Compare American Express Credit Cards

Take advantage of great American Express credit card offers today.

Today's best American Express credit card offers Nov 27, 2020

American Express

American Express is one of the top credit card companies in Canada. American Express credit cards are great for those who love to travel and indulge in great experiences such as exploring new cities, attending great live events, and enjoying fine dining. Their unique credit card rewards program allows you to take advantage of several great rewards and perks such as annual travel credit, purchase protection, airport lounge access, pre-sale ticket access and more. American Express offers multiple personal credit cards under its own name, along with rewards credit cards through various partners. See the best American Express credit cards in Canada and start taking advantage of their renowned rewards program today.

American Express membership rewards points

Every American Express credit card gives you access to the company’s robust Membership Rewards® program. Whether you hold a top tier or low tier American Express credit card, you’ll have access to the a range of credit card rewards and perks. Here’s how your American Express credit card rewards and perks will work:

  • Cobalt rewards: As an American Express Cobalt credit card holder you will earn 5 points for every $1 spent on all food purchases, including your grocery purchases to restaurant visits. Travel related purchases will reward you 2 points for every $1 spent. This includes transit and gas purchases all over Canada. When you purchase anything else, from sneakers to new speakers, you’ll earn 1 point for every $1 spent through your Cobalt credit card.
  • Gold rewards: As an American Express Gold credit card holder you’ll be able to earn 2 points for every $1 on every eligible gas, grocery and drugstore purchase in Canada. For eligible travel purchases, you’ll get 2x points for every dollar spent and 1 point for every dollar spent on everything else.
  • Platinum rewards: All Platinum American Express credit card holders can enjoy 2x points on eligible travel purchases and 3x points on eligible dining purchases, respectively. You will also receive an annual travel credit of $200 every year.
  • SimplyCash rewards: SimplyCash Amex credit card holders enjoy the benefit of cashback on every purchase made through their SimplyCash American Express credit card. Depending which SimplyCash card you have, you will earn 1.25% - 2.00% cash back on all purchases you make on your card. Please keep in mind that your cashback rewards will be credited to your account on an annual basis.

American Express membership perks

  • Cobalt perks: Cobalt perks include American Express Invites, which is a program that allows you to book tickets for unique live events around the world. You can also enjoy a wide array of insurance perks such as flight delay insurance and car rental theft insurance. As a Cobalt member, you can enjoy the advantage of booking travel tickets through the American Express Fixed Points Travel Program.
  • Gold perks: Gold membership credit card holders can enjoy great perks such as hotel room upgrades, pre-sale ticket access and car rental discounts. Travel with less stress, as Gold members can enjoy travel insurance coverage which includes hotel burglary, trip interruption insurance and much more.
  • Platinum perks: Platinum members can use the American Express Concierge service 24/7 to secure reservations and make purchases, wherever you are. If you’re under the age of 65, you can take advantage of the American Express Out of Province Medical Coverage. Platinum members are also covered for a wide array of trip insurance perks such as trip cancellation insurance and trip delay insurance.
  • SimplyCash perks: SimplyCash Amex members can enjoy $100,000 in travel accident coverage and presale ticket access to amazing live events around the world.

American Express credit card partnerships

American Express has a wide variety of product and services that are offered through their international partners. Here are the services and products offered through American Express and their partners:

Air Miles: American Express offers Air Miles credit cards that allow you to collect Air Miles with every eligible purchase. Collecting Air Miles is a smart option for the frequent traveler. Use your Miles to purchase travel tickets once you’ve collected the required amount. You can also shop at participating Air Miles partners across Canada and show your Air Miles membership card while paying with your Air Miles American Express credit card to earn Air Miles not once, but twice.

Marriott Bonvoy: American Express has partnered with Marriott Bonvoy to give you access to amazing international hotel stays through their rewards program. The Marriot Bonvoy American Express credit card allows you to earn 5 Bonvoy points per $1 spent at Marriott International hotels and 2 points per $1 spent on any other purchases charged to the card. You can also use your credit card rewards points to book a stay at more than 7,000 of the world’s most attractive hotels. For example, Amex points can be converted into Hilton Honors Program account at a 1:1 ratio.

American Express limitations

Unlike, Visa or Mastercard, American Express credit cards may not be accepted everywhere you shop. Some merchants avoid accepting Amex cards due to the high merchant fees. Just be prepared to offer another form of payment at places where your American Express credit card isn’t accepted. Most Amex card holders keep another credit card for such places.

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