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2024's Best Overall Aeroplan Credit Cards

Earn points as frequently as you travel with high-earning Aeroplan credit cards. We've selected the best ones.

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Best Overall Aeroplan Credit Cards

Aeroplan credit cards are a fantastic way for frequent travellers to earn travel points. You can earn a high annual rewards value and receive great travel perks with an Aeroplan credit card if you are on the go most of the time. Our RATESDOTCA team has identified the best Aeroplan credit cards in Canada for you based on our Best of Finance methodology.

  Top Features Annual Fee First-Year Value*  
VIP benefits when travelling on Air Canada flights, plus great travel insurance $139 $1,370
Earn points at a high rate on different purchase categories. AMEX Membership Rewards points can be converted to Aeroplan points. $155.88 ($12.99/month) $1,361
Enjoy enhanced perks and benefits for better travel. $120 $1,038

Winner: TD® Aeroplan® Visa Infinite* Card

With the TD® Aeroplan® Visa Infinite* Card you can earn up to $1,300 in value, including up to 40,000 Aeroplan points. There are many more features and more make it the best Aeroplan credit card available in Canada. With this card you can enjoy travelling lightly through the airport and saving on baggage fees (first bag free). Users can also enroll in for NEXUS and once every 48 months get an application fee rebate (up to $100). Your Aeroplan points will not expire as long as you are a TD® Aeroplan® Visa Infinite Primary Cardholder in good standing. You can earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card. Earn 1 point for every $1 spent on all other Purchases made with your card. You can even earn 50% more Aeroplan points at Starbucks when you link your TD card with your Starbucks® Rewards account. As per our methodology the card offers first-year value of $1,370.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$800
+ Annual rewards
$570
- Annual fee (First Year Rebated)
$0
Total first year value
$1370
TD® Aeroplan® Visa Infinite* Card

card image
Welcome bonus
$800
In Aeroplan Points
Annual rewards
$570
In Aeroplan Points
Annual fees:
$139 (First Year Rebate)
Interest rates:
20.99% on purchases • 22.99% on cash advances
2024 Winner – Best Aeroplan Credit Card
VIP benefits when travelling on Air Canada flights, plus great travel insurance
Details at a glance Collapse details
Welcome bonus
$800
Annual rewards
$570
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$800
+ Annual rewards
$570
- Annual fee (First Year Rebated)
$0
Total first year value
$1370
Annual fees:
$139 (First Year Rebate)
Interest rates:
20.99% on purchases
22.99 on cash advances
2024 Winner – Best Aeroplan Credit Card
VIP benefits when travelling on Air Canada flights, plus great travel insurance
Details at a glance Collapse details

Annual fee

$139 (First year rebated)

Additional cardholder

$75

Welcome Bonus

Earn up to $1,300 in value including up to 40,000 Aeroplan points. Conditions Apply.

Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card. Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening. Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening.

Offer expiry date

Must be approved by January 6, 2025.

This offer is not available for residents of Quebec. For Quebec residents, please click here.

Rewards

  • Earn 1.5 points per $1 spent on eligible travel purchases made directly with Air Canada® (including Air Canada Vacations®).
  • Earn 1.5 points per $1 spent on eligible gas and grocery purchases.
  • Earn 1 Aeroplan point for each $1 on all other purchases.

Benefits

Additional cardholders enjoy the same perks and benefits as the main cardholder.

Insurance

  • TD® Aeroplan® Visa Infinite Card features Travel Medical Insurance, which includes up to $2 million of emergency medical coverage when you are travelling outside of your home province or territory, whether internationally or within Canada, among other benefits.
  • Trip cancellation or trip interruption insurance for at least 75% of the cost of the Covered Trip.
  • Flight or trip delay insurance: If your trip is delayed for over 4 hours, you have coverage for up to $500 towards hotel stay, and restaurant expenses.
  • Delayed or lost baggage insurance
  • Common carrier travel accident insurance
  • Hotel or motel burglary insurance
  • Mobile device insurance

Terms and conditions apply.

Best Overall Aeroplan Credit Cards Runners-up

American Express Cobalt® Card

The American Express Cobalt® Card is not an Aeroplan credit card. However, with a monthly fee of just $12.99, this card allows for your American Express® rewards points to be converted to Aeroplan points (1:1 transfer rate). You can earn points at a high rate on various purchase categories. It is a very flexible and high-value rewards card, with heavy welcome bonus, travel insurance, entertainment perks and benefits.

Annual fee

$155.88 ($12.99/ month)

Welcome Offer

In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets.

Rewards

  • 5x points on eats and drinks on eligible restaurants and food delivery in Canada
  • 3x points on streaming subscriptions
  • 2x points on travel and transit
  • 1x points on everything else, from online shopping to more
  • 1 additional point on eligible hotel or car rental bookings.

American Express® Aeroplan® Credit Card

The American Express® Aeroplan® card members can earn up to 40,000 welcome bonus Aeroplan points. With the American Express® Aeroplan® Card, card members can earn up to $900 or more in value when you combine your welcome bonus points and card benefits.

Annual fee

$120

Welcome offer

Earn upto 40,000 Welcome Bonus Aeroplan points. Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months. Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in purchases in month 13.

  • 2x points on Air Canada®* and Air Canada vacations®*
  • 1.5x points on eligible dining and food delivery purchases in Canada*  
  • 1 point on all other purchases

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