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CashSurgeCashSurge increases the value of credit cards by introducing an additional cash bonus. We’ll pay you up to $150 every time you are approved for a CashSurge credit card.
Get a $150 Cash Bonus
Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.* (Apply by October 31, 2024).
Plus, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that)†.
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Get a $150 Cash Bonus
Earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.* (Apply by October 31, 2024)
Plus, During your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months (19.95% after that)†.
Get a $100 Cash Bonus
You could get a 0% promotional annual interest rate ("AIR")† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.
Get a $100 Cash Bonus
5,000 bonus points†† after you make $500 or more in eligible purchases within the first 90 days of your account opening. Plus, 5,000 bonus points†† once enrolled for paperless e-statements within the first 90 days of account opening
And 4 points†† for every $1 spent on eligible restaurant, grocery, digital media, membership and household utility purchases during the first 90 days (until $10,000 is spent annually in the applicable category)
This offer is not available for residents of Quebec. For residents of Quebec, please click here.
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Get a $50 Cash Bonus
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
Get a $50 Cash Bonus
Get up to 60,000 points worth $400 in travel rewards, a $50 anniversary lifestyle credit and the $120 annual fee waived in your first year – that's a $570 value achieved by your first anniversary.
Get a $50 Cash Bonus
Get 20,000 points when you spend $1,500 in the first 3 months - that's a $133 value!* Plus, earn up to 5,000 bonus points every year.
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
Get a $50 Cash Bonus
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
Get a $50 Cash Bonus
Earn 5% cash back for your first 3 months (up to $2,500 in spending). Plus, get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
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AIR MILES is a loyalty rewards program that allows you to become a member and earn rewards when you shop with any of the AIR MILES partners.
As an AIR MILES member, you can earn Miles on your day-to-day purchases and redeem them for amazing rewards such as flights, merchandise or gift cards.
When you use an AIR MILES credit card, you can easily collect bonus Miles with every eligible purchase, maximizing your AIR MILES rewards redemption rate. We’ve narrowed down the best AIR MILES credit cards in Canada, making choosing one easier.
We’ve picked the top AIR MILES credit cards in Canada to help you find the best card for all your credit card needs.
| Great features | Credit score required | First year value | ||
|---|---|---|---|---|
| Comprehensive travel insurance, VIP lounge access, and an exclusive 15% flight discount on all North American AIR MILES flights. | Excellent | $699 | ||
| Includes discounts on car rentals and purchase protection. | Good | $342 | ||
| Comprehensive travel insurance (including Personal Effects) and accelerated rewards rates at Shell gas stations. | Good | $634 |
When you use a BMO AIR MILES credit card with your AIR MILES membership card to pay at Sobeys, Safeway, Foodland & Participating Co-op's, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry you can earn 3x AIR MILES. * If you shop often at AIR MILES partner locations, this card is a great option for you.
Annual fee:
$120
Rewards
Benefits
Insurance coverage
The BMO AIR MILES† Mastercard is a no annual fee card for those looking to accelerate their AIR MILES rewards balance without fees cutting into their gains. You can also easily add additional cardholders for free and earn more MILES faster.
Annual fee:
$0
Annual fee for additional cardholders: $0
Rewards
Benefits
Insurance coverage
With a BMO AIR MILES ®† Business World Elite®* Mastercard®* you can add additional employee cards and maximize your AIRMILES rewards. You are protected against employee card abuse through the BMO Liability Waiver.
Annual fee:
$149 (Waived in first year)
Rewards
Insurance coverage
Lubna Umar is an SEO Content Manager at RATESDOTCA. She has produced a wide variety of content, including academic essays, pieces of fiction and financial literacy guides. In her free time, she can be found exploring the café culture in Toronto or any other major city.
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