec: $661

Even though Windsor has comparatively lower insurance premiums in the province, it's always good to shop around and compare quotes because even a little can go a long way. In fact, the Financial Services Commission of Ontario (FSCO) recommends that drivers compare quotes from at least three different companies before you make a decision. Compare car insurance and save an average of $484.38* on your Windsor auto insurance!

* Savings number is calculated by deducting the lowest available quote from the 2nd lowest available quote to determine average savings

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Get the Cheapest Car Insurance Quotes in Windsor and Start Saving

Get the Cheapest Car Insurance Quotes in Windsor and Start Saving

Get quotes from over 30+ of the leading insurance companies in Canada and find the right coverage at the best price.

~ Tell us about your vehicle
Fill in details about your vehicle. It won’t take long!

~ Summarize your driving history
Tell us a bit about your driving experience. Easy!

~ Get your quotes
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Frequently Asked Questions About Car Insurance in Windsor

Does my car insurance cover me in the U.S.?

Your Canadian auto insurance will extend to your car while in the U.S., although there are differences between the insurance in Canada and the coverage you get when in the U.S. When you’re planning a trip across the border to Detroit or other states, check with your insurance company to ensure you have adequate coverage, especially if this is a trip you take often. Do not forget to get your insurance provider’s international toll-free number in case of emergencies.

How much can raising my car insurance deductible save me on insurance?

In most cases, the deductible amount ranges from $500 all the way up to $5000, though $1,000 is the most common deductible option for drivers looking to save.

By increasing your deductible from $500 to $1,000, you can save an average of 10 percent off your policy.

The deductible is the money that you pay out of your pocket in the event of an insurance claim. Deductibles have an impact on your car insurance rates; the higher your deductible, the lower your premiums will be. Raising your deductible is then one way to lower your insurance rates, but you should do so only if your financial situation permits. If you are equipped with sufficient savings, you can always choose a higher deductible. It also depends on where you live and the type of vehicle you drive, not just your bank account.

How can I get cheap car insurance quotes in Windsor?

With so many insurance companies to choose from, getting the cheapest insurance quotes in Windsor might seem like a daunting task. Here’s how you can make the process a little easier:

Before you begin comparison shopping, educate yourself. Determine what kind of auto insurance you need, and what coverage you want. This includes mandatory coverage options like choosing a limit of liability insurance, as well as optional coverages like comprehensive insurance and collision insurance. For more information on different types of auto insurance coverage, check out our guide.

If you have comparison shopped before, you may know that different insurance companies provide different rates for the same amount of coverage. The trick is to keep looking and comparing as you could save hundreds of dollars on your premiums by switching to a different provider that offers you better rates.

Did you know that drivers in Windsor who completed their quotes on Rates.ca saved an average of $484.38* in 2018?

* Savings number is calculated by deducting the lowest available quote from the 2nd lowest available quote to determine average savings

What factors determine my Windsor car insurance premiums?

There are a lot of factors that determine how much your premiums will cost you annually. Some of the key ones are:

  • The vehicle you drive – The make and model of your vehicle affects your premiums because new cars are often more expensive to repair or replace than older ones.
  • Driving and insurance history – Avoiding collisions and speeding tickets will help bring down your insurance rates.
  • Where you live and the length of your commute – The neighbourhood you live in plays a role in your insurance rates. This has to do with the incidence of crime, claims, and insurance fraud that occur in certain areas.
  • Any other drivers on your policy – Adding someone with a driving record that is not great onto your policy could affect the premium you pay.

Get the Best Car Insurance Quotes in Windsor

Get the Best Car Insurance Quotes in Windsor

Rates.ca is 100% free of charge. There are no hidden fees or surprise add-ons. We have partnered with 30+ of the top insurance companies in Canada to bring you the best rates at competitive prices. Don’t wait for your renewal to start comparison shopping!

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Recent Windsor Car Insurance Quotes

Shopper from WINDSOR, ONTARIO
2016 DODGE/RAM TRUCK/VAN GRAND CARAVAN SE
CAA Insurance
$1932
per year
Aviva Product (S&Y)
$1965
per year
Gore
$2012
per year
Chieftain Insurance
$2028
per year
Range of quotes $96
Shopper from WINDSOR, ONTARIO
2008 GMC TRUCK/VAN SAVANA 2500 CARGO VAN
Desjardins General Insurance
$817
per year
Zenith Insurance
$1070
per year
Gore
$1100
per year
Intact Insurance Company
$1132
per year
Range of quotes $315
Shopper from WINDSOR, ONTARIO
2008 GMC TRUCK/VAN SAVANA 2500 CARGO VAN
Desjardins General Insurance
$807
per year
Wawanesa Mutual
$1006
per year
Gore
$1035
per year
Zenith Insurance
$1070
per year
Range of quotes $263
Shopper from WINDSOR, ONTARIO
2015 HONDA CIVIC LX 4DR
Gore
$1803
per year
SGI Canada
$2053
per year
Aviva
$2116
per year
Pembridge Insurance Company
$2270
per year
Range of quotes $467
Updated Feb 16, 2020

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