TheDot

As the real estate market fluctuates, doing minor, strategic renovations may help improve your home equity and offset falling home values.

There is no scenario in which using cannabis prior to operating a motor vehicle makes you a safer driver. Plus, it can make your insurance rate skyrocket.

The recent Bank of Canada rate hikes are one of many factors to consider before renewing your mortgage early.

Your auto insurance premium can increase for several different reasons. But the good news is: it usually can't be changed until your policy renews.

If you want to protect your home, make sure you know what you’re covered for in order to avoid a denied claim and having to pay out of pocket for the damage.

With travel insurance, you usually get your cash back when an emergency occurs. But will travel insurance cover you if you paid for your trip with points?

When an insurance provider writes off your vehicle, it’s because it has deemed it a “total loss.” This means that the cost of repairing the vehicle is not economically viable to repair.

The Équité Association reveals the top 10 stolen vehicles in Canada. If yours is on the list, you could end up paying more for auto insurance.

A look into mortgage shopping habits conducted by RATESDOTCA shows a slowdown in quoting activity across all property and mortgage types, as Canadians wait to see how market conditions unfold.

If you’ve made a lot of claims, insurance companies may see you as a money-losing customer and charge you a higher rate to offset the risk.

Throughout the last few years, it’s become possible for renters to report their rent payments to credit bureaus and help build their credit scores. Here’s how.

Choosing a mortgage term can be difficult, but after six Bank of Canada interest rate hikes this year, it’s become more confusing for many Canadians. Long and short-term mortgage lengths both have pros and cons, so here’s what you need to consider before locking into either.

Find out which Scotiabank travel rewards card offers the most points and best benefits.

As office workers return to a hybrid schedule or continue to work entirely from home, now is a good time to understand how this affects your home insurance.

Taking steps to get your vehicle winter-ready involves installing snow tires, clearing all the snow and ice off your vehicle, and driving carefully.

When time falls back on November 6 at 2 a.m., you may get an extra hour of sleep, but it can also pose potential safety risks on the road. Here’s how to prepare yourself.

What financial products are impacted by the BoC’s policy moves? The answers might surprise you.

With six Bank of Canada interest rate hikes this year, homeowners with a mortgage loan should brace themselves for higher rates at renewal. According to a recent survey, homeowners are already feeling concerned about an increase in payments when their mortgages come up for renewal.