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Compare Vancity Credit Cards

Find the best Vancity credit card for you today.

Today's top Vancity credit cards Jun 17, 2024

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$120
- Annual fee
$0
Total first year value
$120
Vancity enviro™ Visa* Classic card

card image
Welcome bonus
$0
Vancity Rewards
Annual rewards
$120
Vancity Rewards
Annual fees:
$0
Interest rates:
19.5% on purchases • 19.5% on cash advances
Earn rewards points while you spend while paying no annual fee
Earn valuable Vancity Rewards points that can be redeemed for cash back, travel, charitable donations and gift cards
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$120
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$120
- Annual fee
$0
Total first year value
$120
Annual fees:
$0
Interest rates:
19.5% on purchases
19.5 on cash advances
Earn rewards points while you spend while paying no annual fee
Earn valuable Vancity Rewards points that can be redeemed for cash back, travel, charitable donations and gift cards
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$466
- Annual fee (First Year Waived)
$0
Total first year value
$466
Vancity enviro™ Visa Infinite* card

card image
Welcome bonus
$0
Vancity Rewards
Annual rewards
$466
Vancity Rewards
Annual fees:
$120 (First Year Waived)
Interest rates:
19.5% on purchases • 19.5% on cash advances
Elevated rewards on everyday purchases like groceries and transit
Includes premium insurance coverage and benefits
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$466
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$466
- Annual fee (First Year Waived)
$0
Total first year value
$466
Annual fees:
$120 (First Year Waived)
Interest rates:
19.5% on purchases
19.5 on cash advances
Elevated rewards on everyday purchases like groceries and transit
Includes premium insurance coverage and benefits
Details at a glance Collapse details

About Vancity

Vancity, one of Canada’s largest community credit union, operates on the ancestral lands of the Coast Salish and Kwakwaka’wakw people, embodying a member-owned, community-based financial institution.

With 54 branches across Metro Vancouver, the Fraser Valley, Victoria, Squamish, and Alert Bay, Vancity uses its assets to drive a vision for a transformed economy focused on environmental protection and equity.

Going by the numbers, Vancity boasts over 560,000 members, $26.6-billion in assets, and has shared $444.4 million with communities since 1994. Recognized as one of Canada's Top 100 Employers by The Globe and Mail, Vancity is committed to values-based banking and has set ambitious goals, such as becoming carbon neutral and achieving net-zero across all mortgages and loans by 2040.

Founded in 1946, Vancity has been a pioneer, offering a full range of financial products and services, while remaining democratically controlled with a one member, one vote approach. This commitment to innovation and community has positioned Vancity as a leader in the Canadian financial landscape.

Vancity Credit Cards

Vancity has an array of credit cards to choose from, depending on your needs and financial situation. Whether you require a credit card for personal banking or business needs, Vancity has you covered. You can choose a credit card based on what's important to you — whether you want no annual fee charge, want to earn reward points, need low interest rate or premium benefits, you can compare different Vancity cards to choose the one that suits you best. You can compare cards based on your monthly spend and detailed spending habits and Vancity will have a card for you.

Some of the Vancity credit cards are:

  1. enviro Visa Infinite card
  2. enviro Visa Gold card
  3. enviro Visa Classic card
  4. enviro Visa Infinite Privilege card

Vancity Rewards

The Vancity Rewards program offers flexibility, allowing you to redeem points you earned on your credit card purchase, on your terms. With a straightforward conversion of 100 points equaling $1 in rewards value across all redemption categories, it's a simple and predictable system.

Your choices for redemption include:

  • cash back,
  • travel,
  • gift cards, and
  • charitable donations.

This puts you in complete control of how you utilize your reward points. From the moment you earn these points to the time of redemption, their value remains constant, providing transparency and consistency in your reward experience. Vancity Rewards is designed to empower you with the freedom to redeem points for what matters most to you, when it matters most, without the pressure of fluctuating values.

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