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There are many different methods and resources available to help you find affordable auto insurance. This article addresses some frequently asked questions associated with car insurance.
In Hamilton, as in all of Canada, it is required for all people who operate vehicles on a regular basis to purchase liability insurance. Liability insurance is a type of auto insurance that will help pay for any damages that occur if the person who holds the insurance policy should get into an accident. This is important because without liability insurance, most Hamilton residents would be unable to afford the large amount of money needed to repair or replace any damaged personal property that resulted from an accident that they caused.
Collision covers the repair or replacement cost of your vehicle if you're involved in an at-fault accident. Even if you're not at-fault and you don't have collision insurance, you may still be covered by most auto insurance policies in Ontario.