Mortgage Guides

Comprehensive list of guides for Canadian mortgage loans.

Today's top rates in:

5-Year Variable

5.44%

5-Year Fixed

4.79%

Select one of the following to get started!

I'm Renewing My Mortgage

I’m Buying A Home

I'm Refinancing My Home

Guide to finding a better mortgage rate

Latest mortgage articles

elderly couple in kitchen with paperwork laid out in front of them on kitchen counter (1).jpg

Breaking your mortgage early: What you need to know

If you choose to break a closed mortgage before the end of your term, you'll have to pay a penalty. So, when does it make sense to end your mortgage early, and how does the process work?

5 mins read

USA Elections Canadian Market Housing Impact.png

Ask the Expert: Steve Garganis on how the US impacts Canadian mortgage rates

President Trump heads back to Washington. What does that mean for your mortgage?

5 mins read

canadian flag waving outside bank of canada_BOC lowers key interest rate.jpg

Is the double rate cut announced by the Bank of Canada enough to revive the housing market?

Today the Bank of Canada cut its key interest rate by 50-basis points. Is today's double rate cut enough to incentivize buyers to re-enter the housing market? Let’s see what it means for the Canadian housing market.

4 mins read

Find a better mortgage rate

By City

By Province

By Provider

By Type

Ajax

Brampton

Burlington

Calgary

Edmonton

Guelph

Halifax

Hamilton

Kitchener

London

Moncton

Mississauga

Newmarket

North York

Oakville

Oshawa

Ottawa

Regina

Saskatoon

Surrey

Toronto

Vancouver

Victoria

Windsor

Winnipeg

Alberta

British Columbia

Manitoba

New Brunswick

Newfoundland and Labrador

Nova Scotia

Ontario

Prince Edward Island

Quebec

Saskatchewan

Bank of Montreal

CIBC

MCAP

Neo Financial

Rocket Mortgage

Scotiabank

Simplii Financial

Tangerine Bank

TD Canada Trust

True North Mortgage

National Bank

Royal Bank of Canada

Desjardins

6 month fixed closed

6 month fixed open

1 year fixed

1 year variable

1 year fixed open

1 year fixed closed

2 year fixed

3 year fixed

3 year variable

3 year open variable

4 year fixed

5 year fixed

5 year variable

5 year variable open

7 year fixed closed

10 year fixed

10 year fixed closed

15 year fixed

25 year fixed

HELOC

Renewal

Reverse mortgage

High ratio mortgage

Second mortgages

Self-employed

Prime rate

Bank of Canada