Compare Travel Insurance Quotes

Save on your travel insurance by comparing quotes from Canada's top providers. Get a quote today.

Compare Travel Insurance

Welcome to Rates.ca, Canada's premier destination for finding the best travel insurance rates. We are your one-stop site for finding the best deal on the coverage you need for your travels. You can quickly and easily compare travel insurance quotes, policies and providers to find the coverage that fits your budget and gives you the peace of mind knowing you're protected while travelling.

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Travel Insurance 101

Travel Insurance 101

Whether you're an occasional traveller going on a well-deserved vacation, frequent flyer, or a snowbird going away for the winter, all it takes is a few minutes to get travel insurance quotes from many of Canada's leading travel insurance companies and purchase your policy.

Compare travel insurance quotes today

Travel insurance is the easiest thing to pack and also the most important. It's there to protect you while on vacation. Imagine not having travel insurance and falling ill or breaking a bone while on your dream vacation. Throw in the costly medical bills and you have yourself a traveller's worst nightmare. The best way to prevent this nightmare from occurring, is to pack travel insurance.

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How to get your travel insurance quotes on Rates.ca

Ready to compare quotes and save?

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1. Tell us about your trip!

Answer a few basic questions about your trip and destination.

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2. Compare your quotes

See quotes from 30+ insurance companies side by side.

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3. Choose the right coverage

Find the best rate and travel coverage for your trip.

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4. Secure your rate

Connect with the provider and secure your rate.

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Who Needs Travel Insurance?

Who Needs Travel Insurance?

Short answer: All travellers need travel insurance

Whether you're travelling by plane, train or automobile, whether it's a day trip, weekend getaway or week-long vacation, travel insurance is a must. The length of your trip does not decrease the chance of something going wrong and neither does the destination. If you're going somewhere tropical, on a European excursion, or cross-border shopping for the day, travel insurance should be going with you. Even if you're travelling out of province but within Canada it's worth it because your provincial health insurance plan coverage may be limited. Things like ambulance services and prescription drugs may not be covered and you could end up paying out of pocket for some of the services you need.

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Snowbird travel insurance

Snowbird travel insurance

Snowbirds who like to escape the cold wintery weather for a few months will find that comparing snowbird travel insurance with Rates.ca can really save them a bundle.

Travel insurance for snowbirds doesn't have to be expensive, and Rates.ca will help you get the coverage you need. Whether it's emergency medical coverage, trip cancellation or an all-inclusive policy, you can use Rates.ca to easily help you find competitively priced travel insurance for snowbirds.

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Types of Travel Insurance Plans

  • Single trip emergency medical travel insurance covers emergency medical expenses that may arise during your vacation.
  • Annual emergency medical travel insurance provides emergency medical coverage for trips taken over the course of a year. This is ideal for frequent travellers and may be more cost effective if you take several trips in a year.
  • Trip cancellation and trip interruption insurance is designed to cover you in case your trip gets cancelled, delayed or interrupted for reasons outside of your control.
  • Top-up travel insurance is for travellers who already have coverage, often through work or a credit card, but who are not covered for the entire length of the trip. Top-up travel insurance ensures you are covered the full duration of your trip.
  • All-inclusive travel insurance bundles all of the most popular travel coverages including emergency medical, loss (or delay) of baggage, and trip cancellation insurance into one policy.
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What's great about travel insurance is that it's not one plan fits all. Travel insurance policies come with different coverage options and benefits. This means you're able to purchase only the coverage you need.
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