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Best Credit Card Welcome Offers for March 2021
Table of Contents
March will look a little different this year, without the usual March break. Although there will be no sand between your toes this spring break, there is always next time. That makes now the perfect time to start racking up the rewards for a future vacation or extended weekend.
A welcome bonus can help boost those efforts. The best credit card welcome offers for March are here, and they do not disappoint:
- A top travel reward card offers a bonus of up to $800 in value.
- Several cards boast offers as high as 10 % back on all purchases.
- Apply for the HSBC +Rewards™ Mastercard® before the bonus ends on April 19, 2021.
- RATESDOTCA has one of the best deals on the market for both Tangerine credit cards. For a limited time, get a $100 e-Gift Card upon approval and score a low promotional interest rate on balance transfers.
Check out the best credit card welcome offers for this month.
| Our top picks | ||
|---|---|---|
Credit card | Welcome offer | Annual fee |
| $139 (Rebated year 1) | |
| $120 (Rebated year 1) | |
| $120 (Waived year 1) | |
| $25 (Rebated year 1) | |
| $99 | |
| $120 | |
| $120 (Rebated year 1) | |
| $120 (Rebated year 1) | |
| $0 | |
| $0 | |
| $0 | |
1. CIBC Aventura® Visa Infinite* Card
The CIBC Aventura® Visa Infinite* Card currently offers up to 35,000 bonus Aventura Points. Get 20,000 points when you make your first purchase using the card. Get an additional 1,250 points each month you spend at least $1,000 in the first year (up to 15,000 points).
Regular features and benefits of this card include:
- Annual fee: $139
- Annual fee for additional cards (up to three): $50
- Interest rate: Purchases: 20.99%. Cash Advance: 22.99% (21.99% for QB residents) Balance Transfer: 22.99%
- Earn two Aventura Points for every $1 spent on travel through the CIBC Rewards Centre.
- Earn 1.5 Aventura Points for every $1 spent at eligible gas stations, grocery stores and drugstores.
- Earn one Aventura Point for every $1 spent on all other purchases.
Cardholders receive a full suite of travel insurance coverage on the card, a NEXUS application fee rebate and Priority Pass™ Membership with four free passes annually.
Offer expiry date: N/A subject to change without notice
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2. CIBC Dividend® Visa Infinite* Card
The CIBC Dividend® Visa Infinite* Card offers cardholders 10% cash back on all purchases for the first four statement periods, up to $2,000 in total purchases. That is up to $200 cash back. Plus, pay no annual fee for the primary and additional cardholders for the first year.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards (up to three): $30
- Interest rate: Purchases: 20.99%. Cash Advance: 22.99% (21.99% for QB residents) Balance Transfer: 22.99%
- Earn 4% cash back on eligible gas and grocery purchases.
- Earn 2% cash back on eligible dining, transportation and recurring bill payments.
- Earn 1% cash back on all other purchases with no limit to how much you can earn.
Cardholders get basic travel insurance coverage with this card. They can also take advantage of the CIBC Global Money Transfer™ feature to send money abroad.
Offer expiry date: N/A subject to change without notice
3. BMO® CashBack® World Elite®* Mastercard®*
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Apply for the BMO® CashBack® World Elite®* Mastercard®* to earn 10% cash back on all purchases for the first three months, up to $2,000 in total purchases. That is up to $200 cash back. Plus, pay no annual fee for the first year.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards: $50
- Earn 1.5% cash back on all purchases made on the card.
Cardholders can also enjoy complimentary membership to the Dominion Automobile Association (DAA) and their BMO Roadside Assistance Program. Also, feel peace of mind with BMO CashBack World Elite Travel and Medical Protection.
Offer expiry date: October 31, 2021
4. HSBC +Rewards™ Mastercard®
*Best of Finance Winner: Best Credit Card for Paying Down Your Balance in Canada for 2020
New cardholders of the HSBC +Rewards™ Mastercard® can earn up to 30,000 points when they spend at least $2,000 in the first 180 days of opening the account. That is a $150 travel value. Plus, pay no annual fee for the primary cardholder for the first year.
Regular features and benefits of this card include:
- Annual fee: $25
- Annual fee for additional cards: $10
- Earn two points for every $1 spent on eligible dining and entertainment purchases.
- Earn one point for every $1 spent on all other purchases.
Cardholders can enjoy a low annual interest rate on purchases, balance transfers and cash advances (11.9%), as well as the HSBC Plus Rewards program. Not only that, but this card also features price protection so that cardholders can shop with confidence.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
Offer expiry date: April 19, 2021
5. SimplyCashTM Preferred Card from American Express
New cardholders of the SimplyCashTM Preferred Card from American Express can earn 10% cash back for the first four months, up to $4,000 in purchases. That is up to $400 cash back.
Regular features and benefits of this card include:
- Annual fee: $99
- Annual fee for additional cards: $0
- Earn 2% cash back on all purchases with no limit to how much you can earn.
Cardholders can enjoy a selection of shopping and travel coverages on this card. Also, access priority lanes at events and exclusive presale tickets with the American Express Invites® program.
Offer expiry date: N/A subject to change without notice
6. American Express® Aeroplan®* Card
Apply for the American Express® Aeroplan®* Card to earn up to 15,000 Aeroplan points and a bonus Buddy Pass. Earn 9,000 Aeroplan points and a bonus Buddy Pass after spending at least $1,500 in purchases in the first three months. Earn an additional 1,000 points each month you spend at least $500 for the first six months (up to 6,000 Aeroplan points). Conditions apply.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards:
- $50 for authorized users to share some of the card benefits
- $0 for authorized users without shared benefits
- Earn two points for every $1 spent on eligible purchases made directly through Air Canada®* and Air Canada Vacations®.
- Earn 1.5 points for every $1 spent on eligible dining and food delivery in Canada.
- Earn one point for every $1 spent on all other purchases.
Cardholders can enjoy exclusive Air Canada benefits, including their first checked bag for free (up to 23kg/50lbs) and preferred pricing. Plus, access American Express Invites® for advanced and reserved ticket sales and unique offers.
Offer expiry date: N/A subject to change without notice
7. TD Cash Back Visa Infinite* Card
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*Best of Finance Winner: Best Cash Back Credit Card in Canada for 2020
For a limited time, new cardholders of the TD Cash Back Visa Infinite* Card can earn 6% cash back on all purchases for the first three months, up to $2,000 in total purchases. Plus, pay no annual fee for the primary and one additional cardholder for the first year.
Regular features and benefits of this card include:
- Annual fee: $120
- Annual fee for additional cards: $50
- Earn 3% in Cash Back Dollars on eligible grocery and gas purchases and recurring bill payments on the account.
- Earn 1% in Cash Back Dollars on all other purchases.
Cardholders can enjoy a complimentary Deluxe TD Auto Club Membership (a $79 value) and basic travel insurance.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
Offer expiry date: May 30, 2021
8. TD® Aeroplan® Visa Infinite* Card
The TD® Aeroplan® Visa Infinite* Card offers cardholders up to 20,000 Aeroplan points and a bonus Buddy Pass. Earn 10,000 Aeroplan points when you make your first purchase on the card. Earn another 10,000 points and a bonus Buddy Pass when you spend at least $1,000 in purchases within 90 days of opening the account. Plus, pay no annual fee for the primary and up to three additional cardholders for the first year. Conditions apply.
For a limited time, earn 1.5 bonus Aeroplan points for every $1 spent on eligible purchases at Starbucks locations until November 7, 2021.
Regular features and benefits of this card include:
- Annual fee: $139
- Annual fee for additional cards: $75
- Earn 1.5 points for every $1 spent on gas and grocery purchases and direct through Air Canada purchases made with the card.
- Earn 1 point for every $1 spent on all other purchases.
Cardholders can enjoy exclusive Air Canada and Visa Infinite benefits, including their first checked bag for free (up to 23kg/50lbs) and access to events. Plus, travel with peace of mind knowing you have a full suite of travel insurance coverage.
This offer is not available for residents of Quebec. For Quebec residents, please click here.
Offer expiry date: May 30, 2021
9. BMO CashBack® Mastercard®*
*Best of Finance Winner: Best Credit Card for Newcomers to Canada for 2020
The BMO CashBack® Mastercard®* offers cardholders 5% cash back on all purchases for the first three months. Conditions apply.
Cardholders can also take advantage of the 1.99% introductory interest rate on balance transfers for nine months. A 1% balance transfer fee does apply.
Regular features and benefits of this card include:
- Annual fee: $0
- Annual fee for additional cards: $0
- Earn 3% cash back on up to $500 in grocery purchases each month.
- Earn 1% cash back on up to $500 in recurring bill payments set up on the account each month.
- Earn 0.5% unlimited cash back on all other purchases.
Cardholders can save up to 25% off car rentals, and 15% off admission to Cirque du Soleil shows touring Canada.
Offer expiry date: October 31, 2021
10. MBNA Rewards Platinum Plus® Mastercard®
*Best of Finance Winner: Best No-Fee Credit Card in Canada for 2020
The MBNA Rewards Platinum Plus® Mastercard® offers cardholders up to 10,000 bonus points and an accelerated earn rate on select purchases.
Earn 5,000 bonus points when you spend at least $500 on the card within 90 days. Earn another 5,000 points once you enroll in paperless e-statements within that same period.
Plus, earn four points for every $1 spent on eligible gas, grocery and restaurant purchases for the first 90 days after opening the account. Conditions apply.
Regular features and benefits of this card include:
- Annual fee: $0
- Annual fee for additional cards: $0
- Earn two MBNA Rewards Points for every $1 spent on eligible gas, grocery and restaurant purchases, up to the $5,000 spending cap in each category annually.
- Earn one MBNA Rewards Point for every $1 spent on all other purchases.
Cardholders can save on rental cars across the U.S. and Canada with this card.
This offer is not available for residents of Quebec. For residents of Quebec, please click here.
Offer expiry date: N/A subject to change without notice
11. Tangerine World Mastercard®
New cardholders of the Tangerine World Mastercard® can take advantage of the 1.95% promotional interest rate on balance transfers made within the first 30 days for six months.
Plus, earn a $100 bonus e-Gift Card from RATESDOTCA upon approval for a Tangerine World Mastercard® or Tangerine Money-Back Credit Card.
Regular features and benefits of this card include:
- Annual fee: $0
- Annual fee for additional cards: $0
- Earn 2% cash back in up to three categories out of 10 options. Start with two categories and earn the third when you choose to deposit your rewards into a Tangerine Savings Account.
- Earn 0.5% cash back on all other purchases with no limit to how much you can earn.
This card also features mobile device insurance and some travel features like access to over 1,000 Wi-Fi hotspots worldwide with Boingo Wi-Fi for Mastercard®* and Mastercard® Airport Experiences Provided by LoungeKey.
Offer expiry date:
- Tangerine: N/A subject to change without notice
- RATESDOTCA: May 14, 2021
Rates, product information, and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. The views and opinions expressed in this review are purely those of RATESDOTCA. Information in this article is accurate as of the date of this posting, March 2, 2021. Read our full disclaimer.
Hayley Osmond, Freelance writer
Hayley Osmond is an editor and writer in the personal finance space, where she uses her eight years of media and marketing experience to bring content to life. She specializes in money products, including mortgages, home and auto insurance, and credit cards. Hayley holds a Broadcast Journalism diploma from Sheridan College and was awarded the Shaw Media Journalism and Media Award for graduating at the top of her class. Her work has appeared in Global News and diverse digital corporate training materials behind the scenes.
Hayley is passionate about making complex subjects, such as home buying and financial literacy, concise and intriguing. Her work has garnered media coverage from The Globe and Mail, blogTO, Yahoo! News, and CityNews 680 and has been syndicated across other publications.
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