×
COVID-19 Update: We’re Here for You. These are uncertain times but one thing that is certain is our commitment to you. As an online business, we’re set up to help you remotely so you can still take care of your insurance, mortgage and money decisions.

Compare London Car Insurance Quotes

Instantly compare car insurance quotes from over 30 insurance providers & save hundreds of dollars on your car insurance! Absolutely free!

Rates.ca Car Insurance

Welcome to Canada's premier destination for finding the best Ontario car insurance and Alberta auto insurance rates! Whether you're a brand new driver looking to get auto insurance for the very first time, an existing driver with a policy up for renewal or a curious shopper simply interested in knowing whether you're getting a good deal on your existing policy, Rates.ca is the service for you.

Our comparison service makes it possible for you to obtain quick car insurance rates in a matter of minutes. Avoid having to shop around with several insurance companies and instead use Rates.ca to access all the best car insurance rates all in one spot!

logo-Intact.png
Aviva_Company-logo_1928.jpg
logo-Jevco.png
logo-Zenith.png
logo-RSA.png
logo-CAA.png

How to get London car insurance quotes

Ready to compare quotes and save?

How to get car insurance step 1.png

1. Tell us about your vehicle

Answer a few basic questions about your driving & car insurance history.

How to get car insurance step 2.png

2. Compare your quotes

See quotes from 30+ insurance companies side by side.

How to get car insurance step 3.png

3. Choose the right coverage

Find the right protection for your vehicle.

How to get car insurance step 4.png

4. Secure your rate

Connect with the provider and secure your rate.

Get Quotes

London Car Insurance

When you are looking for the lowest car insurance rates in London, there are many things to consider. Just like other cities in Ontario, car insurance rates are based on driving history and the model of car that a person drives. This article will help expand on those ideas to help you find cheap car insurance in London.

Mileage

The more time that you spend in your car, will sometimes result in higher car insurance costs. That is why so many car insurance brokers in London consider your mileage when providing an car insurance estimate. If you work from home or make short, daily commutes to work, your estimated insurance quote may be a lot lower than if you drive regularly. It also comes down to probability. The more that you are on the road, the more likely it is that you will make a claim on your car insurance. If you are driving less and your car is at home a lot, you are far less likely to make a claim and may be rewarded with lower car insurance rates in the end.

Driving History

There is nothing that will affect your auto insurance quote more than your driving history. Everyone can say that they are good drivers, but a driving history does not lie. Drivers who have a lot of speeding tickets are often classified as riskier than those with fewer infractions or none at all. As a result, they face the probability of higher auto insurance rates.

Making Sure Your Vehicles Are Secure

Another way to get a break from an auto insurance broker is to make sure your vehicle is secure. This includes installing an alarm system in your car. Whether you keep your car in a garage, or park on the street may be other factors looked at. Anything that deters thieves is likely to be looked upon more favourably by auto insurance providers.

Shop Around

There is no better way to save money on auto insurance than by shopping around. Always compare Ontario auto insurance quotes and rates before choosing a company. Just because one company offers you a good deal, does not mean that there is not a better deal out there. See if you can get better protection or coverage for the same price or better still search for lower auto insurance rates every year, even if you are happy with your current provider. As you know, getting a better rate from a competitor can be a good negotiation tool with your current provider.

Car Model

The more expensive your car, the more expensive your auto insurance will likely be. It seems like a pretty simple idea, but it is shocking to see the number of drivers in London who seem to forget this. When choosing your next car, keep in mind that the car you choose is going to affect your auto insurance rates. This does not mean that all new cars are going to negatively impact your auto insurance. After all, auto insurance companies take safety features into account, and many newer cars have better security features compared to older models.

Recent London car insurance quotes

Shopper from LONDON, ONTARIO
2003 PONTIAC GRAND AM SE 4DR
Gore
$1113
per year
SGI Canada
$1145
per year
Royal & SunAlliance
$1176
per year
Allstate
$1247
per year
Range of quotes $134
Shopper from LONDON, ONTARIO
2013 HYUNDAI ELANTRA GL 4DR
Gore
$1811
per year
Pembridge Insurance Company
$1881
per year
Wawanesa Mutual
$2023
per year
Allstate
$2186
per year
Range of quotes $375
Shopper from LONDON, ONTARIO
2013 FORD FOCUS SE 5DR
Aviva Agency
$1272
per year
Royal & SunAlliance
$1602
per year
Gore
$1632
per year
SGI Canada
$1679
per year
Range of quotes $407
Shopper from LONDON, ONTARIO
2013 FORD FOCUS SE 5DR
Aviva Agency
$1272
per year
Royal & SunAlliance
$1602
per year
Gore
$1632
per year
SGI Canada
$1679
per year
Range of quotes $407
Updated Apr 02, 2020

Latest Articles

Bank of Canada Rate Outlook: April

Much has changed in just a month. On March 1, the Bank of Canada’s key lending rate was 1.75% and ... Read more

Pandemics, Epidemics, and Your Home Insurance

COVID-19 has sparked debate over what constitutes an “Act of God”. Get a refresher on perils coverage, and how the ... Read more

Paving the Way for Electric Vehicles

Looking at buying an electric-powered vehicle? There are three types of Zero-Emission Vehicles available in Canada. Here are the differences ... Read more

Will Alberta Decriminalize Drunk Driving?

Alberta’s provincial government is exploring whether it will change its impaired driving laws or not. Here’s why it is a ... Read more