Cheapest Car Insurance Quotes In London

London drivers save $772* on average with RATESDOTCA.

Compare Ontario Car Insurance Quotes from Top Providers


How to get London car insurance quotes on RATESDOTCA

Ready to compare quotes and save?

New icon step 1 auto insurance

1. Tell us about your vehicle

Answer a few basic questions about your driving & car insurance history.

New icon step 2 auto insurance

2. Compare your quotes

See quotes from 30+ insurance companies side by side.

New icon step 3 auto insurance

3. Choose the right coverage

Find the right protection for your vehicle.

Complete Application_Icon.png

4. Secure your rate

Connect with the provider and secure your rate.

Recent auto insurance quotes in London

Shopper from LONDON, ONTARIO
2016 HONDA HR-V LX 4DR 2WD July 02, 2022
$ 1,223
Per year
Cheapest Rate
$ 1,876
Per year
Average Rate
$ 653
35 %
in savings
Shopper from LONDON, ONTARIO
2015 BMW 320i xDrive 4DR AWD July 02, 2022
$ 1,811
Per year
Cheapest Rate
$ 2,735
Per year
Average Rate
$ 924
34 %
in savings
Shopper from LONDON, ONTARIO
2003 TOYOTA COROLLA LE 4DR July 02, 2022
$ 3,139
Per year
Cheapest Rate
$ 4,752
Per year
Average Rate
$ 1,613
34 %
in savings
Shopper from LONDON, ONTARIO
$ 523
Per year
Cheapest Rate
$ 1,229
Per year
Average Rate
$ 706
57 %
in savings

London Car Insurance

When you are looking for the lowest car insurance rates in London, there are many things to consider. Just like other cities in Ontario, car insurance rates are based on driving history and the model of car that a person drives. This article will help expand on those ideas to help you find cheap car insurance in London.


The more time that you spend in your car, will sometimes result in higher car insurance costs. That is why so many car insurance brokers in London consider your mileage when providing an car insurance estimate. If you work from home or make short, daily commutes to work, your estimated insurance quote may be a lot lower than if you drive regularly. It also comes down to probability. The more that you are on the road, the more likely it is that you will make a claim on your car insurance. If you are driving less and your car is at home a lot, you are far less likely to make a claim and may be rewarded with lower car insurance rates in the end.

Driving History

There is nothing that will affect your auto insurance quote more than your driving history. Everyone can say that they are good drivers, but a driving history does not lie. Drivers who have a lot of speeding tickets are often classified as riskier than those with fewer infractions or none at all. As a result, they face the probability of higher auto insurance rates.

Making Sure Your Vehicles Are Secure

Another way to get a break from an auto insurance broker is to make sure your vehicle is secure. This includes installing an alarm system in your car. Whether you keep your car in a garage, or park on the street may be other factors looked at. Anything that deters thieves is likely to be looked upon more favourably by auto insurance providers.

Shop Around

There is no better way to save money on auto insurance than by shopping around. Always compare Ontario auto insurance quotes and rates before choosing a company. Just because one company offers you a good deal, does not mean that there is not a better deal out there. See if you can get better protection or coverage for the same price or better still search for lower auto insurance rates every year, even if you are happy with your current provider. As you know, getting a better rate from a competitor can be a good negotiation tool with your current provider.

Car Model

The more expensive your car, the more expensive your auto insurance will likely be. It seems like a pretty simple idea, but it is shocking to see the number of drivers in London who seem to forget this. When choosing your next car, keep in mind that the car you choose is going to affect your auto insurance rates. This does not mean that all new cars are going to negatively impact your auto insurance. After all, auto insurance companies take safety features into account, and many newer cars have better security features compared to older models.

London Car Insurance By Postal Code

Postal Code Average Premium
N5V 0A2$1510
N5W 0A1$1510
N5X 0A1$1510
N5Y 0A1$1510
N5Z 0A2$1510
N6A 0A1$1579
N6B 0A1$1510
N6C 0A1$1589
N6E 0A2$1541
N6G 0A1$1510
N6H 0A1$1375
N6J 0A1$1541
N6K 0A1$1375
N6L 0A1$1541
N6M 0A1$1583
N6N 0A1$1579
N6P 0A1$1375

Above average insurance premium numbers are according to data from RATESDOTCA Insuramap.

*Shoppers in Ontario who obtained a quote on RATESDOTCA and transacted via our contact centre from July to December 2021 saved an average amount of $772. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.

Latest auto insurance articles

What is a preferred auto body shop?
While you’re not obligated to use a preferred body shop, it might be in your best interest and help speed up your insurance claim.
Learn More
3 mins read
Canadians are in for a stormy summer. How comprehensive insurance can protect your car
Comprehensive insurance coverage can protect you from the financial implications of weather-related damage to your vehicle caused by fallen trees, hail, and flying debris.
Learn More
4 mins read
Boating while impaired? Don’t be surprised when your car insurance rate rises
Impaired boating not only impacts your boat insurance premium, but your auto insurance, too. Understand the penalties before getting behind the wheel of a watercraft.
Learn More
4 mins read

Subscribe to our newsletter

Stay on top of our latest offers, relevant news and tips!

Thanks for joining!

You'll be hearing from us shortly - stay tuned.