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Cheapest Car Insurance Quotes In Barrie

Ontario drivers save $772* on average with RATESDOTCA.

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Economical
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Recent auto insurance quotes in Barrie

Shopper from BARRIE, ONTARIO
2015 MAZDA MAZDA3 SPORT GS SKY 5DR October 03, 2022
$ 3,721
Per year
Cheapest Rate
$ 5,698
Per year
Average Rate
$ 1,977
or
35 %
in savings
Shopper from BARRIE, ONTARIO
2018 MERCEDES-BENZ CLA250 4MATIC 4DR COUPE October 03, 2022
$ 2,966
Per year
Cheapest Rate
$ 5,335
Per year
Average Rate
$ 2,369
or
44 %
in savings

Car insurance in Barrie

While Barrie is a part of the Greater Golden Horseshoe, it is some 90 km from the Greater Toronto Area. Because of this relative distance from Toronto, Barrie is home to more affordable auto insurance quotes. However, the city is still more expensive than many other Canadian regions.

The city is located in Central Ontario on the shores of Kempenfelt Bay, along the western arm of Lake Simcoe. Like other municipalities in the Golden Horseshoe, Barrie is densely populated and the 21st largest metropolitan area in the country.

Barrie Car Insurance By Postal Code

Postal Code Average Premium
L4M 0A1$1568
L4N 0A1$1568
L9J 0A1$1568

Above average insurance premium numbers are according to data from RATESDOTCA Insuramap.

Factors that affect insurance in Barrie

As mentioned, Barrie is nearly 100km from Toronto and escapes the huge auto insurance costs found further south. Indeed, the top ten most expensive insurance markets in both Ontario and Canada are in the GTA area in and around Toronto. Still, shopping for car insurance quotes is a guaranteed way to save you even more money on coverage.

Among the factors that will determine how much you will pay for coverage are:

  • Location: Where you live is very important. Some areas have more vehicle thefts than others, or perhaps accident rates are more frequent in a certain area of the city.
  • Driving Record: Arguably the most important factor in determining auto insurance in Barrie is your driving history. Traffic infractions such as DUIs or previous failed insurance payments will act negatively upon the cost of coverage. A driver with one license suspension in the last six years will pay over double the average cost for the city.
  • Policy Options: All insurers offer a basic insurance policy under Ontarian regulations. However, customers can add to their policies with added benefits and coverage. These extras can add cost to the overall price of the policy.
  • How much and how far: Simply put, if you use your car regularly and drive long distances, your insurance will be more expensive on average than a driver who uses their vehicle less.
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Finding affordable car insurance in Barrie

While drivers in Barrie get an easier time compared to their Toronto counterparts, saving money on auto insurance in the city is still advisable. Shopping for car insurance quotes is the best way to get the most affordable coverage that meets your needs.

By using RATESDOTCA, you can compare prices from over 30 leading insurers in Ontario. Rates are always changing and companies do not offer the same prices. If you think you currently have the best deal available, you may find upon renewal that the market has shifted.

*Shoppers in Ontario who obtained a quote on RATESDOTCA and transacted via our contact centre from July to December 2021 saved an average amount of $772. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.

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