Scotiabank is one of the leading banks in Canada, partly because of their reputation for excellent customer service and partly because of the different perks that they are able to offer their customers. One of the most important advantages that a customer can gain from using Scotiabank is having access to their credit cards. These credit cards offer a wide range of different benefits that will be able to meet a person's needs and ensure that he or she is rewarded for loyalty.Scotiabank Gold American Express Card
The Scotiabank Gold American Express Card is the card that travellers should use in order to earn points more quickly that will allow them to qualify for a greater number of airline miles. The points that Scotiabank issues allow people to accumulate them at a rate that is approximately 4 times faster than that of other banks. Customers are able to earn this remarkable number of points for every dollar that is spent at eligible grocery stores, restaurants, and entertainment venues. The first year that a person uses this card is absolutely free; with a $99 annual fee charged each year after that. The interest rate on this card is 19.99%. When a customer first purchases an item using the card, he or she will instantly receive 15,000 bonus points
, which is worth approximately $150, for travelling purposes. This card will also qualify the user for discounts at certain car rental companies, hotels, and airlines. Essentially, it is an excellent card for anyone who frequently travels. Scotiabank American Express Card
A second popular card is the Scotiabank American Express Card. This card allows users to earn points up to 2 times as quickly as other banks when the card is used to purchase items at qualifying restaurants, grocery stores, and entertainment venues. When a person makes his or her first purchase with this card, the money will immediately qualify the user for 5,000 bonus points, which is worth $50 in travel money. This card qualifies the user for discounts at a myriad of different locations, allowing trips to be a little bit more affordable. There is no yearly fee
that needs to be paid in order to use this card and the interest rate is at 19.99%.Scotiabank Value Card
This card's main feature is that it has a very low interest rate
of 11.5%. People who have a hard time paying off their debt in one month will be attracted to this card because it will make carrying debt slightly more manageable. It will also allow debt to be paid much more quickly. The first six months that this card is used will have an interest rate of only .99%. The annual fee is set at $29.