TheDot

Seniors over age 85 are among the fastest-growing age groups in the country, and many move to assisted living facilities, retirement homes, or long-term care centres.

Many Canadians prefer to age in place as they grow older. Different home modifications that can make living at home easier, with plenty of funding options available too.

Decide to file a home insurance claim by weighing future premiums, deductibles, and only file for major covered damages, while maintaining emergency funds and proper coverage.

How you pay for your car doesn't figure into your premiums, but the different coverage needs will.

Commercial auto insurance protects against financial losses from accidents, theft, and other incidents. Learn about the various coverage options here.

Today the Bank of Canada cut its key interest rate by 50-basis points. Is today's double rate cut enough to incentivize buyers to re-enter the housing market? Let’s see what it means for the Canadian housing market.

Steve Garganis, a mortgage broker and Canadian real estate veteran shares his thoughts on what's to come.

Applying for grants can be an overwhelming process for many small businesses, but there are ways to make it easier. Here's what you need to know.

Buying a home is likely going to be the largest purchase in your life. And when you sell, the real estate commission might be the biggest fee you’ll ever pay in your lifetime.

While nearly a third of new homeowners receive financial gifts from parents, many don't have this option. Those putting just 5% down on a $700,000 home in Canada pay an extra $70,435 more on interest and CMHC insurance than those with a 20% down payment.

Do you know if your home insurance will cover the full cost of rebuilding your home in the event of a disaster? Learn how home replacement cost works - before you need it.

Prepare financially for buying a home by evaluating your budget, anticipating unexpected changes, and using a mortgage calculator to ensure a sustainable plan.

The freelance life comes with a unique set of privileges - and risks. This article breaks down what freelance insurance is and why it's important.

If your home needs repairs, by-law insurance covers the extra costs of upgrading to meet new safety standards, beyond what regular insurance covers.

As climate change worsens, more people are doing their part to limit its effects. Here are just some of the rebates available for climate-change-friendly upgrades to your home.

Thinking of switching mortgages for a lower rate? Beware: breaking a fixed-rate mortgage can lead to a five-figure prepayment penalty.

Interest rates in Canada are gradually decreasing. Given this trend, is a fixed mortgage still more advantageous than a variable mortgage, or is it the other way around?

The Canadian government is relaxing mortgage rules to make borrowing more affordable. But is it really bringing mortgages within your means?