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Mortgage Rates in Surrey

Find your new home in the Metro Vancouver region.

Today's top rates in:

5-Year Variable
5.44%
5-Year Fixed
4.28%
Select one of the following to get started!

British Columbia Mortgage Rate Comparison (Rate Matrix)

Evaluate all of British Columbia's best mortgage rates in one place. RATESDOTCA’s Rate Matrix lets you compare pricing for all key mortgage types and terms.

Rates are based on a home value of $400,000

Insured 80% LTV 65% LTV Uninsured Editor's Tips
GREAT RATE

Compare mortgage rates from lenders across Canada

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About Surrey B.C.

Located in B.C.’s Fraser Valley, Surrey is uniquely situated as a port to the Pacific Rim and United States. Home to over 557,000 residents, Surrey has grown substantially over the last 10 years.

Life in Surrey

Surrey is the second-largest city in British Columbia (after Vancouver) and is made up of six major communities known as “town centres:” Whalley/City Centre, Cloverdale, Fleetwood, Guildford, Newton and South Surrey. Each community has something different to offer, from quiet farmland to homes near the beach and active urban areas.

The Housing Market in Surrey

Housing in Surrey is more affordable compared to Vancouver. And given that the city is just 35 minutes away by SkyTrain, many Surrey residents commute to Vancouver for work.

The average home price is just over $855,000 – that’s nearly $355,000 more than the national average, but $170,000 cheaper than neighbouring Vancouver.

Latest mortgage articles

What to do if your mortgage is up for renewal and you're seeing an ugly interest rate
If your mortgage is soon up for renewal, chances are good you’re seeing an interest rate you don’t like. If that’s the case, what are your options?
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Bank of Canada enters 2023 with a 25-bps hike, policy rate now 4.50%
After a long year of rate hikes, the Bank of Canada kicked off 2023 with its eighth consecutive increase.
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Mortgage up for renewal? Check your credit score for a better rate
Check your credit history before you renew your mortgage in 2023.
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