Hayley Osmond

Here are five things that are cheaper than travel insurance.

We have a close call, “In the Ring,” this week. Find out which card can score you the most travel rewards and the best insurance coverage.

Enrolling in a usage-based car insurance program can help you shave a few dollars off your annual premium.

Mortgage amortization will determine your monthly payments and the total interest you’ll end up paying on your mortgage. Should you go long or short?

Throughout the last few years, it’s become possible for renters to report their rent payments to credit bureaus and help build their credit scores. Here’s how.

Find out which Scotiabank travel rewards card offers the most points and best benefits.

Travel insurance coverage can help you return home early and recuperate non-refundable costs should a travel advisory be issued while abroad.

Learn how your monthly financial obligations and debt can affect your home affordability and mortgage eligibility.

The Bank of Canada announced its second consecutive supersized hike in 2022 in an aggressive move to tamp down inflation.

Tangerine credit cards just got more rewarding. New cardholders can get 10% on up to $1,000 in purchases within the first two months and a $125 bonus Amazon e-Gift Card from RATESDOTCA upon approval for a limited time.

The Canadian housing market may soon turn toward a balanced market, which is excellent for prospective buyers. But it’s leaving some existing homeowners feeling concerned.

Find out the top 10 European destinations Canadians are eyeing and other spring travel trends for 2022.

A vehicle shortage won’t stop Canadian car shoppers from doing their due diligence. Most consider repair and replacement costs when purchasing.

We asked a mortgage broker and real estate lawyer about homebuyers’ biggest mistakes when securing financing. Here’s what they had to say.

Sky-high gas prices are prompting people to park their cars. But at the same time, many are missing an opportunity to cash in on insurance savings.

Forecasters speculate interest rates will rise faster and higher than earlier predictions, which could spell trouble for some variable mortgage holders.

Breaking into the housing market can feel impossible right now. But first-time buyers aren’t the only ones facing a financial and emotional toll.

Since the auto insurance industry is highly regulated and competitive, costs remain steady despite inflationary pressures.

Experts predict that housing costs will continue to climb throughout 2022, but rising interest rates may slow growth.

The Bank of Canada opted to increase its benchmark interest rate by 25 basis points — the first hike since 2018. Here’s what you need to know.

We compare two of Canada’s leading cash back credit cards in a head-to-head battle, breaking down all the must-know details.

While it’s not necessary to file a claim after a collision, you should report any damage to your auto insurance provider. Here’s why.

Get Aeroplan points in more ways than ever before and accelerate your earnings with one of these credit cards.

Leaving this vehicle at home can save you money during your commute.

Distracted driving laws and fines vary across the country. But one thing’s for sure: distracted driving will impact your insurance rate.

These no-fee credit cards offer mobile device insurance if your eligible cellphone or tablet is lost, stolen or damaged. Here’s what the coverage provides.

RATESDOTCA data reveal the most popular car models among each generation in Ontario and Alberta.

If you’re in the market for a second vehicle, you should steer toward one of these five car brands.

Learn which credit cards offer the most rewards or cash back for holiday gift and decoration purchases.

Setting and forgetting your auto insurance policy may be costing you money.

Get rewarded for buying hors d’oeuvres, beverages, tasty treats, and other holiday grocery list items this festive season. These are some of the best grocery and lifestyle credit cards in Canada.

Living with a bad driver shouldn’t ruin your relationship with your auto insurance company. Here is how to keep your rate low.

If your second vehicle is bulging the budget, it's time to hunt for savings. Here are five tips for affording your second vehicle.

The Tangerine Money-Back Credit Card and the Tangerine World Mastercard offer flexible reward categories to match cardholders’ spending habits.

As Canada’s borders reopen, snowbirds are once again flocking south for the winter. A look at which countries snowbirds typically travel to and the type of insurance they purchase.

It can be hard to say goodbye to your beloved vehicle, but sometimes it’s time to upgrade.

Many people overlook their credit card features, perks and insurance coverage. How well do you know your credit card?

Roadside assistance can help you with your car troubles. Here are the best credit cards with complimentary roadside assistance.

Here are a few simple ways to stay safe in an underground parking garage.

Understanding your optional insurance coverage can save you money.

October 1 is National Seniors Day in Canada. To celebrate, here's a list of insurance tips for senior drivers and snowbirds.

Choosing the right credit card can help you track your business expenses, even if it’s for your side hustle.

Trying the DashPass from DoorDash just got easier for eligible RBC credit card members. Get a complimentary three- or 12-month subscription with a qualifying card.

An at-fault collision will result in a higher insurance rate. RATESDOTCA data reveal which age group fares the worst.

Now that it's September, parents are switching into back-to-school mode. Don’t forget to add car insurance coverage to your list of to-dos.

Your credit card may offer you a variety of perks that can save you money. However, it’s up to you to use them.

Accessing credit can be challenging if you are just starting out, like students, or starting again, like newcomers to Canada. In each case, a starter credit card may offer value and financial insights.

Register an eligible American Express credit card to participate in the Shop Small campaign and earn up to $50 in statement credits.

Are you still using your first credit card? You may be missing out on savings and rewards.

Learn which credit cards offer the most rewards for transit and rideshare, dining in and out, and entertainment purchases.

Many credit cards belong to a family of cards, offering similar reward structures and varying perks. You may not qualify for the best card in the series today, but there are opportunities to work toward it in the future.

We put two of Canada’s leading rewards credit cards “in the ring” to battle for the top spot in your wallet. This round is a close one!

From public transit, taxis, and rideshare services, there are plenty of ways to get around without owning a vehicle. These are the best credit cards for people who don’t have a car.

Test your knowledge to see how well you know when to report a car accident and to whom in Ontario by taking our interactive quiz.

Home Trust offers secured credit cards with flexible options for those looking to build or rebuild their credit rating.

Scotiabank eliminates the price protection service and updates travel insurance coverages on some of its most popular cards.

Online shopping is easy, convenient and, often, quick — making it an ideal way to get essential purchases straight to your doorstep. Safeguard your items and get rewarded for shopping online with these rewards credit cards.

Here are a few ideas to help spoil the dads in your life and celebrate Father’s Day 2021 on a budget.

American Express cardholders can use fewer points for any eligible purchase made to their card, bringing the redemption value equal to that of travel.

Spruce up your home and garden and get rewarded with these credit cards.

Canada is leading the race to be the first completely cashless society, followed closely by Hong Kong and Singapore.

Using a credit card to shop online can help protect your purchases if they arrive damaged, get lost or aren’t as described. If you can’t get a refund, you can ask for a chargeback.

Secured credit cards and prepaid cards are great for those who find it challenging to get approved for credit. However, they serve different purposes.

You don’t have to be a sommelier to access complimentary wine tastings and discounts from wineries across Canada. A handful of credit cards feature wine and dining series and exclusive culinary perks.

Learn which credit cards reward you for binge-watching Bridgerton or your favourite docuseries on Netflix — you could get as much as 4% cash back.

If you are a routine shopper, you may be able to cash in with loyalty programs. Get rewarded for your brand devotion with these credit cards.

Follow this simple checklist to ensure you choose the best rewards credit card for your lifestyle and financial goals.

Specialty rewards credit cards help travel enthusiasts, motorheads, and hobbyists get the best return on spending and extra savings on unconventional purchases. Learn simple earning tactics to maximize specialty rewards as you indulge your interests.

Many Canadians engage in behaviours that could expose them to fraud as scammers target online shopping amid the COVID-19 pandemic. Take the quiz to see if you are at risk of falling victim to credit card fraud.

Many popular subscription services offer free trials or samples before making any commitments. Why not try before you buy? It could save you time and money.

Not all credit cards are alike. Using the right card for your spending style can ensure you earn the best return on your purchases.

Learn which credit cards in Canada offer price protection to ensure you are always paying the lowest possible price for your purchases.

Often, cardholders must choose between rewards or a low interest rate. One credit card offers both.

Tangerine credit cardholders can match their regular purchases to their rewards to maximize earnings without compromising spending habits.

Whether you love a home-cooked meal, dining out, or a subscription service, there are so many ways to enjoy your food. Get rewarded for being a foodie with these credit cards.

Ontarians will no longer earn AIR MILES for their wine, beer and liquor purchases at the LCBO, starting April 2021. Learn what this means for shoppers.

Learn the best American Express credit cards and what they offer cardholders.

Learn which credit cards offer the most rewards for food delivery or food subscription services.

Are you overlooking the perks, benefits, and rewards of an annual fee credit card? Here is how to calculate if you’ll benefit from a card with a fee.

KOHO cardholders can now take advantage of the new low-cost Credit Building feature.

Learn what you can do to work toward or maintain a good credit score and the benefits of a good rating.

Almost half of Canadians believe they have a better chance at finding “the one” than financial success, though they remain optimistic.

Canadians’ spending habits are changing with time and technology. It may be time to update what’s in your wallet so you can earn rewards for your purchases.

Installment plans offer people a convenient way to pay for larger purchases over a period that suits their needs, as long as they can afford the monthly payments.

Learn five simple ways to earn more Aeroplan points and boost your rewards balance.

Learn which credit cards in Canada offer mobile device insurance to protect your cellphone or tablet in the event it is lost, stolen or damaged.

Guaranteed investment certificates are a safe, low-risk savings product that can increase wealth at any stage of life.

There are subscriptions for streaming services, video calls, activity classes, food delivery, clothing, beauty, and an endless list of other possibilities. Learn how much it costs you and how you can save.

Save more money, improve your finances and kickstart your goals in 2021. Learn how to set your financial objectives for the year and the best place to start.

Although there is very little evidence behind Blue Monday, January can be challenging for many people — emotionally and financially.

Follow these simple steps to avoid a financial hangover next holiday season.

You can avoid interest charges on your credit card by paying your statement on time and in full, thanks to the grace period.

These tips will help you save online this Boxing Day.

Learn five fun ways to create memories instead of buying mountains of merchandise this holiday season.

Often, you can get the best deal on products and services by shopping around. But sometimes, banking packages offer everything you need with added convenience. So, should you be banking in only one place?

Learn the apps and hacks you need to know to save valuable time and money this Cyber Monday.

This November marks the 10th annual financial literacy month in Canada. To honour this milestone, we have created a short quiz to test your basic knowledge of credit cards.

Many Canadians feel the financial strain of the COVID-19 pandemic and have grim outlooks for their financial futures.

Looking for a credit card that offers luxurious perks? Learn about the unique features of the new BMO eclipse Visa Infinite Privilege Card.

Treating yourself has never been this easy. Learn how the BMO eclipse Visa Infinite Card can reward you regularly for making everyday purchases.

Young professionals are always on the go, from home to work and to catch up with friends. These credit cards reward members from coffee purchases to rideshare services and everywhere in between.

Snowbirds and cross-border shoppers alike, tend to spend a lot of money in foreign currency. These credit cards have no foreign transaction fees and loads of extra perks.

Frequent flyers can speed through airport security and head straight to the lounge with these credit cards.

Learn which credit cards are the most prestigious in Canada and what they have to offer that the run-of-the-mill credit card does not.

According to the Canada Revenue Agency, Canadians are underutilizing their tax-free savings accounts.

Big changes are coming to Aeroplan-affiliated credit cards as the travel rewards program launches in a new direction.

Download these free apps to save money at the grocery store.

BMO AIR MILES no-fee credit cards are getting new earn rates this November. Learn how this will affect current cardholders.

Canadians are relying on savings over credit during the COVID-19 pandemic, lowering revolving credit balances.

Aeroplan is offering new members bonus miles in anticipation of their revamped program launch this November.

Optimizing how you use your available credit can help you maintain or improve your credit score.

Cardholders often undervalue or forget about the perks and benefits on their credit card. However, the best features can save you money and are typically easy to use.

The Lifelong learning plan is one option to consider if you or your spouse plan to go back to school for full-time training or education.

The CRA resumes online services after cybercriminals exploit a vulnerability in the web portal’s security, affecting thousands of accounts.

The COVID-19 pandemic has more Canadians shopping online, a behaviour that many consumers say will stick around after the country reopens.

There are loads of credit cards on the market, so it can be hard to choose the best fit. Here are a few simple steps you can take to find the right credit card.

Avoid these common credit card mistakes to increase your credit score.

Earn rewards toward Best Western hotel stays with this MBNA credit card.

Shop in-store and online with Walmart Reward Dollars.

Earn and redeem PC Optimum points with these three no annual fee credit cards from President’s Choice Financial.

The Scotiabank Gold American Express Card is one of the leading cards on the market with no foreign transaction fees and a fantastic flexible reward program.

Score cash back on all your purchases and enjoy countless perks with the Scotia Momentum Visa Infinite Card.

What is considered a good credit score and how can you improve your rating? Test your fundamental knowledge of credit scores with this quiz.

American Express consumer cardholders can get more with their Points for Purchases. For a limited time, redeem 1,000 points for a $10 statement credit.

Ordering your groceries online can save you time and effort. Here is how you may be able to save money as well.

Even the smallest items in your home can come with a hefty price tag. Make sure your contents insurance covers all your belongings by accurately valuing your possessions.

Canadians are committing financial infidelity and hiding financial secrets from their significant others; some are quite large.

For those looking for a Scotiabank credit card, here is a good place to start.

Here are the best credit cards with no annual fee in Canada. Whether it’s travel rewards, free groceries, cash back, or entertainment, there is a rewards option that can suit your lifestyle.

Here are the best Mastercard credit cards in Canada and what they have to offer, from cash back to AIR MILES and everything in between.

Introducing your teen to credit cards early can build smart financial habits and set them up for success.

Canadians are overspending on the holidays and many are without a plan to pay it off later.

Canadians are lacking financial literacy about credit cards and mortgages.

This is what car insurance can protect your new financed or leased vehicle in the event of total loss.

Chase Bank goes out with a bang, as it wipes all debt from Amazon.ca Rewards Visa and Marriott Rewards Premier Visa.

How your artificial lawn could ruin your home insurance claim.

Raising the minimum payment requirement on credit cards will help lower debt.