Ontario Car Insurance Rate Tracker

Find out which Ontario auto insurance companies saw rate increases or decreases this quarter.

Ontario auto insurance rate changes

In Ontario, every insurance company must apply to the Financial Services Regulatory Authority of Ontario (FSRA) if they want to increase (and sometimes decrease) their rates. FSRA makes these rate changes publicly available and publishes them on a quarterly basis. We keep track of the approved changes from each of the last four quarters (one year), to help you keep an eye on the latest Ontario auto insurance rate trends.

Compare approved rate changes

Easily view each company's approved rate changes with RATESDOTCA's Ontario Auto Insurance Rate Tracker. Select your preferred insurance companies to see the latest rate changes.

Insurer Approved Rate Change Insurer Group Renewal Effective Date

The data used is courtesy of the Financial Services Regulatory Authority of Ontario (FSRA). The amounts shown are percentage changes in each carrier's average rate approved each quarter.

This chart represents a small sample of the insurance carriers in Ontario; however, the providers listed are the ones who in the last year had a rate change approved. Errors and omissions are unintentional. Additionally, the rate changes listed are the average for the company. An insured person could see their rates increase or decrease more or less than indicated.

*Last published market share number.

car mascot.png

Save on Ontario auto insurance

Auto insurance rates change often, so how do you know if you're still getting the best deal? By comparing car insurance quotes upon renewal and at other key milestones (such as when you buy a new vehicle, or more to a different neighbourhood) you can make sure your rates remain competitive. Save money by comparing Ontario car insurance quotes today.

Latest auto articles
Your Car May Be Worth Less After an Accident: Learn About Diminished Value
In Canada, your insurance does not automatically cover you for any loss in value your vehicle incurs after being repaired after an accident. Your only recourse is to ask or to sue.
How a Letter of Experience May Help You Save on Car Insurance
Making sure the insurance company can confirm your driving and insurance history is an important step before purchasing a policy. That’s where a letter of experience may help tilt the odds in your favour.
Apps That Monitor Your Driving May Save You Some Bucks
Car insurance mobile apps use real-time data about your driving habits to determine insurance pricing. Using one, and driving safely, can earn you a discount on your premium.