icon

Compare CIBC Credit Cards

Take advantage of great CIBC credit card offers today.

CIBC

The Canadian Imperial Bank of Commerce, more commonly known as CIBC by Canadians, offers a wide variety of financial services and products including credit cards. CIBC partners with Visa to offer a student credit cards, travel credit cards, rewards credit cards, business credit cards and more.

CIBC is headquartered in Toronto. The corporation was founded in 1961 when the Canadian Bank of Commerce and the Imperial Bank of Canada merged, forming CIBC.

On RATESDOTCA, you can instantly compare CIBC’s top credit card offerings to find the perfect card for your lifestyle.

Our top picks
Credit card Great features Annual fee First-year value*

1. CIBC Dividend® Visa Infinite*   

 

  • Earn 4% cash back on eligible gas and grocery purchases. Includes travel coverage and mobile device insurance.
$120 (First year rebate) $

2. CIBC Aventura® Visa Infinite*

  • Earn 1x points on eligible gas and grocery purchases. Includes complimentary shopping insurance.
$139 (first year rebate) $1,525

3. CIBC Aventura® Visa Card*

 

  • Earn 1x points on eligible gas and grocery purchases. Includes complimentary shopping insurance.
$0 $527

4. CIBC Aventura® Visa* Card for Students

  • Earn 1x points on eligible gas and grocery purchases. Includes complimentary shopping insurance.
$0

$527

CIBC Dividend® Visa Infinite*

The CIBC Dividend® Visa Infinite* allows you to earn cash back on everyday purchases, such as gas and groceries, transportation and dining. As a cardholder, in addition to the CIBC travel and mobile device insurance benefits, you also gain access to great travel perks through the Visa Infinite* program. This card is perfect for you if you enjoy earning cash back but also prefer having travel benefits. According to our Best of Finance methodology, the average Canadian could earn around $782 in rewards in the first year.

Annual fee:

$120 (First year rebate)

Interest rate:

  • Purchases: 20.99%.
  • Cash Advance: 22.99% (21.99% for QC residents)
  • Balance Transfer: 22.99%

Rewards:

  • Earn 4% cash back on gas, EV charging and grocery purchases.
  • Earn 2% cash back on transportation, dining and recurring bill payments.
  • Earn 1% cash back on all other purchases.

Terms and Conditions Apply.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$200
+ Annual rewards
$582
- Annual fee (First Year Rebated)
$0
Total first year value
$782
CIBC Dividend® Visa Infinite*

card image
Welcome bonus
$200
CIBC Cash Back Rewards
Annual rewards
$582
CIBC Cash Back Rewards
Annual fees:
$120 (First Year Rebated)
Interest rates:
20.99% on purchases • 22.99% on cash advances
This offer is not available for residents of Quebec.
Generous cash back earns in key spending catagories
Great base travel insurance.
Details at a glance Collapse details
Welcome bonus
$200
Annual rewards
$582
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$200
+ Annual rewards
$582
- Annual fee (First Year Rebated)
$0
Total first year value
$782
Annual fees:
$120 (First Year Rebated)
Interest rates:
20.99% on purchases
22.99 on cash advances
This offer is not available for residents of Quebec.
Generous cash back earns in key spending catagories
Great base travel insurance.
Details at a glance Collapse details

CIBC Aventura® Visa Infinite*

The CIBC Aventura® Visa Infinite* is a travel rewards credit card. This card has everything a traveller needs to move through an airport swiftly and save some cash, from travel insurance to airport lounge access and a NEXUS application fee rebate. You can also use the Visa Infinite* program and access amazing benefits, including luxury upgrades and complimentary breakfast at over 900 hotel properties worldwide. Best of all, cardholders can redeem Aventura Points for the total cost of airfare, including taxes and fees.

According to our Best of Finance methodology, the average Canadian could earn around $1,536 in rewards in the first year.

Annual fee:

$139

Interest rate:

  • Purchase – 20.99%
  • Cash Advance – 22.99% (21.99% for QC residents)
  • Balance Transfer – 22.99%

Rewards:

  • Earn two points for every $1 spent on travel through the CIBC Rewards Centre.
  • Earn 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drugstores.
  • Earn one point for every $1 spent on all other purchases.

Terms and Conditions Apply.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$850
+ Annual rewards
$675
- Annual fee (First Year Rebated)
$0
Total first year value
$1525
CIBC Aventura® Visa Infinite*

card image
Welcome bonus
$850
CIBC Aventura Rewards points
Annual rewards
$675
CIBC Aventura Rewards points
Annual fees:
$139 (First Year Rebated)
Interest rates:
20.99% on purchases • 22.99% on cash advances
This offer is not available for residents of Quebec.
2024 Winner – Best Overall Travel Credit Card and Best Overall Visa Credit Card
Earn points on all purchases and redeem on travel or statement credits
Details at a glance Collapse details
Welcome bonus
$850
Annual rewards
$675
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$850
+ Annual rewards
$675
- Annual fee (First Year Rebated)
$0
Total first year value
$1525
Annual fees:
$139 (First Year Rebated)
Interest rates:
20.99% on purchases
22.99 on cash advances
This offer is not available for residents of Quebec.
2024 Winner – Best Overall Travel Credit Card and Best Overall Visa Credit Card
Earn points on all purchases and redeem on travel or statement credits
Details at a glance Collapse details

CIBC Aventura® Visa* Card

The CIBC Aventura® Visa * Card offers you rewards points with every purchase, allowing you to quickly rack up rewards. The card also features basic travel insurance, a feature rarely found on a no-fee card and the Aventura Travel Assistant for personalized travel planning with no booking fees.

According to our Best of Finance methodology, the average Canadian would earn around $527 in rewards in the first year.

Annual fee:

$0

Interest rate:

  • Purchase – 20.99%
  • Cash Advance – 22.99% (21.99% for QC residents)
  • Balance Transfer – 22.99%

Rewards:

  • Earn one point for every $1 spent on gas, EV charging, grocery and drugstore purchases.
  • Earn one point for every $1 spent on travel through the CIBC Rewards Centre.
  • Earn one point for every $2 spent on all other purchases.

Terms and Conditions Apply.

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$100
+ Annual rewards
$427
- Annual fee
$0
Total first year value
$527
CIBC Aventura® Visa * Card

card image
Welcome bonus
$100
CIBC Aventura Rewards points
Annual rewards
$427
CIBC Aventura Rewards points
Annual fees:
$0
Interest rates:
20.99% on purchases • 22.99% on cash advances
This offer does not apply to customers in Quebec.
One of the top no annual fee travel rewards cards
Redeem points on travel, statement credits and more
Details at a glance Collapse details
Welcome bonus
$100
Annual rewards
$427
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$100
+ Annual rewards
$427
- Annual fee
$0
Total first year value
$527
Annual fees:
$0
Interest rates:
20.99% on purchases
22.99 on cash advances
This offer does not apply to customers in Quebec.
One of the top no annual fee travel rewards cards
Redeem points on travel, statement credits and more
Details at a glance Collapse details

CIBC Aventura® Visa* Card for Students

The CIBC Aventura® Visa* Card for Students offers you points on your everyday purchases, such as gas and groceries. Best of all, you can redeem your points for statement credit, gift cards, travel rewards and much more. If you’re a student looking for a no annual fee credit card but would still like to earn great rewards to save even more money, look no further.

According to our Best of Finance methodology, the average Canadian could earn around $484 in points the first year.

Annual fee:

$0

Interest rate:

  • Purchase – 20.99%
  • Cash Advance – 22.99% (21.99% for QC residents)
  • Balance Transfer – 22.99%

Rewards:

  • Earn one point for every $1 spent on gas, EV charging, grocery and drugstore purchases.
  • Earn one point for every $1 spent on travel through the CIBC Rewards Centre.
  • Earn one point for every $2 spent on all other purchases.

Terms and Conditions Apply.

Latest credit card articles

Do you need personal cybercrime insurance?
In 2022, Canadians lost $530 million to fraud and cybercrime. Learn how to shield your digital life and finances against these threats.
4 mins read
How to break down the value of a credit card
It’s not about finding the ‘best’ credit card in the market, but rather the best one for you. 
7 mins read
Credit Card Perks: Extended warranty and purchase protection
Many credit cards offer purchase protection and extended warranty. Familiarizing yourself with these extra features can save you money and prepare you to make a claim.
5 mins read

Subscribe to our newsletter

Stay on top of our latest offers, relevant news and tips!

Thanks for joining!

You'll be hearing from us shortly - stay tuned.