Craig Sebastiano

Here’s an overview of Ontario’s graduated licensing program, what’s required to get a G1 licence, and what you’re allowed to do once you have it.

Buying a home is expensive, but there are also a number of closing costs. Learn about the hidden and unexpected costs when you buy a house or condo.

Think you can't switch mortgage lenders without requalifying for the stress test? If you have an insured mortgage, you may be in luck.

Have you made a profit off selling an investment? Learn how it figures into your taxes.

If you’re thinking about buying a used car, there’s much to consider — including inflated prices.

Buying a home is likely going to be the largest purchase in your life. And when you sell, the real estate commission might be the biggest fee you’ll ever pay in your lifetime.

Vehicle theft is seriously discouraging. If you find yourself a victim to it, follow these steps.

Some insurance providers reward safe drivers who don't make claims with a deductible that declines over time. But there are pros and cons to consider.

The recent Bank of Canada rate hikes are one of many factors to consider before renewing your mortgage early.

As office workers return to a hybrid schedule or continue to work entirely from home, now is a good time to understand how this affects your home insurance.

Inflation is at its highest level in nearly 40 years. Those with variable-rate mortgages should consider comparing mortgage rates to offset rising interest rates.

Postal code discrimination continues to affect car insurance rates for Canadians.

Want to jump into the housing market with a friend? Here's what you need to know about a tenants-in-common mortgage.

A chip might be covered at no cost to you, but a crack is a slightly different story.

Auto insurance endorsement forms can increase or reduce your coverage. Learn about the most common endorsements in Ontario and Alberta.

If you are returning to the office full-time or commuting a few days a week, you must determine the distance you’ll be driving and inform your car insurance provider.

Tinting your vehicle’s windows may help keep the sun and glare out of your eyes, but it could also result in higher auto insurance costs.

More young Canadians are starting to prioritize saving. Learn which money products can help young adults prepare for the future financially.

Learn how to calculate your tax-free savings account contribution room to ensure you understand your limit and avoid tax consequences.

Credit card fraud can cause a lot of damage to both your balance and your credit score. Learn several ways to keep your personal information safe and how to report suspicious activity.

Automakers are starting their own insurance companies in the U.S. Will they soon begin selling car insurance to Canadians?

According to research, the majority of all new sanitary sewer systems in municipalities across the province are at risk of being overwhelmed, which increases homeowners’ flood risk. Climate change is exacerbating the problem.

Should you buy a rent-to-own home? This payment method can help those without savings or credit history become homeowners but can be costly in the long run. Here’s what you need to know.

The pandemic has impacted Canadians’ financial stress levels. Concerns about money are affecting health and causing sleep issues.

Many Canadians will travel by car for their next vacation. And there are many cool gadgets to use during your next road trip to make your getaway all the more fun.

Is it a good idea to take a mortgage payment vacation? Such an option can come in handy in financial emergencies but will cost homeowners more in interest.

Swapping your house with someone else can save you a lot of money on your next vacation. Find out if a home exchange is right for you.

Thinking of buying a cottage? It can vary from purchasing a primary residence. Check out these five must-know tips for buying your own slice of cottage country heaven.

The Canadian government has announced changes to the Canada Emergency Response Benefit, including extending the program by eight weeks for a maximum eligibility period of 24 weeks.

The grace period for COVID-19 mortgage and credit card deferrals, property tax payments, and other financial relief measures are coming to an end.