2026's Best CIBC Credit Cards
Take advantage of great CIBC credit card offers today.
CIBC
The Canadian Imperial Bank of Commerce, more commonly known as CIBC by Canadians, offers a wide variety of financial services and products, including credit cards. CIBC partners with Visa to offer a student credit cards, travel credit cards, rewards credit cards, business credit cards and more.
CIBC is headquartered in Toronto. The corporation was founded in 1961 when the Canadian Bank of Commerce and the Imperial Bank of Canada merged, forming CIBC.
Best Credit Cards for 2026: Best Overall CIBC Card
On Rates.ca, you can instantly compare CIBC’s top credit card offerings to find the perfect card for your lifestyle.
| First-year value* | Credit score required | Top features | |
|---|---|---|---|
| $882 | Excellent | Earn 4% cash back on eligible gas and grocery purchases. Includes travel coverage and mobile device insurance. | |
| $1,536 | Excellent | Earn 1x points on eligible gas and grocery purchases. Includes complimentary shopping insurance. | |
| $527 | Good | Earn 1x points on eligible gas and grocery purchases. Includes complimentary shopping insurance. | |
| $527 | Good | Earn 1x points on eligible gas and grocery purchases. Includes complimentary shopping insurance. |
*The Rates.ca Best of Finance methodology assumes the cardholder spends an average of $2,000 a month on their card to determine the first-year value. The calculation includes all welcome bonuses and promotional offers at the time of publishing.
Winner: CIBC Dividend® Visa Infinite*
The CIBC Dividend® Visa Infinite* allows you to earn cash back on everyday purchases, such as gas and groceries, transportation and dining. As a cardholder, in addition to the CIBC travel and mobile device insurance benefits, you also gain access to great travel perks through the Visa Infinite* program. This card is perfect for you if you enjoy earning cash back but also prefer having travel benefits.
According to our Best of Finance methodology, the average Canadian could earn around $832 in rewards in the first year.

Runners-up: Best Overall CIBC Card
2. CIBC Aventura® Visa Infinite*

3. CIBC Aventura® Visa* Card

4. CIBC Aventura® Visa* Card for Students

Rates, product information and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. Rates.ca may receive a referral fee from our partners or affiliate links featured on the site; however, our editorial choices are objective and free from bias. The opinions expressed in this article are purely those of Rates.ca; thus, the credit card issuers and partners are not responsible for any editorials or reviews that may appear. Please visit the associated brand’s website for complete and current terms and conditions on any product or service mentioned. The information in this article is accurate as of the date of this posting, January 28, 2026. Read our full disclaimer.





