Northbridge General Insurance

Northbridge Insurance helps owners with a robust home insurance package that extends to condos and cottages.
Among the benefits of the company’s policies are:

• Guaranteed replacement cost: If your home is destroyed, Northbridge covers costs to rebuild it with materials of similar kind and quality, even if your policy coverage is less.
• Student away: If there’s a student in your family who’s away at school, your insurance extends to them and their belongings.
• Special limits: We offer some of the highest “special limits” insurance on items such as jewellery, collectibles or bicycles.
• Jewellery coverage: For an additional cost, you can choose to cover your individual jewellery items based on appraised value, not just replacement value.

Home insurance customers taking coverage with Northbridge Insurance can get discounts on their policies in the following ways:

• Personal Choice: Combine your home and auto insurance (available to Ontario residents only).
• Age of home discount: Varies by the age of your home.
• Claim-free discount: Applies if you have not had any claims in the past three years.
• Alarm system: Applies if you have a centrally monitored fire or burglar alarm system installed.
• Age discount: Be rewarded for your years of responsible living.
• Mortgage-free discount: Applies if you are mortgage-free.

Northbridge Insurance says its auto insurance packages are unique due to the way it structures its premiums rating. The company assesses the number of years licensed and the number of years accident-free to achieve a lower price. Additionally, customers can save with the following discount benefits:

• Personal choice: Combine your home and auto insurance for savings.
• Multi-vehicle discount: Save a minimum of 10% for every qualified vehicle you include on your policy.
• Driving record protection: For a small fee, you can add Driving Record Protection to your auto policy, which guarantees that your driving record will not change after your first at-fault accident. (Available for qualifying customers. Accidents resulting in a conviction classified as major or criminal do not qualify.)

Northbridge Insurance is a noted provider of business and commercial insurance solutions. If you are looking for business-oriented solutions, it’s likely Northbridge will have the product for you:

• Cyber risk
• Property insurance
• Business income insurance
• Commercial auto
• Commercial general liability
• Crime protection