Hayley Osmond

Hayley Osmond, Freelance writer

Hayley Osmond is an editor and writer in the personal finance space, where she uses her eight years of media and marketing experience to bring content to life. She specializes in money products, including mortgages, home and auto insurance, and credit cards. Hayley holds a Broadcast Journalism diploma from Sheridan College and was awarded the Shaw Media Journalism and Media Award for graduating at the top of her class. Her work has appeared in Global News and diverse digital corporate training materials behind the scenes.

Hayley is passionate about making complex subjects, such as home buying and financial literacy, concise and intriguing. Her work has garnered media coverage from The Globe and Mail, blogTO, Yahoo! News, and CityNews 680 and has been syndicated across other publications.

Articles From Hayley Osmond

Mortgage amortization: Should you go long or short?

Mortgage amortization will determine your monthly payments and the total interest you’ll end up paying on your mortgage. So, should you go long or short?

Mature couple discussing in meeting with bank manager for loan. Mature man and woman looking at each other while they are on a visit with a businessman. Happy couple talking amongst themselves
How to calculate your credit utilization ratio

Optimizing how you use your available credit can help you maintain or improve your credit score.

girl in swetaer looking at laptop with creidt card in hand (1).jpg
When is the right time to upgrade your car?

It can be hard to say goodbye to your beloved vehicle, but sometimes it’s time to upgrade.

A dog looks content with his head out the car window driving in the sunshine
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