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How to calculate your credit utilization ratio
Optimizing how you use your available credit can help you maintain or improve your credit score.
4 mins read
Hayley O.
Jan.14.25
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Should you accept that pre-approved credit limit increase?
A pre-approved credit increase may signal warning bells. Why is your credit card company offering you more money? But don’t be alarmed; it may be a good thing for your credit score.
5 mins read
Caitlin M.
Jan.07.25
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Holiday cheer and financial fear: 64% of Canadians set spending limits
A recent RATESDOTCA survey reveals that 39% of Canadians carry over $5,000 in non-mortgage debt, as inflation and high interest rates continue to impact budgets.
5 mins read
Aya A.
Dec.16.24
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