2026's Best Overall Aeroplan Credit Cards

Earn points as frequently as you travel with high-earning Aeroplan credit cards. We've selected the best ones.

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Best Overall Aeroplan Credit Cards

Aeroplan credit cards are a fantastic way for frequent travellers to earn travel points. You can earn a high annual rewards value and receive great travel perks with an Aeroplan credit card if you are on the go most of the time. Our Rates.ca team has identified the best Aeroplan credit cards in Canada for you based on our Best of Finance methodology.

Top FeaturesAnnual FeeFirst-Year Value*

Winner:

TD® Aeroplan® Visa Infinite* Card

VIP benefits when travelling on Air Canada flights, plus great travel insurance$139 (first year rebated)$1,370

Runner-up:

American Express Cobalt® Credit Card

Earn points at a high rate on different purchase categories. AMEX Membership Rewards points can be converted to Aeroplan points.$191.88 ($15.99/month)$1,380

Runner-up:

American Express® Aeroplan® Card

Enjoy enhanced perks and benefits for better travel.$120$1,138

Winner: TD® Aeroplan® Visa Infinite* Card

With the TD® Aeroplan® Visa Infinite* Card you can earn up to $1,350 in value, including up to 40,000 Aeroplan points. There are more features that make it the best Aeroplan credit card available in Canada. 

Enjoy travelling lightly by saving on airplane baggage fees (first bag free). If you enroll in the NEXUS program, you qualify for an application fee rebate (up to $100) once every 48 months.

You can earn 1.5 points for every $1 spent on eligible gas, grocery and direct through Air Canada® purchases (including Air Canada Vacations®) made with your card. Earn 1 point for every $1 spent on all other purchases made with your card. You can even earn 50% more Aeroplan points at Starbucks when you link your TD card with your Starbucks® Rewards account. Your Aeroplan points will not expire as long as you are a TD® Aeroplan® Visa Infinite Primary Cardholder in good standing. 

As per our methodology the card offers first-year value of $1,370.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$800
+ Annual rewards
$570
- Annual fee (First Year Rebated)
$0
Total first year value
$1370
TD® Aeroplan® Visa Infinite* Card

card image
Welcome bonus
$800
In Aeroplan Points
Annual rewards
$570
In Aeroplan Points
Annual fees:
$139 (First Year Rebate)
Interest rates:
21.99% on purchases • 22.99% on cash advances
2026 Winner – Best Aeroplan Credit Card
VIP benefits when travelling on Air Canada flights, plus great travel insurance
Details at a glance Collapse details
Welcome bonus
$800
Annual rewards
$570
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$800
+ Annual rewards
$570
- Annual fee (First Year Rebated)
$0
Total first year value
$1370
Annual fees:
$139 (First Year Rebate)
Interest rates:
21.99% on purchases
22.99 on cash advances
2026 Winner – Best Aeroplan Credit Card
VIP benefits when travelling on Air Canada flights, plus great travel insurance
Details at a glance Collapse details

Best Overall Aeroplan Credit Cards Runners-Up

American Express Cobalt® Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$300
+ Annual rewards
$1272
- Annual fee (First Year Rebated)
$192
Total first year value
$1380
American Express Cobalt® Credit Card

card image
Welcome bonus
$300
AMEX Rewards points
Annual rewards
$1272
AMEX Rewards points
Annual fees:
$192 ($15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.)
Interest rates:
21.99% on purchases • 21.99% on cash advances
2026 Winner – Best Overall Rewards Credit Card, Best Credit Card for Earning Travel Points and Best American Express Credit Card.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details
Welcome bonus
$300
Annual rewards
$1272
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$300
+ Annual rewards
$1272
- Annual fee (First Year Rebated)
$192
Total first year value
$1380
Annual fees:
$192 ($15.99/month (Equals $191.88 annually) for non-Quebec residents. $191.88/year for Quebec residents.)
Interest rates:
21.99% on purchases
21.99 on cash advances
2026 Winner – Best Overall Rewards Credit Card, Best Credit Card for Earning Travel Points and Best American Express Credit Card.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details

American Express® Aeroplan® Credit Card

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$700
+ Annual rewards
$558
- Annual fee
$120
Total first year value
$1138
American Express® Aeroplan®* Card

card image
Welcome bonus
$700
Aeroplan Points
Annual rewards
$558
Aeroplan Points
Annual fees:
$120
Interest rates:
30% on purchases • 30% on cash advances
A rewards program that lets you redeem on all things travel!
Includes travel insurance coverage and access to exciting entertainment experiences.
Details at a glance Collapse details
Welcome bonus
$700
Annual rewards
$558
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$700
+ Annual rewards
$558
- Annual fee
$120
Total first year value
$1138
Annual fees:
$120
Interest rates:
30% on purchases
30 on cash advances
A rewards program that lets you redeem on all things travel!
Includes travel insurance coverage and access to exciting entertainment experiences.
Details at a glance Collapse details

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