Compare Neo Financial Credit Cards

Take advantage of great Neo Financial credit card offers today.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$50
+ Welcome bonus
$25
+ Annual rewards
$135
- Annual fee
$0
Total first year value
$210
Neo Mastercard

card image
Welcome bonus
$25
Cashback
Annual rewards
$135
Cashback
Annual fees:
$0
Interest rates:
19.99% on purchases • 22.99% on cash advances
Get a $50 Cash Bonus from RATESDOTCA (Offer ends June 27, 2025)
Earn instant, unlimited cashback at over 10,000 partners
Details at a glance Collapse details
Welcome bonus
$25
Annual rewards
$135
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$50
+ Welcome bonus
$25
+ Annual rewards
$135
- Annual fee
$0
Total first year value
$210
Annual fees:
$0
Interest rates:
19.99% on purchases
22.99 on cash advances
Get a $50 Cash Bonus from RATESDOTCA (Offer ends June 27, 2025)
Earn instant, unlimited cashback at over 10,000 partners
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$75
+ Welcome bonus
$0
+ Annual rewards
$309
- Annual fee
$0
Total first year value
$384
Neo World Mastercard®

card image
Welcome bonus
$0
Neo Cash Back Rewards
Annual rewards
$309
Neo Cash Back Rewards
Annual fees:
$0
Interest rates:
19.99% on purchases • 22.99% on cash advances
Get a $75 Cash Bonus from RATESDOTCA (Offer ends June 27, 2025)
Earn instant cashback at over 10,000 partners
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$309
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$75
+ Welcome bonus
$0
+ Annual rewards
$309
- Annual fee
$0
Total first year value
$384
Annual fees:
$0
Interest rates:
19.99% on purchases
22.99 on cash advances
Get a $75 Cash Bonus from RATESDOTCA (Offer ends June 27, 2025)
Earn instant cashback at over 10,000 partners
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$100
+ Welcome bonus
$0
+ Annual rewards
$648
- Annual fee
$125
Total first year value
$623
Neo World Elite® Mastercard

card image
Welcome bonus
$0
Neo Cash Back Rewards
Annual rewards
$648
Neo Cash Back Rewards
Annual fees:
$125
Interest rates:
19.99% on purchases • 22.99% on cash advances
Get a $100 Cash Bonus from RATESDOTCA (Offer ends June 27, 2025)
Includes premium suite of insurance perks
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$648
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$100
+ Welcome bonus
$0
+ Annual rewards
$648
- Annual fee
$125
Total first year value
$623
Annual fees:
$125
Interest rates:
19.99% on purchases
22.99 on cash advances
Get a $100 Cash Bonus from RATESDOTCA (Offer ends June 27, 2025)
Includes premium suite of insurance perks
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$800
+ Annual rewards
$528
- Annual fee
$180
Total first year value
$1148
Cathay World Elite® Mastercard®

card image
Welcome bonus
$800
Asia Miles
Annual rewards
$528
Asia Miles
Annual fees:
$180
Interest rates:
19.99% on purchases • 22.99% on cash advances
Miles can be redeemed for flights, hotels, car rentals and lifestyle awards
Includes premium suite of insurance perks
Details at a glance Collapse details
Welcome bonus
$800
Annual rewards
$528
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$800
+ Annual rewards
$528
- Annual fee
$180
Total first year value
$1148
Annual fees:
$180
Interest rates:
19.99% on purchases
22.99 on cash advances
Miles can be redeemed for flights, hotels, car rentals and lifestyle awards
Includes premium suite of insurance perks
Details at a glance Collapse details

Neo Financial credit cards

Founded in 2019 by Andrew Chau, Jeff Adamson and Kris Read, Neo Financial Technologies Inc. is a financial technology company, with headquarters in Calgary, Alberta. It offers digital banking services and credit cards, with personalized rewards based on individual spending habits. According to Neo Financial’s CEO, Andrew Chau, the company “was built on the premise that Canadians have been underserved in their finances for far too long.”

It has two distinct credit offerings:

  • Neo Credit. With this offering, you can earn unlimited cash back via Neo’s multiple partners, save on gas and groceries and customize your rewards at any time, without annual fees.
  • Neo Secured Credit. This offering allows you to start with as little as $50 in security funds, bypassing hard credit check. In addition, it comes with guaranteed approval, smart financial tools, customizable rewards and flexible credit limits.

Neo Financial rewards

Neo Financial allows you to customize your rewards with perks, so you can control your rewards experience across a variety of activities – from travel to eating out – which you can unlock via their app for a small fee.

  • Travel. If you like to travel, you can get worldwide lounge access, 2% cashback on foreign transactions and other perks.
  • Fitness. You can get boosted cashback at Neo fitness partners, along with a free subscription to classes, meal plans and so on.
  • Food. You can dine with a 1.25x cashback boost at Neo’s select dining and food delivery partners.
  • Mobile protection. Protect your mobile device from damage and theft, easily manage your passwords and gain coverage for fraud and ransomware.
woman looking at credit card in airport

Neo Financial partners

As one of the first portfolio companies under Harvest, a venture builder started by SkipTheDishes co-founder, Chris Simair, Neo is partnered with thousands of merchants across Canada, which allows it to provide customers with instant rewards that are tracked within its app. In addition, these rewards are based on customers individual spending habits.

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