- Free trials to sample in Canada.
- Earn 10% more rewards when you add an authorized user to the BMO eclipse Visa Infinite* Card. Plus, get a $50 annual lifestyle credit.
- Earn 4% cash back on subscription purchases and recurring bill payments with the Scotia Momentum® Visa Infinite* Card.
Many popular subscription services offer free trials or samples before making any commitments — giving customers a chance to try before they buy.
Here are 10 free trials to sample this spring:
|
Free trials in Canada |
Subscription |
Fee |
|
1. Apple Music (Three months) |
|
$9.99/month |
|
(One month) |
|
$11.99/month |
|
(One month) |
|
$9.99/month |
|
4. Audible (30 days) |
|
$14.95/month |
|
5. Amazon Prime (30 days) |
|
$7.99/month $79.00/year |
|
6. DAZN (One month) |
|
$20.00/month $150.00/year |
|
7. DashPass (One month) |
|
$9.99/month |
|
(One month) |
|
$9.99/month |
|
(One month) |
|
$34.99/month |
|
(Seven days) |
|
$69.99/month |
Once your free trial ends, those monthly bills will start rolling in. Remember to cancel any underutilized services and reassess your usage from time to time.
Related read: Are Your Subscription and Streaming Services Blowing the Budget?
Here are the best credit cards to help you earn rewards and save money on your recurring bill payments.
| Our top picks | ||
|---|---|---|
|
Credit cards |
Subscription benefits |
First-year value* |
|
$850 |
|
|
$1,361 |
|
|
$1,024 |
|
|
$862 |
|
|
$717 |
|
|
$309 |
|
|
$375 |
|
*The RATESDOTCA Best of Finance methodology assumes the cardholder spends an average of $2,000 a month on their card to determine the first-year value. The calculation includes all welcome bonuses and promotional offers at the time of publishing.
1. TD® Aeroplan® Visa Infinite* Card
The TD® Aeroplan® Visa Infinite* Card offers up to 20,000 Aeroplan points and a bonus Buddy Pass. Get 10,000 Aeroplan points when you make your first purchase on the card. Earn an additional 10,000 points and a Bonus Buddy pass when you spend at least $1,000 in the first 90 days of opening the account. Plus, TD will rebate the annual fee for the first year.
Regular features and benefits of this card include:
- Annual fee: $139
- Annual fee for additional cards: $75
- Earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases.
- Earn one point for every $1 spent on all other purchases.
This card also features Air Canada travel benefits, including saving on baggage fees, travel insurance, and a NEXUS application fee rebate every 48 months.
Earn Aeroplan points when you shop for subscriptions like Disney+, Spotify, and HelloFresh through the Aeroplan eStore. Search for the brand and click on the affiliate link to start earning rewards for your purchases.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
Offer expiry date: August 16th, 2021
Compare the best credit cards on RATESDOTCA
Find the best credit card for your lifestyle today!
2. American Express CobaltTM Credit Card
*Best of Finance Winner: Best Rewards Credit Card in Canada for 2020
*Best of Finance Winner: Best Credit Card for Young Professionals in Canada for 2020
New cardholders of the American Express CobaltTM Credit Card can earn up to 15,000 Membership Rewards® points.
Regular features and benefits of this card include:
- Monthly fee: $12.99 ($155.88 per year)
- Annual fee for additional cards: $0
- Earn five points for every $1 spent on eligible restaurant and food delivery purchases.
- Earn two points for every $1 spent on eligible transit purchases.
- Earn one point for every $1 spent on all other purchases.
Get benefits at over 600 hotels and resorts and access the Cobalt Perks program exclusive to cardholders.
Cardholders can use their Membership Rewards® points for almost anything, including subscriptions and streaming services.
Offer expiry date: N/A subject to change without notice
3. Scotiabank®* Gold American Express® Card
The Scotiabank®* Gold American Express® Card offers new cardholders up to 40,000 bonus Scotia Rewards points. Earn 30,000 Scotia Rewards points when you spend at least $1,000 in the first three months. Get another 10,000 Scotia Rewards points when you spend at least $7,500 in everyday purchases in the first year.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards: $29
- Earn five Scotia Rewards points for every $1 spent on eligible grocery, fast food, food delivery, food subscription, and entertainment purchases.
- Earn three Scotia Rewards points for every $1 spent on eligible gas, daily transit, and select streaming services.
- Earn one Scotia Rewards point for every $1 spent on all other purchases.
Cardholders pay no foreign transaction fees on purchases and can access travel insurance through this card.
Get rewarded for your food subscriptions and streaming services, like Netflix, HelloFresh, and Chefs Plate.
Offer expiry date: August 31, 2021
4. BMO eclipse Visa Infinite* Card
The BMO eclipse Visa Infinite* Card offers up to 40,000 bonus BMO Rewards points in the first year. Get 25,000 points when you spend at least $3,000 in the first three months. Get another 15,000 points on your first account anniversary. Plus, BMO will waive the $120 annual fee for the first year.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards: $50
- Earn five points for every $1 spent on grocery, dining, gas, and transit purchases.
- Earn one point for every $1 spent on all other purchases.
Earn 10% more points when you add an authorized user to the account. Instead of earning five points for groceries, for example, you could earn 5.5 points for every $1. Also, get a $50 annual lifestyle credit to spend as you like.
Cardholders can Pay with Points for as little as $1, including subscriptions and almost anything else you can imagine.
Offer expiry date: October 31, 2021
5. Scotia Momentum® Visa Infinite* Card
New cardholders of the Scotia Momentum® Visa Infinite* Card can earn 10% cash back on all purchases for the first three months, up to $2,000 in total purchases. Plus, Scotiabank will waive the annual fee for the primary and additional cardholders for the first year.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards: $50
- Earn 4% cash back on groceries, subscription purchases and recurring bill payments.
- Earn 2% cash back on gas and daily transit purchases, including rideshare services.
- Earn 1% cash back on all other purchases.
This card features travel insurance, shopping coverage and mobile device insurance.
Earn cash back in your pocket for your subscriptions like Netflix, HelloFresh, and Chefs Plate, as well as your other recurring bill payments.
Offer expiry date: August 31, 2021
6. Tangerine Money-Back Credit Card
The Tangerine Money-Back Credit Card offers new cardholders a 1.95% promotional interest rate on balance transfers during the first 30 days for six months. A 1% balance transfer fee does apply.
Regular features and benefits of this card include:
- Annual fee: $0
- Annual fee for additional cards: $0
- Earn 2% cash back in up to three categories of your choice (including recurring bill payments). Cardholders start with two categories and earn the third when choosing to deposit their Money-Back Rewards into a Tangerine Savings Account. Members can switch up their preferred categories to suit their spending habits.
- Earn 0.5% cash back on all other purchases.
Cardholders get free additional cards for authorized users and basic shopping coverage.
Choose to earn rewards for recurring bill payments and earn 2% cash back for streaming services and subscription purchases on the card.
Offer expiry date: N/A subject to change without notice
7. SimplyCash™ Card from American Express
Apply for the SimplyCash™ Card from American Express, and, in your first 10 months, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.
Regular features and benefits of this card include:
- Annual fee: $0
- Annual fee for additional cards: $0
- Earn 2% cash back on eligible gas and grocery purchases in Canada (up to $300 cash back annually)
- Earn 1.25% cash back on all purchases, with no limit to how much you can earn.
Get basic shopping coverage and access to special offers and events with this card.
Earn cash back on everything, including subscription boxes, music, movies and more.
Offer expiry date: N/A subject to change without notice
Rates, product information, and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. The views and opinions expressed in this review are purely those of RATESDOTCA. Information in this article is accurate as of the date of this posting, March 26, 2021. Read our full disclaimer.
