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PC Financial Credit Cards

Take advantage of great PC Financial credit card offers today.

Today's top PC Financial credit cards Jan 19, 2022

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$20
+ Annual rewards
$456
- Annual fee
$0
Total first year value
$476
PC® World Elite Mastercard®

card image
Welcome bonus
$20
PC Optimum™ points
Annual rewards
$456
PC Optimum™ points
Annual fees:
$0
Interest rates:
20.97% on purchases • 22.97% on cash advances
2021 Winner – Best Family Credit Card for Gas and Groceries
Great card for fans of the PC Optimum™ rewards program looking to save even more on groceries
Details at a glance Collapse details
Welcome bonus
$20
Annual rewards
$456
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$20
+ Annual rewards
$456
- Annual fee
$0
Total first year value
$476
Annual fees:
$0
Interest rates:
20.97% on purchases
22.97% on cash advances
2021 Winner – Best Family Credit Card for Gas and Groceries
Great card for fans of the PC Optimum™ rewards program looking to save even more on groceries
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$20
+ Annual rewards
$378
- Annual fee
$0
Total first year value
$398
President's Choice Financial®World Mastercard®

card image
Welcome bonus
$20
PC Optimum™ points
Annual rewards
$378
PC Optimum™ points
Annual fees:
$0
Interest rates:
20.97% on purchases • 22.97% on cash advances
A no fee card for those looking to maximize their grocery savings
Some insurance included
Details at a glance Collapse details
Welcome bonus
$20
Annual rewards
$378
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$20
+ Annual rewards
$378
- Annual fee
$0
Total first year value
$398
Annual fees:
$0
Interest rates:
20.97% on purchases
22.97% on cash advances
A no fee card for those looking to maximize their grocery savings
Some insurance included
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$20
+ Annual rewards
$300
- Annual fee
$0
Total first year value
$320
PC® Mastercard®

card image
Welcome bonus
$20
PC Optimum™ points
Annual rewards
$300
PC Optimum™ points
Annual fees:
$0
Interest rates:
20.97% on purchases • 22.97% on cash advances
Free and easy card for fans of PC Optimum™ Program
Some insurance included
Details at a glance Collapse details
Welcome bonus
$20
Annual rewards
$300
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$20
+ Annual rewards
$300
- Annual fee
$0
Total first year value
$320
Annual fees:
$0
Interest rates:
20.97% on purchases
22.97% on cash advances
Free and easy card for fans of PC Optimum™ Program
Some insurance included
Details at a glance Collapse details

President’s Choice Financial credit cards

President’s Choice Financial, founded in 1996, offers financial services under Loblaw Companies Ltd. PC Financial has more than 3 million customers in North America, offering banking solutions including credit cards. PC credit cards come with great perks under the PC Optimum rewards program. If you’re a savvy shopper, you can earn great discounts and rewards using a PC credit card.

PC Optimum rewards

Each PC Financial credit card comes with the added bonus of earning PC Optimum points at faster rate. When you shop with your PC Financial credit card at a President’s Choice affiliated retail store, such Loblaws, you can earn bonus PC Optimum points on each purchase. When you reach 10,000 Optimum points, you’ll have the option of receiving $10 off your purchase at any participating retailer - minus taxes and fees. This helps you save money on essentials such as groceries, clothes and gas.

Here’s a list of retailers under the PC Optimum program:

  • Esso Mobil
  • Joe Fresh
  • Loblaws
  • No Frills
  • Valu-mart
  • Zehrs
  • Real Canadian Superstore
  • Shoppers Drug Mart
  • Independent Grocers
  • Fortinos
  • Wholesale Club

PC Travel and PC Insiders program

You can take advantage of other PC credit card perks and rewards such as:

  • PC Travel: Select PC credit card holders can access exclusive travel discounts through the PC Travel program. Earn PC Optimum points on all your travel bookings and take advantage of the guaranteed price match offer.
  • PC Insiders: The PC Insiders is a subscription service that allows you to earn PC rewards at a faster rate. All PC Insider members get access to premium services and perks such as free delivery and travel credit. When you sign up for a PC Insiders membership, you can opt to get charged monthly or yearly.

PC credit card security

Using a PC Financial credit card is safer than using cash as your transactions are recorded and protected by PC Financial credit card security. Not to mention the convenience of being cashless when shopping online or in-store. PC Financial credit cards come with the following security features:

  • Fraud detection: PC Financial provides fraud monitoring, with a 24/7 customer service team dedicated to helping protect you from credit card fraud.
  • Data encryption: Encryption ensures one of the highest levels of security, privacy, and confidentiality when you use your PC credit card.
  • Proactive monitoring: You can monitor and protect your credit and personal information through credit card transaction alerts. Opting in for such alerts can safeguard you from credit card fraud.

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