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No matter where you live in Ontario, it is not only wise to have car insurance, but it is also a requirement. Being ticketed for not having car insurance can be very expensive, easily exceeding $6,000. The cost of fines is pale in comparison to the cost that can be incurred as the result of an accident. Not having adequate car insurance can leave you bearing the financial burden associated with the crash.
Outside of the legal issues associated with the need to have car insurance, protecting your interest ranks high among motivating factors for obtaining car insurance. This is especially true in the city of Brampton. According to the Canadian Motor Vehicle Traffic collision statistics, Brampton has the highest crash rate in the entire province of Ontario as also verified in a report by 680 News. The study ranked 50 different cities and communities in Ontario, and it was determined that drivers in Brampton were more likely to crash their vehicle than any of the other 48 cities and communities studied.
When you’re behind the wheel you should think twice about using your mobile phone. It’s said using a mobile phone while you’re driving is just as dangerous as drinking and drive. The last thing you want is to get into fender bender or worse.
The increased number of drivers has also served to exacerbate the high risk factors for car crashes. The more cars you put on the street, the more the risk of accidents. This is especially true when changes to the transit infrastructure have not been made to prepare for the increase. The city of Brampton is preparing for some transportation improvements but it will take a while to complete. Drivers can work to improve their driving habits, becoming safer drivers, but this cannot guarantee that there will not be any accidents. To protect your interest, you must obtain adequate auto insurance.
As you can imagine, the high crash rates in Brampton have caused a spike in auto insurance rates, leading many to believe that auto insurance is unaffordable. The truth is that you can find affordable insurance rates in the Brampton area. It will take a little legwork, but it can be done. You will need to obtain auto insurance quotes from several reputable auto insurance companies to get the best rates. Of course, your driving history will play a role in determining your total cost, but with all things considered, you will still find reasonable auto insurance rates in your area.
You'll realize auto insurance is necessary by examining the possible ramifications of not having it. Automobile repairs can become extremely expensive, not to mention the cost for medical expenses that may result in case of an accident. In Brampton, where the crash rate is so high, it simply makes good financial sense to purchase a policy that will protect you and your property from the financial burdens associated with being involved in a car accident.
While you can't control what others do and even end up in a car accident that's not your fault, you can control the amount of financial protection that you have with the right auto insurance coverage.