Compare Super Visa Insurance Quotes

If you are applying for a super visa, you need super visa insurance. A super visa insurance policy will ensure you have the minimum insurance coverage required by law in order for your application to be processed. If you are visiting family in Canada for less than six months, a visitor visa is more appropriate than a super visa. If this is the case, consider Visitors to Canada insurance instead.

Yes, in order to get a super visa, applicants must prove they have Canadian health insurance coverage that meets the standards set forth by the Canadian government. Foreign visitors are not covered by provincial healthcare plans such as the Ontario Health Insurance Plan (OHIP), Alberta Health Care Insurance Plan (AHCIP), Régie de l'assurance maladie du Québec (RAMQ) or any others, so health insurance is a legal requirement for super visa applicants.

Of course, we hope you never need any serious treatments, but even relatively minor medical attention can cost thousands of dollars. According to the Canadian Institute for Health Information, the average cost of a hospital stay in Canada is $7,000.

As you can imagine, medical expenses can add up quickly without adequate insurance coverage. Super visa insurance ensures the recipient has enough financial protection to cover medical treatments during their time in Canada.

Every policy is slightly different, but most insurers provide coverage for:

• Emergency medical expenses
• Routine doctor’s fees
• X-rays
• Prescription drugs
• Emergency dental

You can choose to pay more for additional coverage if you believe your personal circumstances warrant it or you want more robust coverage while you’re in Canada.

Another great thing about super visa insurance policies is they allow for multiple re-entries into Canada, so the applicant can return home multiple times if they choose.

It really depends on the specifics of your pre-existing condition. When completing a quote, you will be asked to note any pre-existing conditions. This ensures the quotes you receive are accurate as some insurers may charge more for certain conditions, or may exclude them from coverage. Once you have selected a quote, you will have the opportunity to speak with a representative from the insurance company you have chosen. They can assist you with any questions about you pre-existing conditions, and can help modify the coverage if necessary to ensure you get protection you’re comfortable with.

The amount of super visa coverage you need depends on the length of your stay, and the financial security needed in the event of an accident or illness.

The minimum coverage required by law is $100,000, but many applicants opt for a higher amount, often as much as $1 million. Emergency healthcare costs can quickly run into thousands of dollars. The peace of mind offered by a robust super visa insurance policy makes it a popular investment.

The average super visa insurance cost for one person travelling to Canada for one year is between $100 and $200 dollars per month, but it varies a lot. For couples, purchasing insurance together will be cheaper than two individual policies.

Insurance companies take the same factors into consideration when writing your policy, but they evaluate risk differently which is why prices can vary between providers. Super visa insurance rates are based primarily on:

• Applicant age
• Applicant health history
• The deductible amount
• The policy length
• The amount of coverage

Use our quick comparison tool to compare quotes and find out how much super visa insurance costs for you.

We understand that not all parents and grandparents are comfortable online or they may not be fluent in English. You can absolutely apply for a super insurance policy on a relative’s behalf as long as you provide their details.

Super visa insurance policies often provide some coverage for travel outside of Canada, as long as:

• The destination is not the applicant’s home country.
• The trip begins and ends in Canada.
• The duration of the trip does not exceed a specific number of days, and is no greater than 50% of the coverage period.

Of course, all insurance policies are different, so read up on the terms of your preferred insurance policy before buying anything.

If your super visa is denied, the insurance company will refund 100% of your money. If the super visa is approved but the visitor decides to leave Canada within the first year, and has been claim-free until that point, a prorated refund is typically available.

Super visa insurance is effective the moment the visitor arrives in Canada. If plans change, you can usually change the start date before the coverage begins by contacting your provider.

One of the legal requirements of super visa insurance is that the provider is a Canadian insurance company. This is beneficial to the applicant as Canadian companies understand the Canadian healthcare system and make for an efficient claims process.