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Home Trust Credit Cards

Take advantage of great Home Trust credit card offers today.

Today's top Home Trust credit cards Apr 19, 2024

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$0
- Annual fee
$59
Total first year value
$-59
Home Trust Secured Visa Card

card image
Welcome bonus
$0
None
Annual rewards
$0
None
Annual fees:
$59
Interest rates:
14.9% on purchases • 19.8% on cash advances
Low interest Secured card in exchange for a small fee
Great stater card for students, newcomers to Canada, or those looking to repair their credit score
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$0
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$0
- Annual fee
$59
Total first year value
$-59
Annual fees:
$59
Interest rates:
14.9% on purchases
19.8 on cash advances
Low interest Secured card in exchange for a small fee
Great stater card for students, newcomers to Canada, or those looking to repair their credit score
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$0
- Annual fee
$0
Total first year value
$0
No Fee Home Trust Secured Visa Card

card image
Welcome bonus
$0
None
Annual rewards
$0
None
Annual fees:
$0
Interest rates:
19.99% on purchases • 19.99% on cash advances
Great stater card for students, newcomers to Canada, or those looking to repair their credit score
Includes purchase protection insurance
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$0
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$0
- Annual fee
$0
Total first year value
$0
Annual fees:
$0
Interest rates:
19.99% on purchases
19.99 on cash advances
Great stater card for students, newcomers to Canada, or those looking to repair their credit score
Includes purchase protection insurance
Details at a glance Collapse details

Home Trust

Home Trust is a federally regulated trust company that offers Canadians a wide range of financial solutions but tends to be especially competitive in serving areas which are sometimes overlooked by other lenders. One area Home Trust is known for is their commitment to helping customers with bad credit, no credit history or insufficient income attain a credit card and improve their credit ratings.

Home Trust credit cards

Home trust offers both traditional and secured credit cards. If you have bad credit or no credit history at all, Home Trust secured credit cards can help you build your credit. Home Trust offers you secured credit cards that require you to put down a security deposit to protect you and the lender from any missed credit card payments. When you use the secured credit card and make regular credit card payments, you’ll see your credit score improve.

Home Trust credit card benefits

Home Trust credit cards come with the following features:

  • No foreign exchange fees: No exchange fee on any transaction made in foreign currency.
  • Worldwide acceptance: Home Trust Visa credit cards are accepted in more than 200 countries and territories.
  • Set your own limit: Set your credit limit by the amount of your deposit for secured credit cards. Your deposit can range from $500 to $10,000.
  • Build your credit: Make regular payments to see your credit rating improve.

Home Trust credit card security

Pay for purchases safely and conveniently using your Home Trust credit card. Every transaction is easy to track. You are protected from any unauthorized transactions under Visa's Zero Liability Policy. You won't be held responsible for unauthorized charges made with your credit card online or in-store.

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