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CashSurgeCashSurge increases the value of credit cards by introducing an additional cash bonus. We’ll pay you up to $150 every time you are approved for a CashSurge credit card.
Get a $100 Cash Bonus
You could get a 0% promotional annual interest rate ("AIR")† for 12 months on balance transfers✪ completed within 90 days of account opening, with a 3% transfer fee.
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Get a $50 Cash Bonus
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
Get a $50 Cash Bonus
Get up to 60,000 points worth $400 in travel rewards, a $50 anniversary lifestyle credit and the $120 annual fee waived in your first year – that's a $570 value achieved by your first anniversary.
Get a $50 Cash Bonus
Get 20,000 points when you spend $1,500 in the first 3 months - that's a $133 value!* Plus, earn up to 5,000 bonus points every year.
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
Get a $50 Cash Bonus
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.
Get a $50 Cash Bonus
Earn 5% cash back for your first 3 months (up to $2,500 in spending). Plus, get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred.*
Settling in a new country can be an exciting, but challenging experience. Canada offers some of the most lucrative offers for newcomers to the country and immigrants are always on the lookout for deals to save the last dollar. What better than finding the right credit card for your financial needs, that helps you save while meeting all your needs. Here's our pick for the best credit card for newcomers to Canada in 2023:
| Top Features | Annual Fee | First-year Value* | ||
|---|---|---|---|---|
|
Winner: |
No annual fee. A generous 5% cash back in the first 3 months. | $0 | $388 | |
|
Runner up: |
Easy eligibility criteria to be approved. Get 10% Welcome Bonus for first three months | $0 | $409 | |
|
Runner up: |
Earn up to 2,500 Aventura Points for no annual fee | $0 | $527 |
The BMO CashBack® Mastercard® is the best newcomer card because of a generous welcome offer — 5% cash back in your first 3 months. Newcomers can also get a 0.99% introductory interest rate on balance transfers for 9 months, 2% fee applies to balance amounts transferred. Users also get 3% cash back on grocery purchases, 1% on recurring bill payments, and 0.5% unlimited cash back on all other purchases! There is zero annual fee and newcomers can enjoy the most cash back on groceries in Canada without paying an annual fee. As per our Best of Finance methodology, newcomers get a $388 first-year value.
Annual fee:
$0
Limited time offer:
Offer expiry date:
Apply by May 31, 2024, to receive the 5% cash back welcome bonus offer.
Rewards:
For instance, if you spend $1000 on the card in the first month, you are eligible to get:
The Tangerine Money-Back Credit Card is easily one of the best card for rewards value. You can earn $409 in first year value. Users can also get a high 10% welcome bonus for the first three months and easy eligibility criteria for newcomers to be approved. You can earn a 2% Money-Back Rewards on your everyday purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all your other everyday purchases.
Annual fee:
$0
Limited time offer:
Earn an extra 10% back on up to $1,000 in everyday purchases made within the first 2 months.
Offer valid till:
January 31, 2025
Rewards:
The most ideal credit card for international students is the CIBC Aventura® Visa* Card for Students. You get a $100 welcome bonus and you can earn travel points for return visits home. There is no annual fee on this card, and, according to our methodology, you can earn $527 in first year value in your first year.
Annual fee:
$0
Limited time offer:
Earn up to 2,500 Aventura Points for no annual fee.
Offer valid till:
Ongoing
Rewards:
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